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List of IBANs of Prime Minister’s Relief Fund for Türkiye's Earthquake Victims
List of IBANs of Prime Minister’s Flood Relief Fund accounts maintained with commercial banks
The Supreme Court of Pakistan and the Prime Minister of Pakistan Diamer-Bhasha and Mohmand Dams Fund
IFPD Circular Letter No. 01 of 2024 - Assuming Charge as Director, Islamic Finance Policy Department
DMMD Circular Letter No. 12 of 2024 - Rate of Remuneration on Special Cash Reserve Account maintained with SBP against deposits raised under FE-Circular 25 of 1998
PSP&OD Circular Letter No. 01 of 2024 - Raast Person to Merchant (P2M) Payment Acceptance Service
BPRD Circular No. 05 of 2024 - Minimum Rate of Return on Saving Deposits
IFPD Circular No. 09 of 2024 - Profit Sharing on Saving Deposits of IBIs
IFPD Circular No. 08 of 2024 - Shariah Governance Framework for Islamic Banking Institutions
DI&SD Circular Letter 01 of 2024 - Assuming Charge as Director, Digital Innovation & Settlements Department
ACFID Circular Letter No. 02 of 2024 - Streamlining of Agricultural Lending Procedures and Documentation
CPD Circular Letter No. 01 of 2024 - Assuming Charge as Director, Consumer Protection Department
BPRD Circular Letter No.23 of 2024 - Assuming Charge as Director, Banking Policy & Regulations Department
BPRD Circular Letter No.22 of 2024 - Implementation of Clean Note Policy by Banks
BPRD Circular Letter No.21 of 2024 - PUBLIC HOLIDAY
Monetary Policy Statement (04-11-2024)
DMMD Circular Letter No. 11 of 2024 - Rate of Remuneration on Special Cash Reserve Account maintained with SBP against deposits raised under FE-Circular 25 of 1998
IFPD Circular No.06 of 2024 - Adoption of 'Accounting and Auditing Organization for Islamic Financial Institutions' (AAOIFI) Shariah Standards
FD Circular Letter No.01 of 2024-PRIME MINISTER’S RELIEF FUND FOR GHAZA AND LEBANON
EPD Circular Letter No. 13 of 2024 - Export of 40,000 MT of Sugar to Tajikistan
Governor’s Annual Report 2023-2024
Annual Report 2023-2024 (The State of Pakistan's Economy)
EPD Circular Letter No.12 of 2024 - Export of Further 500,000 MT of Sugar
FD Circular No.01 of 2024 - PRIME MINISTER’S RELIEF FUND FOR GHAZA AND LEBANON
SH&SFD Circular No. 05 of 2024 - Challenge Fund for Technology Adoption & Digitalization of SME Banking
EPD Circular Letter No 11 of 2024 - Reporting under Para 33 of Chapter 12 of FE Manual
BPRD Circular Letter No. 20 of 2024 - IMPROVEMENT IN OPERATIONS OF CCTVs
EPD Circular Letter No. 10 of 2024 - Promotion of Home Remittances
EPD Circular Letter No. 09 of 2024 - Reimbursement of Telegraphic Transfer (T.T) Charges Scheme against Home Remittances
BPRD Circular No. 04 of 2024 - Minimum Capital Requirements: Implementation of Basel FrameworkEnhancement in Regulatory Retail Portfolio Limit
SH&SFD Circular No. 04 of 2024 - Amendments in Prudential Regulations for SME Financing
BPRD Circular Letter No. 19 of 2024 - CHANGE IN NOMENCLATURE OF FIRM ON PANEL OF AUDITORS
CMD Circular No. 01 of 2024 - Extension in Last Date for Encashment/Conversion/Redemption of Rs. 40,000/-, Rs. 25,000/-, Rs.15,000/- & Rs.7500/- Denomination National Prize Bonds Withdrawn from Circulation - Annexure-A
IFPD Circular No. 05 of 2024 - Facilitation in conversion of conventional banking branches into Islamic banking branches
DMMD Circular Letter No. 10 of 2024 - Rate of Remuneration on Special Cash Reserve Account maintained with SBP against deposits raised under FE-Circular 25 of 1998
EPD Circular Letter No. 08 of 2024 - Export of Further 100,000 MT of Sugar
DMMD Circular No. 06 of 2024 - Buyback of Market Treasury Bills (MTBs)
EPD Circular Letter No. 07 of 2024 - Instructions Related to Import of Cash US Dollars
Half-Yearly Performance Review of the Banking Sector, H1CY24
No. BPRD (LD-01)/602/2024/755937 - Notification
BPRD Circular Letter No. 18 of 2024 - PUBLIC HOLIDAY
DMMD Circular No. 05 of 2024 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement (12-Sep-2024)
IFPD Circular No. 04 of 2024 - Adoption of ‘Accounting and Auditing Organization for Islamic Financial Institutions’ (AAOIFI) Shariah Standards
No. BPRD (A&BLD-02)/2024/5713 - Notification
No. BPRD (A&BLD-02)/2024/5714 - Notification
EPD Circular Letter No. 06 of 2024 - Export of Sugar
No. DCS.BoP/121807/2024 - Statement of 'FE-25 Deposits and their Utilization' - Reporting Discontinuation
DMMD Circular Letter No. 09 of 2024 - Rate of Remuneration on Special Cash Reserve Account maintained with SBP against deposits raised under FE-Circular 25 of 1998
SH&SFD Circular No. 03 of 2024 - Amendment in Prudential Regulations for SME Financing
BPRD Circular Letter No. 17 of 2024 - PUBLIC HOLIDAY
SH&SFD Circular No. 02 of 2024 - Risk Coverage Scheme for Small and Medium Enterprises (SMEs)
DMMD Circular Letter 08 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
DMMD Circular No. 04 of 2024 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Jul 29, 2024
BPRD Circular Letter No. 16 of 2024 - IMPLEMENTATION OF INTERNATIONAL FINANCIAL REPORTING STANDARD 9 (IFRS 9)
BPRD Circular No. 02 of 2024 - Charging-off of Loans, Advances and Finances
BPRD Circular No. 03 of 2024 - Guidelines - NPLs Management Strategy
BPRD Circular Letter No. 15 of 2024 - Amendments in Guidelines on Transfer & Assignment of NPAs to CRCs
Payment Systems Quarterly Review - 3rd Quarter of 2023 - 24
FE Circular No. 01 of 2024 - Amendment in Policy for Investment Abroad by Residents to facilitate Exports
BPRD Circular Letter No. 14 of 2024 - Public Holiday
DMMD circular No 03 of 2024 - Appointment of Primary Dealers/Special Purpose Primary Dealers for Financial Year 2024-25
Financial Stability Review - 2023
No. CSD.BoP /2024/88921 of 2024 - Reporting of 'Special Purpose Foreign Currency Accounts (Onshore/ Offshore)'
BPRD Circular Letter No. 13 of 2024 - Format of Annual Financial Statements of Banks/DFIs
Export of Sugar
No. DCS.MFS./2024-87841 of 2024 - Monthly Reporting of 'Core Banking System Based' Flow of Funds (A03), Cross Institution Financial Assets/Liabilities (A04), Deposits (A05), and Loans (A07) Data
BPRD Circular Letter No.12 of 2024 - Bank Holiday
DMMD Circular Letter 07 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
IFPD Circular No. 03 of 2024 - Guidelines for conversion of conventional banks into Islamic - Broad parameters
NO. DCS. ITS/004198/24 - Submission of Trade Credit and Advances Data through DAP
IFPD Circular No. 02 of 2024 - Adoption of ‘Accounting and Auditing Organization for Islamic Financial Institutions’ (AAOIFI) Shariah Standards
BPRD Circular Letter No.11 of 2024 - Public Holidays
DMMD Circular No. 02 of 2024 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - June 10, 2024 (English)
Monetary Policy Statement - June 10, 2024 (Urdu)
Monetary Policy Information Compendium June 2024
SH&SFD Circular No. 01 of 2024 - Measures to Promote Digital Supply Chain Finance
DMMD Circular Letter No. 06 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
BPRD Circular Letter No. 10 of 2024 - Public Holiday
Half Year Report on the State of Pakistan's Economy 2023-2024
Circular Letter No. 01 of 2024 - Submission of FCY Cross Border Payments / Transfers Cases via Regulatory Approval System (RAS)
DMMD Circular Letter No. 05 of 2024 - Inviting Applications for selection of Primary Dealers/Preliminary Primary Dealers/Special Purpose Primary Dealers for Fiscal Year 2024-25
DMMD Circular Letter No. 04 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
Monetary Policy Statement - April 29, 2024 (English)
Monetary Policy Statement - April 29, 2024 (Urdu)
Monetary Policy Information Compendium April 2024
BPRD Circular Letter No. 09 of 2024 - Public Holiday
Detail of Significant enforcement actions
SAARC Finance Seminar on Potential Role of Big Data in Economic Policy March 6, 2024 Islamabad Pakistan
BPRD Circular No. 01 of 2024 - Facilitation Framework - Benazir Income Support Program (BISP) Sahulat Account
BPRD Circular Letter No. 08 of 2024 - Public Holidays
DMMD Circular Letter No. 03 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
EPD Circular Letter No. 03 of 2024 - Instructions Related to Import of Cash US Dollars
BPRD Circular Letter No. 07 of 2024 - Temporary Waiver of OTP/Callback Confirmation Requirement on AMA
BPRD Circular Letter No. 06 of 2024 - Public Holiday
Monetary Policy Statement - March 18, 2024 (English)
Monetary Policy Statement - March 18, 2024 (Urdu)
Monetary Policy Information Compendium March 2024
Payment Systems Quarterly Review - 2nd Quarter of 2023 - 24
BPRD Circular Letter No. 05 of 2024 - Office and Business Hours during the Month of Ramadan-ul-Mubarak, 1445 AH
BPRD Circular Letter No. 04 of 2024 - Bank Holiday
BPRD Circular Letter No.03 of 2024 - Deduction of Zakat at Source In Respect Of Saving Banks / Profit
& Loss Sharing and Similar Bank Accounts (Asset Code No.101) And Deposit Thereof Immediately After Deduction Date
DMMD Circular Letter No. 02 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
No. DCS. ITS/001545/24 - Subject: Banks' Floating Exchange Rates - Revised Timelines
EPD Circular Letter No. 02 of 2024 - Utilization of Funds held in Exporters’ Special Foreign Currency Accounts (ESFCAs)
BPRD Circular Letter No. 02 of 2024 - Public Holiday
DMMD Circular Letter No. 01 of 2024 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
BPRD Circular Letter No. 01 of 2024 - Public Holiday
EPD Circular Letter No. 01 of 2024 - Advance Remittances/Payment for Import of Goods
Art Competition for New Banknote Designs
Monetary Policy Statement - January 29, 2024 (English)
Monetary Policy Statement - January 29, 2024 (Urdu)
Monetary Policy Information Compendium January 2024
Detail of Significant Enforcement Actions
DMMD Circular No. 01 of 2024 - Electronic FX Trading Platform for Interbank Trading
IFPD Circular No. 01 of 2024 - Adoption of ‘Accounting and Auditing Organization for Islamic Financial Institutions’ (AAOIFI) Shariah Standards
Governor's Annual Report 2022-2023
Payment Systems Quarterly Review - 1st Quarter of 2023 - 24
DMMD Circular Letter 11 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
CPD Circular No.1 of 2023 - Launch of Sunwai - A Customer Complaint Management Service by State Bank of Pakistan (SBP)
BPRD Circular Letter No. 25 of 2023 - Bank Holiday
EPD Circular Letter No. 18 of 2023 - International Toll Manufacturing under Export Facilitation Scheme (EFS) 2021 (SRO 957(I)/2021)
BPRD Circular Letter No. 24 of 2023 - Public Holiday
BPRD Circular Letter No. 23 of 2023 - Upgradation of Firm on Panel of Auditors Maintained Under Section 35(1) of Banking Companies Ordinance, 1962
BPRD Circular Letter No. 22 of 2023 - Implementation of Shared Electronic Know Your Customer (e-KYC) Platform
Monetary Policy Statement - December 12, 2023 (English)
Monetary Policy Statement - December 12, 2023 (Urdu)
Monetary Policy Information Compendium December 2023
Inflation Monitor - November 2023
PSP&OD Circular No. 4 of 2023 - Launch of Raast Person to Merchant (P2M) Service
Draft Guidelines for Regulatory Sandbox - Public Consultation
Annual Report 2022-23 - Deposit Protection Corporation
DMMD Circular Letter No. 10 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
DMMD Circular Letter No. 09 of 2023 - Government of Pakistan Ijara Sukuk
DMMD Circular No 13 of 2023 - Government of Pakistan Ijara Sukuk
PSP&OD Circular Letter No 03 of 2023 - Standardization of Purpose List for Domestic Electronic Fund Transfers
SBP Launches Strategic Plan 2023-28
FD Circular Letter No.6 of 2023 - SBP Currency Management Strategy (CMS) - Standardization of Sorting Parameters for Banknote Sorting Machines
ACFID Circular Letter No. 01 of 2023 - Assuming Charge as Director, Agriculture Credit & Financial Inclusion Department
BPRD Circular Letter No.21 of 2023 - Public Holiday
DMMD Circular Letter No.08 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
Monetary Policy Statement - October 30, 2023 (English)
Monetary Policy Statement - October 30, 2023 (URDU)
Monetary Policy Information Compendium October 2023
BPRD Circular Letter no. 20 of 2023 - Branchless Banking (BB) Regulations for Financial Institutions
Details of Significant Enforcement Actions
BPRD Circular Letter No. 19 of 2023 - Upgradation of Firm on Panel of Auditors maintained under Section 35(1) of Banking Companies Ordinance, 1962
Annual Financial Statements for FY 2022-23
Annual Report 2022-2023 (The State of Pakistan's Economy)
EPD Circular Letter No. 17 of 2023 - Export of Software, Information Technology (IT) & IT Enabled Services (ITeS) and Freelance Services
BPRD Circular No. 05 of 2023 - Framework for Freelancers Accounts
Statistics on Scheduled Banks, Microfinance Banks and Development Finance Institutions in Pakistan - June 2023
No.DCS.BS. /2023-008155 - Revamped (Scheduled Banks/DFIs/MFBs) Statistics - Quarterly Reporting
DMMD Circular Letter No. 07 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
Payment Systems Annual Review Fiscal Year - 2022-23
EPD Circular Letter No. 16 of 2023 - Final Dates for Resubmission of Claims Under Duty Drawback and Subsidy Schemes - DDT 2017-18 (Textile), DDT 2018-21 (Textile), LTLD 2017 (Non-Textile), LTLD 2018 (Non-Textile)
BPRD Circular Letter No. 18 of 2023 - PUBLIC HOLIDAY
BPRD Circular Letter No. 17 of 2023 - Branchless Banking Regulations for Promotion of Home Remittances— M-Wallet Scheme
EPD Circular Letter No. 15 of 2023 - Incentive Scheme for Marketing of Home Remittances
EPD Circular Letter No. 14 of 2023 - Reimbursement of T.T Charges against Home Remittances
CSD Circular Letter No. 1 of 2023 - Revised Reporting Requirements of Monthly A-05 / A-07, and Quarterly RCOA
Mid-Year Performance Review of the Banking Sector (January-June 2023)
DMMD Circular Letter No. 06 of 2023 - Government of Pakistan Ijara Sukuk
Monetary Policy Statement - September 14, 2023 (English)
Monetary Policy Statement - September 14, 2023 (URDU)
Monetary Policy Information Compendium September 2023
FD Circular Letter No. 05 of 2023 - Standard Operating Procedures (SOPs) for Investment in Conventional Naya Pakistan Certificates (Certificates)
FE Circular No. 03 of 2023 - Reforms in the Exchange Companies Sector
EPD Circular Letter No. 13 of 2023 - Enhancement of Minimum Capital Requirement of Exchange Companies
Inflation Monitor - August 2023
CMD Circular No. 01 of 2023 - Extension in Last Date for Encashment/Conversion/Redemption of Rs. 40,000/-, Rs. 25,000/-, Rs.15,000/- & Rs.7500/- Denomination National Prize Bonds Withdrawn from Circulation
DMMD Circular Letter No.05 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
IFPD Circular No. 01 of 2023 - Adoption of ‘Accounting and Auditing Organization for Islamic Financial Institutions’ (AAOIFI) Shariah Standards
FD Circular Letter No. 4 of 2023 - Implementation of Device Identification Registration & Blocking System (DIRBS) for Azad Jammu & Kashmir (AJK) & Gilgit-Baltistan (GB)
EPD Circular Letter No. 12 of 2023 - Final Dates for Resubmission of Claims Under Duty Drawback Schemes -DDT 2017-18 (Textile), DDT 2018-21 (Textile), LTLD 2017 (Non-Textile), LTLD 2018 (Non-Textile)
DMMD Circular Letter No.04 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
DMMD Circular Letter No.03 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposit Raised Under FE-Circular 25 of 1998
BPRD Circular Letter No. 16 of 2023 - Public Holiday
PSP&OD Circular Letter No. 02 of 2023 - Assuming Charge as Director, Payment Systems Policy & Oversight Department
BCPD Circular Letter No.1 of 2023 - Bifurcation of Banking Conduct & Consumer Protection Department
No. DS. ITS/006148/23 - Monthly Foreign Exchange Returns (Reporting of ITRS data) - Revised Timelines
No. DS. BP/006123/23 - Statement of Foreign Currency Deposits - Revised Timelines
Monetary Policy Statement - July 31, 2023 (English)
Monetary Policy Statement - July 31, 2023 (URDU)
Monetary Policy Information Compendium July 2023
TOD Circular Letter No. 02 of 2023 - Assuming Charge as Director, Treasury Operations Department
BPRD Circular Letter No. 15 of 2023 - Assuming Charge as Director, Banking Policy & Regulations Department
Details of Significant Enforcement Actions
BSD-3 Circular Letter No. 02 of 2023 - Assuming Charge as Director BSD-3 Broadcast
EPD Circular Letter No. 11 of 2023 - Instructions Related to Import of Cash US Dollars
BPRD Circular Letter No. 14 of 2023 - Public Holidays
FD Circular No. 01 of 2023 - Rs. 75 Denomination Commemorative Banknote – 75 Years of SBP’s Founding
DMMD Circular No. 12 of 2023 - Appointment of Primary Dealers/Special Purpose Primary Dealers for Financial Year 2023-24
DMMD Circular No.11 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
DMMD Circular No. 10 of 2023 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - June 26, 2023 (English)
Monetary Policy Statement - June 26, 2023 (URDU)
EPD Circular Letter No. 10 - Import of Goods
BPRD Circular Letter No. 13 - BANK HOLIDAY
BPRD Circular Letter No. 12 - PUBLIC HOLIDAYS
PSP&OD Circular No 3 of 2023 Regulations for Electronic Money Institutions
PSP&OD's Circular No. 2 of 2023 - Digital Payment Services to Unauthorized Digital Lending Apps
BPRD Circular Letter No. 11 - PUBLIC HOLIDAYS
TOD Circular No. 01 of 2023 - Submission of FCY Cross Border Payments / Transfer Cases through SBP Nostros using DAP
DMMD Circular No. 09 of 2023 - Government of Pakistan Ijara Sukuk
Monetary Policy Statement - June 26, 2023 (English)
Monetary Policy Statement - June 26, 2023 (URDU)
Monetary Policy Information Compendium June 2023
EPD Circular Letter No. 09 of 2023 - Exports of Software, Information Technology (IT) and IT enabled Services (ITeS)
DMMD Circular No.08 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 Of 1998
Payment Systems Quarterly Review - 3rd Quarter of 2022 - 23
SBP Staff Note 05/22 - Rising Apparel Exports of Bangladesh: Some Exploratory Observations
Detail of Significant enforcement actions
Half Year Report 2022-2023 (The State of Pakistan's Economy)
SH&SFD Circular Letter No. 01 of 2023 - Prime Minister's Youth Business & Agriculture Loan Scheme (PMYB&ALS)
DMMD Circular Letter No. 02 of 2023 - Inviting Applications for selection of Primary Dealers/Preliminary Primary Dealers/Special Purpose Primary Dealers for Fiscal Year 2023-24
BSD-3 Circular Letter No. 01 - Assuming Charge as Executive Director, Banking Supervision Group, State Bank of Pakistan
BPRD Circular Letter No.10 of 2023 - Assuming Charge as Executive Director, Banking Policy & Regulations Group, State Bank of Pakistan
DMMD Circular No. 07 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
FD Circular Letter No.03 of 2023 - Transfer of Export Development Surcharge (EDS) through RTGS and reporting thereof through DAP
BPRD Circular No. 04 of 2023 - Measures to Enhance Security of Digital Banking Products and Services
BPRD Circular Letter No. 08 - PUBLIC HOLIDAYS
BPRD Circular Letter No. 07 of 2023 - Implementation of International Financial Reporting Standard 9 (IFRS 9) and Financial Reporting Formats
DCS.ITS.Gen/002973/2023 - Reporting of 'Foreign Exchange Returns' through Core Banking System
Payment Systems Quarterly Review - 2nd Quarter of 2022 - 23
Payment Systems Quarterly Review - 1st Quarter of 2022 - 23
EPD Circular Letter No. 08 of 2023 - Retention period of Export Proceeds with Authorized Dealers upon Realization
DMMD Circular No. 06 of 2023 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Apr 04, 2023 (English)
Monetary Policy Statement - Apr 04, 2023 (URDU)
Monetary Policy Information Compendium Apr 2023
DMMD Circular No. 05 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
FE Circular No. 02 of 2023 - Realization of Export Proceeds
CSD Circular No. DS. IIP/L007415/23 - Registration/Statement of Foreign Private Loans (FPL)-Revision in Timelines
BPRD Circular Letter No. 06 of 2023 - MARGIN RESTRICTION ON IMPORT OF ITEMS
EPD Circular Letter No. 07 of 2023 - Foreign Investment in Real Estate Investment Trust (REIT) Schemes
BPRD Circular Letter No. 05 of 2023 - Office & Business Hours for Ramadan-ul-Mubarak 1444 A.H.
BPRD Circular Letter No. 04 of 2023 - Bank Holiday
BPRD Circular Letter No. 03 of 2023 - Public Holiday
PSP&OD's Circular Letter 01 of 2023 - Improving Payment Card Acceptance Infrastructure in Pakistan
BPRD Circular Letter No. 02 of 2023 - Deduction of Zakat at Source in Respect of Saving Banks/Profit & Loss Sharing and Similar Bank Accounts (Asset Code No.101) and Deposit Thereof Immediately after Deduction Date
DMMD Circular No. 04 of 2023 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Mar 02, 2023 (English)
Monetary Policy Statement - Mar 02, 2023 (URDU)
Monetary Policy Information Compendium Mar 2023
DMMD Circular No. 03 of 2023 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Against Deposits Raised Under Fe-Circular 25 Of 1998
DMMD Circular Letter No. 01 of 2023 - Government of Pakistan Ijara Sukuk
EPD Circular No. 01 of 2023 - Realization of Export Proceeds
BPRD Circular No. 03 of 2023 - Format Of Annual And Interim Financial Statements Of Microfinance Banks (MFBS)
BPRD Circular No. 02 of 2023 - Format Of Annual And Interim Financial Statements Of Banks/DFIS
FD Circular Letter No.02 of 2023 - Prime Minister’s Relief Fund for Türkiye's Earthquake Victims
BPRD Circular Letter No. 01 of 2023 - Public Holiday
DMMD Circular No. 02 of 2023 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under Fe-Circular 25 of 1998
EPD Circular Letter no. 06 of 2023 - Export of Sugar
EPD Circular Letter no. 05 of 2023 - Remittance of Freight Charges by Freight Forwarders/Consolidators
FD Circular Letter No. 01 of 2023 - Standard Operating Procedures (SOPs) for Investment in Conventional Naya Pakistan Certificates (Certificates)
DMMD Circular Letter No. 01 of 2023 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Jan 23, 2023 (English)
Monetary Policy Statement - Jan 23, 2023 (URDU)
Monetary Policy Information Compendium Jan 2023
EPD Circular Letter No. 04 of 2023 - Export of Sugar
BPRD Circular No. 01 of 2023 - Framework on Outsourcing to Cloud Service Providers
EPD Circular Letter No 03 of 2023 - Utilization of Funds held in Exporters’ Special Foreign Currency Account
EPD Circular Letter No 02 of 2023 - Exports of Software, Information Technology (IT) and IT Enabled Services (ITeS)
PSPOD Circular No 01 of 2023 - Guidelines for Downtime of Digital Channels/Services
EPD Circular Letter No. 01 of 2023 - Reimbursement of T.T Charges against Home Remittances
DMMD Circular No.22 of 2022 - RATE OF REMUNERATION ON SPECIAL CASH RESERVE ACCOUNT MAINTAINED WITH SBP AGAINST DEPOSITS RAISED UNDER FE-CIRCULAR 25 OF 1998
BPRD Circular Letter No. 38 of 2022 - Bank Holiday
BPRD Circular Letter No. 37 of 2022 - MARGIN RESTRICTION ON IMPORT OF ITEMS
BSD-2 Circular Letter No. 01 of 2022 - Revision in Reporting Template of Quarterly Reporting Chart of Accounts (RCOA)
SH&SFD Circular No. 13 of 2022 - Export Finance Scheme (EFS) and Long Term Financing Facility (LTFF)
Islamic Banking Bulletin (Sep, 2022)
EPD Circular Letter No. 20 of 2022 - Import of Goods
BPRD Circular Letter No. 36 of 2022 - Temporary Waiver of OTP/Callback Confirmation Requirement on AMA Accounts
Payment Systems Annual Reviews 2021-2022
BPRD Circular Letter No. 35 of 2022 - Public Holiday
AC&MFD Circular No. 04 of 2022 - Markup Subsidy and Risk Sharing Scheme for Farm Mechanization (MSRSSFM)
AC&MFD Circular No. 03 of 2022 - Markup Waiver and Financing Schemes for Farmers in Rain/Flood Affected Areas Under Kissan Package- 2022
Annual Report 2021-2022 (The State of Pakistan's Economy)
Governor's Annual Report 2021-2022
IH&SMEFD Circular No. 12 of 2022 - Prime Minister's Youth Business & Agriculture Loan Scheme (PMYB&ALS)
BPRD Circular Letter No. 34 of 2022 - Amendment in Domestic Systemically Important Banks (D-SIBs) Framework
EPD Circular Letter No. 19 of 2022 - Change in Reporting Frequency - Online Data Submission
DMMD Circular Letter No.06 of 2022 - Government of Pakistan Ijara Sukuk
DMMD Circular No.21 of 2022 - Rate of remuneration on special cash reserve account Maintained with SBP against deposits raised under FE-circular 25 of 1998
BPRD Circular Letter No. 33 of 2022 - Anti-Money Laundering, Combating the Financing of Terrorism & Countering Proliferation Financing (AML/CFT/CPF) Regulations
DMMD Circular No. 20 of 2022 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Nov 25, 2022 (English)
Monetary Policy Statement - Nov 25, 2022 (URDU)
Monetary Policy Information Compendium Nov 2022
IH&SMEFD Circular Letter No. 12 of 2022 - Environmental & Social Risk Management (ESRM) Implementation Manual for Financial Institutions
EPD Circular Letter No. 18 of 2022 - Home Remittances Agency Arrangements of Exchange Companies with Foreign Entities
FE Circular No. 07 of 2022 - Cross-Border Transactions through Debit/ Credit Cards
APPENDIX III - 36 NOTIFICATION NO. F.E.2/2022-SB - DATED THE JANUARY 5, 2022
BPRD Circular Letter No. 32 of 2022 - Public Holiday
DMMD Circular No. 19 of 2022 - Rate Of Remuneration On Special Cash Reserve Account Maintained With SBP Against Deposits Raised Under Fe-Circular 25 Of 1998
BPRD Circular Letter No. 31 of 2022 - Improvement in Operations of CCTVs
BPRD Circular Letter No. 30 of 2022 - Shareholding Returns-Banks/DFIs/MFBs
BPRD Circular Letter No. 29 of 2022 - Discontinuation of Hard Copy Submission of Regulatory Returns
Agriculture Credit Scoring Model
DMMD Circular No. 18 of 2022 - Government of Pakistan Ijara Sukuk
Monetary Policy Statement - Oct 10, 2022 (English)
Monetary Policy Statement - Oct 10, 2022 (URDU)
Monetary Policy Information Compendium Oct 2022
BPRD Circular Letter No. 28 of 2022 - Public Holiday
Islamic Banking Bulletin-June 2022
DMMD Circular No. 17 of 2022 - Rate Of Remuneration On Special Cash Reserve Account Maintained With SBP Against Deposits Raised Under Fe-Circular 25 Of 1998
EPD Circular Letter No. 17 of 2022 - Amendments in Instructions for Exchange Companies
FD Circular No.01 of 2022 - Commemorative Banknote of Rs. 75 Denomination
EPD Circular Letter No. 16 of 2022 - Transit Trade Transactions
FD Circular Letter No.07 of 2022 - Standard Operating Procedures (SOPs) for Investment in Conventional Naya Pakistan Certificates (NPCs) & Islamic Naya Pakistan Certificates (INPCs)
EPD Circular Letter No. 15 of 2022 - Purchase of FCY from Exchange Companies - Use of Banking Channels
TOD Circular No. 01 of 2022 - FCY Cross Border Payments / Transfers through SBP Nostros
AC&MFD Circular Letter No. 02 of 2022 - Amendments in Prudential Regulations for Agriculture Financing - Enhancement in unsecured/clean financing limit and exposure limit for the requirement of audited financial statements
FD Circular Letter No. 06 of 2022 - Standard Operating Procedures (SOPs) for Investment in Conventional Naya Pakistan Certificates (Certificates)
EPD Circular Letter No. 14 of 2022 - Extension in Home Remittance Services
PSPOD Circular Letter No. 02 of 2022 - Service Charges on Donations/ Payments to Prime Minister's Flood Relief Fund 2022
DMMD Circular No.16 of 2022 - Rate of remuneration on special cash reserve account Maintained with SBP against deposits raised under FE-circular 25 of 1998
AC&MFD Circular Letter No. 01 of 2022 - Revision of Indicative Credit Limits for Agriculture Financing
BPRD Circular Letter No. 27 of 2022 - NOTIFICATION
FD Circular letter No. 04 of 2022 - BALOCHISTAN’S FLOOD RELIEF AND REHABILITATION FUND
EPD Circular Letter No. 13 of 2022 - Assumption of charge as Director, Exchnage Policy Department, State Bank of Pakistan
FD Circular letter No. 05 of 2022 - PRIME MINISTER’S (PM) FLOOD RELIEF FUND, 2022
Monetary Policy Statement - Aug 22, 2022 (English)
Monetary Policy Statement - Aug 22, 2022 (URDU)
Monetary Policy Information Compendium Aug 2022
EPD Circular Letter No. 12 of 2022 - Disbursements of Inward Home Remittances by Exchange Companies as Sub-Agent of Authorized Dealers (ADs)
DI&SD Circular Letter No. 03 of 2022 - Service Standards for Enablement of Minimum Set of Services on Mobile Applications for RDA Customers
Half Yearly Report 2021-2022 (The State of Pakistan's Economy)
BPRD Circular Letter No. 26 of 2022 - Public Holiday
FE Circular No. 06 of 2022 - Amendment in Instructions regarding NRP Rupee Value Account
Contribution in Units of Authorized Pension Funds by the Non-Resident Pakistanis
FE Circular No. 06 of 2022 - Amendment in Instructions regarding NRP Rupee Value Account
Contribution in Units of Authorized Pension Funds by the Non-Resident Pakistanis
FE Circular No. 05 of 2022 - Automated Issuance and Verification of Electronic Proceeds Realization Certificate (ePRC)
BPRD Circular Letter No. 25 of 2022 - Margin Restriction on Import of Items
IH&SMEFD Circular Letter No. 11 of 2022 - Resolution of complaints of customers - Mera Pakistan Mera Ghar (MPMG) Scheme
BPRD Circular Letter No. 24 of 2022 - Public Holidays
FD Circular Letter No.03 of 2022 - Prime Minister’s Flood Relief Fund, 2022
FE Circular No. 04 of 2022 - Amendment in Regulatory Instructions - Foreign Currency Business Value Account (FCBVA)
FE Circular No. 03 of 2022 - Amendment in Regulatory Instructions - NRP Rupee Business Value Account (NRBVA)
DMMD Circular No 15 of 2022 - Rate of Remuneration on special Cash Reserve Account Maintained with SBP against Deposits Raised under FE-CIRCULAR 25 of 1998
IH&SMEFD Circular Letter No. 10 of 2022 - Government's Mark-up Subsidy Scheme for Housing Finance
DMMD Circular No. 14 of 2022 - Appointment of Primary Dealers/Special Purpose Primary Dealers for Financial Year 2022-23
DMMD Circular No. 13 of 2022 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
IH&SMEFD Circular No. 11 of 2022 - Export Finance Scheme (EFS) and Long Term Financing Facility (LTFF)
Monetary Policy Statement - Jul 07, 2022 (English)
Monetary Policy Statement - Jul 07, 2022 (URDU)
Monetary Policy Information Compendium Jul 2022
BPRD Circular Letter No. 23 of 2022 - Opening of Selected Branches on Friday, July 8, 2022
PSPOD Circular No 02 of 2022 - Implementation of Regulatory Approval System (RAS) for Payment Systems Policy & Oversight Department (PSP&OD)
BPRD Circular No. 03 of 2022 - Implementation of International Financial Reportting Standard 9 (IFRS 9)
EPD Circular Letter No. 11 of 202 - Import of Goods
BPRD Circular Letter No. 22 of 2022 - Public Holidays
IBD Circular No. 01 of 2022 - Adoption of ‘Accounting and Auditing Organization for Islamic Financial Institutions’ (AAOIFI) Shariah Standards
IH&SMEFD Circular No. 10 of 202 - Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme
IH&SMEFD Circular No. 09 of 202 - Government's Mark-up Subsidy Scheme for Housing Finance
DMMD Circular No.12 of 2022 - Rate Of Remuneration On Special Cash Reserve Account Maintained
With SBP Against Deposits Raised Under Fe-Circular 25 Of 1998
BPRD Circular Letter No. 21 of 2022 - Bank Holiday
IH&SMEFD Circular No. 08 of 2022 - Reporting of Small & Medium Enterprise (SME) Financing Data on Data Acquisition Portal (DAP)
No. DS. BP/006984/2022 - Statement of Foreign Currency Deposits
BPRD Circular No.2 of 2022 - Measures to Conserve Energy and Fuel in the Banking Sector
Financial Stability Review 2021
IH&SMEFD Circular letter No. 09 of 2022 - 1. SBP Financing Scheme for Renewable Energy 2. Islamic Financing Facility for Renewable Energy
Payment Systems Quarterly Review - 3rd Quarter of 2021 - 22
DMMD Circular Letter No. 05 of 2022 - Government of Pakistan Ijara Sukuk
BPRD Circular Letter No. 20 of 2022 - Delisting of Firm from Panel of Auditors Maintained Under Section 35(1) of Banking Companies Ordinance, 1962
FD Circular Letter No.02 of 2022 - COVID-19 - Uninterrupted Supply of Disinfected Cash at Banks and ATMs
DMMD Circular Letter No. 04 of 2022 - Mandatory Targets for Housing and Construction Finance
DMMD Circular No. 11 of 2022 - Open Market Operations
EPD Circular Letter No. 10 of 2022 - Remittances by Authorized Dealers on behalf of Hajj Group Organizers for Hajj.
DMMD Circular No.10 of 2022 - Rate of remuneration on special cash reserve account Maintained with SBP against deposits raised under FE-circular 25 of 1998
No.DS.BS. 005742/2022 - Annual Audited Accounts -Reporting of
BC & CPD Circular Letter No. 03 of 2022 - Collection of Digital Banking Frauds/Attempted Frauds Information through Call Centers
BPRD Circular Letter No. 19 of 2022 - Prudential Regulations for Consumer Financing
Monetary Policy Statement - May 23, 2022 (English)
Monetary Policy Statement - May 23, 2022 (URDU)
Monetary Policy Information Compendium May 2022
DMMD Circular No 9 of 2022 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
IH&SMEFD Circular No. 07 of 2022 - Export Finance Scheme (EFS)/Islamic Export Refinance Scheme (IERS) and Long Term Financing Facility (LTFF)/Islamic Long Term Financing Facility (ILTFF)
EPD Circular Letter No. 09 of 2022 - Import of Goods
EPD Circular Letter No. 08 of 2022 - Operations of Illegal Offshore Foreign Exchange Trading, Margin Trading, Contract for Difference (CFD) Trading Websites/ Apps/ Platforms - Outflow of Foreign Exchange
Inflation Monitor (New Base: 2015-16) - April, 2022
BPRD Circular Letter No. 18 of 2022 - Temporary Waiver of OTP/Callback Confirmation Requirement on AMA Accounts
DMMD Circular Letter No. 03 of 2022 - Selection of Primary Dealers/Preliminary Primary Dealers/Special Purpose Primary Dealers for Fiscal Year 2022-23
BPRD Circular Letter No. 17 of 2022 - Revised Office Timings
BPRD Circular Letter No. 16 of 2022 - Office Timings
BPRD Circular Letter No. 15 of 2022 - Customers' Digital Onboarding Framework
EPD Circular Letter No. 07 of 2022 - Promotion of Home Remittances
DMMD Circular No 8 of 2022 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Against Deposits Raised Under Fe-Circular 25 Of 1998
BPRD Circular Letter No. 14 of 2022 - PUBLIC HOLIDAYS
Detail of Significant enforcement actions
PSPOD Circular No 01 of 2022 - Mobile Applications (Apps) Security Guidelines
BPRD Circular Letter No. 13 of 2022 - PUBLIC HOLIDAY
BPRD Circular Letter No. 12 of 2022 - Panel of Auditors Maintained Under Section 35(1) of Banking Companies Ordinance, 1962
Customer Facilitation Portal - CMD SBP
DMMD Circular No. 07 of 2022 - Government of Pakistan Ijara Sukuk
Payment Systems Quarterly Review - 2nd Quarter of 2021 - 22
BPRD Circular Letter No. 11 of 2022 -SIX DAYS WORKING WEEK AND REVISED TIMINGS
BPRD Circular Letter No. 10 of 2022 - Guidelines on Low Risk Bank Accounts with Simplified Due Diligence - Asaan Account
No. DS.BS.003877/22 - Enhancement in Monthly Statement of Rate of Return on Loans and Deposits
Monetary Policy Statement - Apr 07, 2022 (English)
Monetary Policy Statement - Apr 07, 2022 (Urdu)
DMMD Circular No. 06 of 2022 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
BPRD Circular Letter No. 09 of 2022 - MARGIN RESTRICTION ON IMPORT OF ITEMS
IH&SMEFDCircular No. 06 of 2022 - Revision of Financing Rates under the Export Finance Scheme (EFS)
FE Circular No. 02 of 2022 - Remittance of Commission earned by International Brokers Dealer for facilitating Portfolio investment of their foreign clients in Pakistan
Monetary Policy Committee (MPC) Minutes – Mar 08, 2022 (English)
DS/BS/2(1)/2022-3609 of 2022 - Green Banking Statistics - Quarterly Reporting of
EPD Circular Letter No. 06 of 2022 - Facilitation of Afghan Transit Trade
Islamic Banking Bulletin Dec-2021
BPRD Circular Letter No. 08 of 2022 - Office And Business Hours During The Month Of Ramadan-Ul-Mubarak 1443 A.H.
DMMD Circular No. 05 of 2022 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Against Deposits Raised Under FE-Circular 25 Of 1998
BPRD Circular Letter No. 07 of 2022 - Deduction of Zakat at Source In Respect Of Saving Banks / Profit & Loss Sharing and Similar Bank Accounts (Asset Code No.101) and Deposit Thereof Immediately After Deduction Date
CMD Circular No. 02 of 2022 - Extension in Last Date for Encashment/Conversion/Redemption of Rs.40,000/-, Rs.25,000/-, Rs.15,000/- & Rs.7500/- Denomination National Prize Bonds Withdrawn from Circulation
IH&SMEFD Circular No.05 of 2022 - Amendment in Prudential Regulations for SME Financing
BPRD Circular Letter No. 06 of 2022 - BANK HOLIDAY
IH&SMEFD Circular No. 04 of 2022 - Challenge Fund for SMEs
The State of Pakistan's Economy - First Quarterly Report 2021- 2022
DMMD Circular No. 04 of 2022 - Statutory Liquidity Requirement (SLR)
BPRDD Circular No. 02 of 2022 - PUBLIC HOLIDAY
AC&MFD Circular No. 02 of 2022 - Revision in Prudential Regulations for Microfinance Banks: R-5: Maximum Loan Size and Eligibility of Borrowers, R-8: Classification of Assets and Provisioning Requirements & R-10: Charging-off Non-Performing Loans (NPLs)
Statistics & DWH Circular No. 02 of 2022 - Estimation of Freight Margin - Quarterly
DMMD Circular No. 03 of 2022 - Investor Portfolio Securities Account (IPS)
DI&SD Circular Letter No. 02 of 2022 - Transaction Limits for Raast Payments
IH&SMEFD Circular Letter No. 07 of 2022 - Financing Facility for Storage of Agricultural Produce (FFSAP) to Enhance Infrastructure for Electronic Warehouse Receipt Financing (EWRF)
IH&SMEFD Circular Letter No. 06 of 2022 - Kamyab Pakistan Program (KPP)
Monetary Policy Statement - Mar 08, 2022 (English)
Monetary Policy Statement - Mar 08, 2022 (Urdu)
Monetary Policy Information Compendium Mar 2022
BPRD Circular Letter No. 04 of 2022 - Regulation R-6 of Prudential Regulations for Corporate / Commercial Banking
Quarterly SME Finance Review, Dec 2021
DI&SD Circular Letter No 01 of 2022 - Standardization of Quick Response (QR) Codes for Payments in Pakistan
DMMD Circular No. 02 of 2022 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
Payment Systems Quarterly Review - 1st Quarter of 2021 - 22
 Clarification/rebuttal issued to Business Recorder on February 28, 2022
IH&SMEFD Circular Letter No. 05 of 2022 - Guidelines for Financing of Housing Units in Under- Construction Projects
Keynote Address by Dr. Reza Baqir at launching ceremony of Electronic Warehouse Receipt Financing at District Kasur
IH&SMEFD Circular Letter No. 04 of 2022 - Mandatory Targets for Housing and Construction Finance
IH&SMEFD Circular No. 03 of 2022 - Enhancing scope of Export Finance Scheme (EFS)/Islamic Export Refinance Scheme (IERS)
EPD Circular Letter No. 05 of 2022 - Method and Period of Payment for Exports
Inflation Monitor (New Base: 2015-16) - January, 2022
AC&MFD Circular No. 1 of 2022 - Report on ‘Indicative Credit Limits and Eligible Items for Agriculture Financing’
Address of Governor SBP: “The Rise of Digital Currencies and the Road Ahead”
2022 MASIC Annual Investment Forum Riyadh- KSA, February 06, 2022
IH&SMEFD Circular Letter No. 03 of 2022 - Government's Mark-up Subsidy Scheme for Housing Finance
EPD Circular Letter No. 04 of 2022 - Remittance of Visa/Consular Fee, Document Attestation Fee, etc. by Foreign Embassies and Consulates
Details of Significant enforcement actions
FD Circular Letter No.01 of 2022 - Public Awareness regarding Extension in Last Date of Exchangeability of Demonetized Old Design Banknotes (Rs. 10, 50, 100 and 1000)
EPD Circular Letter No. 03 of 2022 - Promotion of Home Remitances
DI&SD Circular No. 1 of 2022 - Raast Person-to-Person (P2P) Payment Service
IH&SMEFD Circular Letter No. 02 of 2022 - Kamyab Pakistan Program (KPP)
BPRD Circular Letter No. 03 of 2022 - PUBLIC HOLIDAY
EPD Circular Letter No. 02 of 2022 - Method and Period of Payment for Exports
DMMD Circular No. 01 of 2022 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under FE-Circular 25 of 1998
EPD Circular Letter No. 01 of 2022 - Remittances on behalf of Hajj Group Organizers and Umrah Organizers for Hajj and Umrah
Monetary Policy Statement - Jan 24, 2022 (English)
Monetary Policy Statement - Jan 24, 2022 (Urdu)
Monetary Policy Information Compendium Jan 2022
DMMD Circular Letter No. 02 of 2022 - Cash Reserve Requirement for Banks That Meet/ Do Not Meet Targets for Housing and Construction Finance
IH&SMEFD Circular No. 02 of 2022 - Mandatory Targets for Housing and Construction Finance
Monetary Policy Committee (MPC) Minutes – Dec 14, 2021 (English)
IH & SMEFD Circular No. 01 of 2022 - Export Finance Scheme (EFS)/Islamic Export Refinance Scheme (IERS) - Digitization of operations Functions
PSPOD Circular Letter No 01 of 2022 - Security of Digital Payments
IH&SMEFD Circular Letter No. 01 of 2022 - Kamyab Pakistan Program (KPP)
DS.ITS/GEN/000577/22 - Changes in Monthly Reporting of Foreign Exchange Returns (ITRS)
BPRD Circular Letter No. 02 of 2022 - AML/CFT/CPF Regulations - Frequently Asked Questions (FAQs) on Targeted Financial Sanctions (TFS) Obligations
Inflation Monitor (New Base: 2015-16) - December, 2021
Half-Yearly Performance Review of the Banking Sector, H1CY21
Brief on State Bank Amendment Act 2021
Response to Common Misperceptions about State Bank of Pakistan Amendment Act 2021
BC&CPD Circular Letter No. 02 of 2022 - Pension Payment through Direct Credit System (DCS)
BPRD Circular Letter No. 01 of 2022 - Measures to Mitigate Covid-19 Pandemic – AML/ CFT/ CPF Regulations
FE Circular No. 01 of 2022 - Method and Period of Payment
CMD Circular No. 01 of 2022 - Bi-Annual Profit Rate for Premium Prize Bonds (Registered)
BPRD Circular No. 01 of 2022 - Licensing and Regulatory Framework for Digital Banks
DMMD Circular No. 26 of 2021 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under Fe- Circular 25 of 1998
BPRD Circular Letter No. 34 of 2021 - Bank Holiday
DMMD Circular No.25 of 2021 - Shariah Compliant Mudarabah Based Open Market Operations -Injections (OMO-Injection)
DMMD Circular No.24 of 2021 - Shariah Compliant Standing Ceiling Facility- Mudarabah based Financing Facility (MFF)
BPRD Circular Letter No. 33 of 2021 - Amendment in Annexure-I of Prudential Regulations for Corporate/Commercial Banking
BPRD Circular Letter No. 32 of 2021 - Public Holiday
DS.BS. 2 (1) / 2021-015147 - Revamped Scheduled Banks/ DFIs/MFBs Statistics - Quarterly Reporting of
CMD Circular No. 05 of 2021 - Extension in Last Date for Encashment/Conversion/Redemption of Rs.40,000/-, Rs.25,000/-, Rs.15,000/- & Rs.7500/- Denomination National Prize Bonds Withdrawn from Circulation - Annexure
Frequently Asked Questions (FAQs) on Revised Instructions on Sale of Foreign Exchange by Exchange Companies to Individuals
FE Circular No. 08 of 2021 - Amendments in Instructions for Exchange Companies
DMMD Circular No. 23 of 2021 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Dec 14, 2021 (English)
Monetary Policy Statement - Dec 14, 2021 (Urdu)
Monetary Policy Information Compendium Dec 2021
EPD Circular Letter no. 17 of 2021 - Remittance for Petroleum Sector Operating under Petroleum Concession Agreement(s)
Keynote Address of H.E. Dr. Reza Baqir, Governor SBP, Cybersecurity in the Era of Digitalization: Regulatory Perspective
AC&MFD Circular Letter No. 02 of 2021 - Amendments in Prudential Regulations for Microfinance Banks
AC&MFD Circular Letter No. 1 of 2021 - Regulatory Relief to Dampen the Effects of Covid-19
Prudential Regulations for Micro Finance Banks
DMMD Circular No. 22 of 2021 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under Fe- Circular 25 of 1998
IH&SMEFD Circular No. 13 of 2021 - Mandatory Targets for Housing and Construction Finance
Annual Report 2020-2021 (The State of Pakistan's Economy)
Statistical Supplement 2020-2021
BPRD Circular No. 05 of 2021 - CORPORATE GOVERNANCE REGULATORY FRAMEWORK
DMMD Circular No. 21 of 2021 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Nov 19, 2021 (English)
Monetary Policy Statement - Nov 19, 2021 (Urdu)
Monetary Policy Information Compendium Nov 2021
BPRD Circular No. 04 of 2021 - Implementation of Regulatory Approval System (RAS) - Banking Policy & Regulations Department
DMMD Circular No. 20 of 2021 - Maintenance of Cash Reserve Requirement (CRR)
Inflation Monitor (New Base: 2015-16) - October, 2021
Annual Performance Review 2020 - 2021
DMMD Circular No. 19 of 2021 - Rate of Remuneration on SCRA maintained with SBP against deposits raised under FE-25 Circular of 1998
Detail of Significant enforcement actions
DMMD Circular No. 18 of 2021 - Government of Pakistan Ijara Sukuk
Annual Payment Systems Review FY21
PSP&OD Circular Letter No. 05 of 2021 - Enhancing Digitization Initiatives in Banks/MFBs
BPRD Circular Letter No. 31 of 2021 - Public Holiday
PSP&OD Circular Letter No. 4 of 2021 - Assuming Charge as Executive Director, Digital Financial Services Group, State Bank of Pakistan
IH&SMEFD Circular No. 12 of 2021 - SBP Financing Scheme for Renewable Energy and Islamic Financing Facility for Renewable Energy
EPD Circular Letter No. 16 of 2021 - Amendments in Instructions for Exchange Companies
EPD Circular Letter No. 15 of 2021 - Retention period of Export Proceeds with Authorized Dealers upon Realization and Remittance of Export Commission, Brokerage & Discount
IH&SMEFD Circular No. 11 of 2021 - Kamyab Pakistan Program (KPP)
DMMD Circular No. 17 of 2021 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under Fe- Circular 25 of 1998
BPRD Circular Letter No. 30 of 2021 - Margin Restriction on Import of Items
CMD Circular No. 03 of 2021 - Withdrawal Of Rs. 40,000/-, Rs. 25,000/- & Rs.15,000/- Denomination National Prize Bonds From Circulation
DMMD Circular No. 16 of 2021 - Government of Pakistan Ijara Sukuk
BPRD Circular Letter No. 29 of 2021 - Prudential Regulations for Consumer Financing
BC & CPD Circular Letter No. 03 of 2021 - REALIGNMENT OF FUNCTION - UNCLAIMED DEPOSITS
BC & CPD Circular Letter No. 03 of 2021 - REALIGNMENT OF FUNCTION - UNCLAIMED DEPOSITS
DMMD Circular No. 15 of 2021 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Sep 20, 2021 (English)
Monetary Policy Statement - Sep 20, 2021 (Urdu)
Monetary Policy Information Compendium Sep 2021
EPD Circular Letter No. 14 of 2021 - Facilitation of Afghan Transit Trade
AC&MFD Circular No. 01 of 2021 - Banking on Equality Policy
BPRD Circular No. 03 of 2021 - Women Branchless Banking Agents under Banking on Equality Policy
BPRD Circular No. 02 of 2021 - Customers' Digital Onboarding Framework
BPRD Circular Letter No. 28 of 2021 - Assuming Charge as Executive Director, Banking Policy & Regulations Group, State Bank of Pakistan
Islamic Banking Bulletin-June 2021
IH&SMEFD Circular No. 10 of 2021 - Guidelines for financing of housing units in under-construction projects
DMMD Circular No. 14 of 2021 - RATE OF REMUNERATION ON SPECIAL CASH RESERVE ACCOUNT MAINTAINED WITH SBP AGAINST DEPOSITS RAISED UNDER FE- CIRCULAR 25 OF 1998
EPD Circular Letter No. 13 of 2021 - Amendment in Instructions regarding Foreign Currency Value Account (FCVA)
EPD Circular Letter No. 12 of 2021 - Borrowings by individual Non-Resident Pakistanis and Foreign Nationals
EPD Circular Letter No. 11 of 2021 - Amendment in Instructions regarding NRP Rupee Value Account (NRVA) – Inward Remittances through International Money Transfer Operators / Exchange Companies
EPD Circular Letter No. 10 of 2021 - Amendment in Instructions regarding NRP Rupee Value Account (NRVA)
BC & CPD Circular No. 08 of 2021 - Master Circular on Sale of Third Party Products
Inflation Monitor (New Base: 2015-16) - July, 2021
IH&SMEFD Circular No. 09 of 2021 - SME Asaan Finance (SAAF) Scheme
BBRD Circular Letter No. 27 of 2021 - PUBLIC HOLIDAYS
BBRD Circular Letter No. 26 of 2021 - PUBLIC HOLIDAY
FE Circular No. 07 of 2021 - Revision Of Foreign Exchange Instructions On Commercial Remittances - Chapter 14 Of Foreign Exchange Manual
Detail of Significant enforcement actions
DMMD Circular No. 13 of 2021 - Statutory Liquidity Requirement (SLR)
DMMD Circular No. 12 of 2021 - Rate of Remuneration on SCRA maintained with SBP against deposits raised under FE-25 Circular of 1998
Monetary Policy Statement - Jul 27, 2021 (English)
Monetary Policy Statement - Jul 27, 2021 (URDU)
Monetary Policy Information Compendium Jul 2021
FE Circular No. 06 of 2021 - Revision of Foreign Exchange Regulations on Imports - Chapter 13 of The Foreign Exchange Manual
Inflation Monitor (New Base: 2015-16) - June, 2021
The State of Pakistan's Economy - Third Quarterly Report 2020- 2021
BBRD Circular Letter No. 25 of 2021 - PUBLIC HOLIDAYS
BC&CPD Circular Letter No. 02 of 2021 - Instructions to Further Strengthen Consumer Grievance Handling Mechanism
EPD Circular Letter No 9 of 2021 - Local Taxes and Levies Drawback (LTLD) Order, 2018 (Non-Textile) and Duty Drawback of Taxes (DDT) Order, 2018-21 (Textile)
Islamic Banking Bulletin March 2021
Financial Stability Review 2020
IH&SMEFD Circular No. 08 of 2021 - Mandatory Targets of Disbursements under Government's Mark-up Subsidy Scheme for Housing Finance
BSD Circular Letter No. 01 of 2021 - Instructions on Internal Controls over Financial Reporting (ICFR)
BPRD Circular Letter No. 24 of 2021 - Implementation of International Financial Reporting Standard 9 (IFRS 9)
EPD Circular Letter No. 08 of 2021 - Incentive Scheme for Marketing of Home Remittances
FE Circular No. 05 of 2021 - REVISION OF FOREIGN EXCHANGE REGULATIONS ON EXPORTS - CHAPTER 12 OF THE FOREIGN EXCHANGE MANUAL
DMMD Circular No. 11 of 2021 - Appointment Of Primary Dealers/Special Purpose Primary Dealers For Financial Year 2021-22
BC&CPD Circular No. 07 of 2021 - Dispute Resolution Mechanism for Licensed Credit Bureaues
DMMD Circular No. 10 of 2021 - Rate of Remuneration on SCRA maintained with SBP against deposits raised under FE-25 Circular of 1998
BPRD Circular Letter No. 23 of 2021 - Bank Holiday
Payment Systems Quarterly Review - 3rd Quarter of 2020 - 21
BPRD Circular Letter No. 22 of 2021 - Amendment In Annexure-I Of Prudential Regulations For Corporate/ Commercial Banking
BC & CPD Circular No. 06 of 2021 - Master Circular on Electronic Credit Information Bureau (ECIB) of State Bank of Pakistan
FD Circular Letter No. 02 of 2021 SBP Currency Management Strategy (CMS) - Temporary Suspension of Service Charges of 0.12%
BC&CPD Circular No. 05 of 2021 - Policy for Financial Inclusion of Persons with Disabilities (PWDs)
OSED Circular No. 02 of 2021 - Restructuring of Banking Supervision Departments to implement Risk Based Supervisory Framework
IH&SMEFD Circular No. 07 of 2021 - Informal income estimation models
PSD Circular No. 02 of 2021 - Pricing of Interbank Fund Transfer (IBFT) Services
BPRD Circular Letter No. 21 of 2021 - Panel of Auditors Maintained Under Section 35(1) of Banking Companies Ordinance, 1962
PSD Circular Letter No. 03 of 2021 - IBAN Implementation Guidelines for EMIs
IBD Circular No. 01 of 2021 - Shari'ah Non-Compliance Risk Management
BPRD Circular Letter No.19 of 2021 - Measures to Mitigate COVID-19 Pandemic - AML/CFT/CPF Regulations
EPD Circular Letter No. 07 of 2021 - Reimbursement of T.T Charges against Home Remittances – Submission of Data through DAP Portal
The State of Pakistan's Economy - Second Quarterly Report 2020- 2021
BPRD Circular Letter No. 18 of 2021 - Basel Capital Adequacy Framework: Investment in Real Estate Investment Trusts (REITs)
DMMD Circular No. 09 of 2021 - Rate of Remuneration on SCRA maintained with SBP against deposits raised under FE-25 Circular of 1998
CMD Circular No. 02 of 2021 - Withdrawal of Rs.15,000/- Rs.25,000/- & Rs. 40,000/- denomination National Prize Bonds (Bearer) from Circulation
Monetary Policy Statement - May 28, 2021 (English)
Monetary Policy Statement - May 28, 2021 (URDU)
Monetary Policy Information Compendium May 2021
FE Circular No. 04 of 2021 - Raising of Convertible Debt from Abroad by Startup Companies
EPD Circular Letter No. 06 of 2021 - Revision of Chapter-5 (Export of Foreign Currencies)
BPRD Circular Letter No. 17 of 2021 - REGULATION R-7 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING
EPD Circular Letter No. 05 of 2021 - Statutory Liquidity Reserve (SLR)
BPRD Circular Letter No. 16 of 2021 - Reverting To Normal Office Timings
BPRD Circular Letter No. 15 of 2021 - Opening of Authorized Branches Dealing in Foreign Exchange and Trade Activities on 10th and 11th May, 2021
BPRD Circular Letter No. 14 of 2021 - Opening of Branches on May 8, 2021
BPRD Circular Letter No. 13 of 2021 - Public Holidays
DMMD Circular No. 08 of 2021 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Against Deposits Raised Under Fe- Circular 25 of 1998
IH&SMEFD Circular Letter No. 04 of 2021 - Measures to be adopted to improve visibility of Government Markup Subsidy Scheme for Housing Finance
BPRD Circular Letter No. 12 of 2021 - Change in Office & Business Timings
DMMD Circular Letter No. 01 of 2021 - Selection of Primary Dealers/Preliminary Primary Dealers/Special Purpose Primary Dealers for Fiscal Year 2021-22
BPRD Circular Letter No. 11 of 2021 - Public Holiday
Details of Significant Enforcement actions
IH&SMEFD Circular Letter No. 03 of 2021 - Markup Subsidy for Housing Finance
BPRD Circular Letter No. 10 of 2021 - Office and Business Hours During the Month of Ramadan-ul-Mubarak 1442 A.H.
BPRD Circular Letter No. 09 of 2021 - Deduction of zakat at source in respect of saving banks / profit & loss sharing and similar bank accounts (asset code no.101) and deposit thereof immediately after deduction date
BPRD Circular Letter No. 08 of 2021 - Bank Holiday
DMMD Circular No. 07 of 2021 - Master Circular - Rules Governing Primary Dealer System
FD Circular No. 01 of 2021 - Opening of Special Fund Account Titled ”Ehsaas: Koye Bhooka Na Soye (EKBNS) Fund-2021
Clarification/rebuttal issued to Dawn on April 09, 2021
BC & CPD Circular No. 04 of 2021 - Reflection Of Two Years History In Consumer/Individual Borrowers' ECIB Reports
BPRD Circular No. 01 of 2021 - Implementation of Cash Management & Single Treasury Account Rules, 2020
Strategic Plan for Islamic Banking industry for the period 2021-2025
IH&SMEFD Circular No. 06 of 2021 - Amendment in Prudential Regulations for SME Financing
IH&SMEFD Circular No. 05 of 2021 - Procurement of Wheat by the Private Sector - 2021
IH&SMEFD Circular No. 04 of 2021 - Mandatory Targets for Housing and Construction Finance
BC & CPD Circular No. 03 of 2021 - Call Center Management
DMMD Circular No. 06 of 2021 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under FE-Circular 25 of 1998
EPD Circular Letter No. 04 of 2021 - Import of Raw Sugar with Tax Concessions
IH&SMEFD Circular No. 03 of 2021 - Government's Mark-up Subsidy Scheme for Housing Finance
Islamic Banking Bulletin December 2020
BPRD Circular Letter No. 07 of 2021 - AMENDMENT IN REGULATION R-6 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING
Monetary Policy Statement - Mar 19, 2021 (English)
Monetary Policy Statement - Mar 19, 2021 (URDU)
Monetary Policy Information Compendium Mar 2021
Payment Systems Quarterly Review-2nd Quarter of 2020-21
IH&SMEFD Circular No. 02 of 2021 - Procurement of Wheat by the Private Sector-2021
IH&SMEFD Circular Letter No. 02 of 2021 - Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme (PMKJ-YES)
BPRD Circular Letter No. 06 of 2021 - PUBLIC HOLIDAY
BPRD Circular Letter No. 05 of 2021 - Cash Margin Restriction on Import of Items
  EPD Circular Letter No. 03 of 2021 - End-To-End Digitalization of Foreign Exchange related Cases
PSD Circular No. 01 of 2021 - Enhancing Digitization Initiatives in Banks/MFBs
DMMD Circular No. 05 of 2021 - Rate of Remuneration on SCRA maintained against FE-25 Deposits raised under FE-25 Circular of 1998
BPRD Circular Letter No. 04 of 2021 - Panel of Auditors Maintained Under Section 35(1) of Banking Companies Ordinance, 1962
BPRD Circular Letter No. 03 of 2021 - Assets Securitization through Special Purpose Vehicle (SPV)
FE Circular No. 03 of 2021 - Five Days Forward purchase Contract with Exchange Companies against Export of Permissible Foreign Currency Notes
FE Circular No. 02 of 2021 - Five Days Forward Sale Facility against Export of Permissible Foreign Currency Notes
WEBINAR ON: Consultative dialogue on State Bank of Pakistan’s Gender Financial Inclusion Policy - Banking on Equality
PSD Circular Letter No. 02 of 2021 - Regulations for Payment Card Security
PSD Circular Letter No. 01 of 2021 - Provision of Repayment Facility to Bank Borrowers on Alternate Delivery Channels (ADCs)
EPD Circular Letter No. 02 of 2021 - Exporters’ Special Foreign Currency Accounts
FD Circular Letter No.01 of 2021 - Standard Operating Procedures (SOPs) for Investment in Conventional Naya Pakistan Certificates (NPC) - Annexure
BC & CPD Circular No. 2 of 2021 - Collection of Digital Banking Frauds/Attempted Frauds Information through Call Centers
BC & CPD Circular No. 01 of 2021 - Instructions for Quality Data Reporting in ECIB of SBP
DMMD Circular No. 02 of 2021 - Change In Rules Governing Primary Dealer System
DMMD Circular No. 03 of 2021 - Government of Pakistan Ijara Sukuk
DMMD Circular No. 04 of 2021 - Statutory Liquidity Requirements
Clarification/rebuttal issued to Daily Times on December 26, 2020
IH&SMEFD Circular No. 01 of 2021 - Markup Subsidy for Housing Finance
OSED Circular Letter No. 01 of 2021 - Process for Filing of Appeals against Sanctions
EPD Circular Letter No. 01 of 2021 - Amendment in Instructions regarding NRP Rupee Value Account (NRVA)
FE Circular No. 01 of 2021 - Revision of Selected Chapters of The Foreign Exchange Manual
Clarification/rebuttal issued to Business Recorder on February 10, 2021
Draft Working Paper on: Raising of Convertible Debt from Abroad by Startup Companies
IBD Circular Letter No. 01 of 2021 - Shari’ah Governance Framework (SGF) for Islamic Banking Institutions (IBIs)
BPRD Circular Letter No. 02 of 2021 - Public Holiday on Kashmir Solidarity Day
Clarification/rebuttal issued to Dawn on Janaury 30, 2021
DMMD Circular No. 01 of 2021 - Rate of Remuneration on SCRA maintained against FE-25 Deposits raised under FE-25 Circular of 1998
BPRD Circular Letter No. 01 of 2021 - Anti-Money Laundering, Combating the Financing of Terrorism & Countering Proliferation Financing (AML/CFT/CPF) Regulations
Monetary Policy Statement - Jan 22, 2021 (English)
Monetary Policy Statement - Jan 22, 2021 (URDU)
Monetary Policy Information Compendium - Jan 2021
IH&SMEFD Circular Letter No. 01 of 2021 - Export Finance Scheme - Negative List
FD Circular No.08 of 2021 - Collection of FBR Taxes including Custom Duty through ADC and OTC Mechanism
OSED Circular No. 01 of 2021 - Questionnaires for Self-Assessment-IRAF
The State of Pakistan's Economy - First Quarterly Report 2020- 2021
DMMD Circular No. 29 of 2020 - RATE OF REMUNERATION ON SPECIAL CASH RESERVE ACCOUNT MAINTAINED WITH SBP UNDER FE-CIRCULAR 25 OF 1998
BPRD Circular Letter No. 52 of 2020 - Measures to Mitigate COVID-19 Pandemic – AML/CFT/CPF Regulations
BPRD Circular Letter No. 51 of 2020 - Bank Holiday
BPRD Circular Letter No. 50 of 2020 - Public Holiday
Draft Policy on Banking on Equality-Reducing the Gender Gap in Financial Inclusion
Inflation Monitor (New Base: 2015-16) - November, 2020
BC & CPD Circular No. 02 of 2020 - Key Fact Statement for Deposit Products
FE Circular No. 08 of 2020 - Special Foreign Exchange Regulations for Special Technology Zones
CMD Circular No. 08 of 2020 - Withdrawal of Rs. 25,000/- denomination National Prize Bonds (Bearer) from Circulation - Annexure
CMD Circular No. 07 of 2020 - Withdrawal of Rs. 40,000/- denomination National Prize Bonds from Circulation - Annexure
BPRD Circular Letter No. 48 of 2020 - Amendments in Prudential Regulations G-1(B)
Payment Systems Quarterly Review - 1st Quarter of 2020 - 21
FE Circular No. 07 of 2020 - Business-to-Consumer (B2C) E-Commerce Exports
DMMD Circular No. 28 of 2020 dated December 02, 2020 on Auction of Government Securities (Market treasury Bills and Pakistan Investment Bonds)
DMMD Circular No. 27 of 2020 - Government of Pakistan Ijara Sukuk on Jinnah International Airport Karachi - Revised Structure
BC & CPD Circular No. 01 of 2020 - Accessible Banking Infrastructure for Differently-Abled Persons
DMMD Circular No. 26 of 2020 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under Fe-Circular 25 Of 1998
Rebuttal on allegations made in TV program Muqabil on Public TV
SBP says committed to transparency in disclosures
IH & SMEFD Circular No. 14 of 2020 - Reporting of Small Enterprise (SE) and Medium Enterprise (ME) Loan Application for TAT Monitoring
Monetary Policy Statement - Nov 23, 2020 (English)
Monetary Policy Statement - Nov 23, 2020 (URDU)
Monetary Policy Information Compendium - Nov 2020
BPRD Circular Letter No. 47 of 2020 - Internal Credit Risk Rating System
IH&SMEFD Circular No. 13 of 2020 - Revised Prudential Regulations for Housing Finance
IH&SMEFD Circular No. 12 of 2020 - Revised Prudential Regulations for Housing Finance
Islamic Banking Bulletin (Sep, 2020)
Annual Report 2019-2020 (The State of Pakistan's Economy)
Statistical Supplement 2019-2020
EPD Circular Letter No. 23 of 2020 - Amendment in Instructions regarding Foreign Currency Value Account (FCVA)
EPD Circular Letter No. 22 of 2020 - Amendment in Instructions regarding NRP Rupee Value Account (NRVA)
FE Circular No. 06 of 2020 - Guarantees and Collaterals in favor of Overseas Bank Branches and Correspondents
PSD Circular Letter No. 03 of 2020 - Amendments in Guidelines for White Label ATM Operators (WLAOs)
Inflation Monitor (New Base: 2015-16) - September, 2020
BC&CPD Circular Letter No. 02 of 2020 - Reporting of written off/waived off loans and advances of corporate borrowers to ECIB of State Bank of Pakistan (SBP)
Mid-Year Performance Review of the Banking Sector (January - June 2020)
DMMD Circular No. 25 of 2020 - Upgraded MMCRS and Reporting Through Data Acquisition Portal (DAP)
Annual Performance Review 2019 - 2020
DMMD Circular No. 24 of 2020 - Rate of Remuneration on Special Cash Reserve Account
Maintained With SBP under Fe-Circular 25 Of 1998
Detail of Significant Enforcement Actions Jul-Sep 2020
BPRD Circular Letter No. 45 - Public Holiday
FE Circular No. 05 of 2020 - Mechanism for Valuation and Repatriation of Disinvestment Proceeds
FD Circular No.07 of 2020 - Standard Operating Procedures for Investment in Islamic Naya Pakistan Certificate
EPD Circular Letter No. 21 of 2020 - Framework for Managing Risks of Trade Based Money Laundering and Terrorist Financing
BPRD Circular Letter No.45 of 2020 - Extension in implementation of SBP Circulars due to COVID19
FD Circular No.06 of 2020 - Criteria for Resident Pakistanis to Invest in USD-denominated Naya Pakistan Certificates (NPCs)
DMMD Circular No. 23 of 2020 - Floating Rate Pakistan Investment Bonds
EPD Circular Letter No. 20 of 2020 - Anti-Money Laundering, Combating the Financing of Terrorism & Countering Proliferation Financing (AML/CFT/CPF) Regulations
IH&SMEFD Circular No. 11 of 2020 - Markup Subsidy for Housing Finance
FD Circular No. 5 of 2020 - SBP Currency Management Strategy - Outsourcing of Cash Processing Activities
IH&SMEFD Circular Letter No. 28 of 2020 - Data Reporting on Mandatory Targets for Housing and Construction Finance
FD Circular No.04 of 2020 - Government Treasury Single Account (TSA) Closure of Government Accounts Maintained with Commercial Banks/DFIs
DMMD Circular Letter No. 03 of 2020 - Cash Reserve Requirement for Banks That Meet/Do Not Meet Targets for Housing and Construction Finance
IBD Circular No. 04 of 2020 - Guidelines and Criteria for Establishing Islamic Banking Institutions (IBIs) and Commencement of Shariah Compliant Business and Operations by Development Finance Institutions (DFIs)
FD Circular Letter No. 07 of 2020 - COVID-19 - Uninterrupted Supply of Disinfected Cash at Banks and ATMs
IH&SMEFD Circular Letter No. 27 of 2020 - Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme
DMMD Circular No. 22 of 2020 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under Fe-Circular 25 Of 1998
BPRD Circular No. 05 of 2020 - Anti-Money Laundering, Combating the Financing of Terrorism & Countering Proliferation Financing (AML/CFT/CPF) Regulations
BPRD Circular Letter No. 44 of 2020 - AML/CFT/CPF Regulations - Guidelines on Targeted Financial Sanctions (TFS) under UNSC Resolutions
IH&SMEFD Circular Letter No. 26 of 2020 - Refinance Facility for Combating COVID -19 (RFCC)/ Islamic Refinance Facility for Combating COVID 19 (IRFCC)
BPRD Circular No. 4 of 2020 - Outsourcing to Cloud Service Providers (CSPs)
BPRD Circular Letter No. 43 of 2020 - Margin Restrictions on Import of Items
Monetary Policy Statement - Sep 21, 2020 (English)
Monetary Policy Statement - Sep 21, 2020 (Urdu)
Monetary Policy Information Compendium Sep 2020
CMD Circular No. 06 of 2020 - Implementation of National Savings Schemes (AML & CFT) Rules 2019
OSED Circular Letter No. 01 of 2020 - Revision in Timeline for Submission of Monthly Data on RCOA
BPRD Circular Letter No. 42 of 2020 - Opening of selected branches on Saturdays
DMMD Circular No. 21 of 2020 - Rules Governing Primary Dealer System
Islamic Banking Bulletin (Jun, 2020)
FD Circular No.03 of 2020 - Standard Operating Procedures (SOPs) for Investment in Conventional Naya Pakistan Certificates (Certificates)
PSD Circular No. 05 of 2020 - Service Standards for Roshan Digital Accounts for Non-Resident Pakistanis (NRPs)
BPRD Circular Letter No. 41 of 2020 - Regulation R-1 of Prudential Regulations for Corporate/Commercial Banking - Exposure Limits
IBD Circular No. 03 of 2020 - Adoption of 'Accounting and Auditing Organization for Islamic Financial Institutions' (AAOIFI) Shariah Standard(s
FSD Circular No. 01 of 2020 - Guidelines on Stress Testing
DMMD Circular No. 20 of 2020 - Rate of Remuneration on Special Cash Reserve Account
Maintained With SBP under Fe-Circular 25 Of 1998
EPD Circular Letter No. 19 of 2020 - Import of Sugar by Private Sector under Ministry of Commerce’s Public Notice
BPRD Circular Letter No. 40 of 2020 - Guidelines - Transfer and Assignment Of Non-Performing Assets To Corporate Restructuring Companies [Crcs]
EPD Circular Letter No. 18 of 2020 - Implementation of SBP Regulatory Approval System
BPRD Circular Letter No. 39 of 2020 - Public Holidays
DS.ITS/GEN/2020-009454/20 of 2020 - Updates in Foreign Exchange Returns (FER) - Code Guide and ITRS Client Application
EPD Circular Letter No. 17 of 2020 - Amendment in Guidelines on Use of Deposits Mobilized under FE-25 Scheme for Financing Exports/Imports Amid COVID-19 Pandemic
DMMD Circular No. 19 of 2020 - Reopening of Government of Pakistan Ijara Sukuk
IH&SMEFD Circular Letter No. 25 of 2020 - Refinance and Credit Guarantee Scheme for Women Entrepreneurs
FE Circular No. 04 of 2020 - Remittances to Digital Service Provider Companies
BPRD Circular Letter No. 38 of 2020 - Public Holiday
AC&MFD Circular No. 02 of 2020 - Revision In Prudential Regulations For Microfinance Banks:R-5: Maximum Loan Size And Eligibility Of Borrowers & R-6: Maximum Exposure Of A Borrower From MFBs/MFIs/Other Financial Institutions
AC&MFD Circular Letter No. 07 of 2020 -Regulatory Relief to Dampen The Effects Of Covid-19 - Prudential Regulations for Micro Finance Banks
Prime Minister Kamyab Jawan Youth Entrepreneurship Scheme (YES)
EPD Circular No. 03 of 2020 - Procedure for Trading of Quoted Shares through NRP Rupee Value Account (NRVA)
EPD Circular No. 02 of 2020 - Amendment in Instructions regarding Foreign Currency Accounts
EPD Circular No. 01 of 2020 - Amendment in Instructions regarding Non-resident Rupee Accounts
Training Matters July-Sep 2020
DPC Circular Letter No. 02 of 2020 - Notification
BPRD Circular Letter No. 37 of 2020 - Normal Office Timings
DMMD Circular No. 18 of 2020 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under Fe-Circular 25 Of 1998
The State of Pakistan's Economy - Third Quarterly Report 2019- 2020
BPRD Circular Letter No. 36 of 2020 - Treatment of Risk Sharing Facility - Low Cost Housing Finance
IBD Circular No. 02 of 2020 - Revised Instructions on Islamic Banking Windows (IBWs) Operations
BPRD Circular Letter No. 35 of 2020 - PUBLIC HOLIDAYS
DMMD Circular No. 17 of 2020 - Government of Pakistan Ijara Sukuk
IH&SMEFD Circular Letter No. 24 of 2020 - 1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns 2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
DMMD Circular No. 16 of 2020 - Foreign Exchange Exposure Limit (FEEL)
EPD Circular Letter No. 16 of 2020 - Local Taxes and Levies Drawback (LTLD) Order, 2018 (Non-Textile) and Duty Drawback of Taxes (DDT) Order, 2018-21 (Textile)
IH&SMEFD Circular Letter No. 23 of 2020 - SBP Financing Scheme for Renewable Energy and Islamic Financing Scheme for Renewable Energy
Monetary Policy Committee (MPC) Minutes – May 15, 2020 (English)
BPRD Circular Letter No. 34 of 2020 - The Corporate Restructuring Companies (Amendment) Ordinance, 2020
IH&SMEFD Circular No. 10 of 2020 - Mandatory Targets for Housing and Construction Finance
AC&MFD Circular Letter No. 06 of 2020 - Measures to Mitigate COVID-19 Pandemic – AML/ CFT Regulations
BPRD Circular Letter No. 33 of 2020 - Measures to Combat COVID 19 Pandemic - Branchless Banking Operations and Regulations for Digital On-boarding of Merchants
BPRD Circular Letter No. 32 of 2020 - Measures to Mitigate COVID-19 Pandemic – AML/ CFT Regulations
DMMD Circular Letter No. 02 of 2020 - Timings for Availing SBP Overnight Repo/Reverse-Repo Facilities under Interest Rate Corridor Mechanism
Detail of significant Enforcement Actions Mar-Jun 2020
IH&SMEFD Circular Letter No. 22 of 2020 - Regulatory Relief to Dampen the Effects of Covid-19 - Amendment in Prudential Regulations for Housing Finance HF-9
BPRD Circular Letter No. 31 of 2020 - AMENDMENT IN REGULATION R-4 OF PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING
IH&SMEFD Circular Letter No. 21 of 2020 - Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme
Inflation Monitor (New Base: 2015-16) - May, 2020
CMD Circular No. 05 of 2020 - Restricting Participation of Institutional Investors in National Savings Schemes
BPRD Circular Letter No. 30 of 2020 - Office Timings
DMMD Circular No. 15 of 2020 - Appointment Of Primary Dealers For Financial Year 2020-21
IH&SMEFD Circular Letter No. 20 of 2020 - 1. Temporary Economic Refinance Facility (TERF)
2. Islamic Temporary Economic Refinance Facility (ITERF)
IH&SMEFD Circular Letter No. 19 of 2020 - Long Term Financing Facility (LTFF) - Re-fixation of Rates of Service Charges
AC&MFD Circular Letter No. 05 of 2020 - REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID-19 - PRUDENTIAL REGULATIONS FOR AGRICULTURE FINANCING
AC&MFD Circular Letter No. 04 of 2020 - REGULATORY RELIEF TO DAMPEN THE EFFECTS OF COVID-19 - PRUDENTIAL REGULATIONS FOR MICRO FINANCE BANKS
IH&SMEFD Circular Letter No. 18 of 2020 - Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for Housing Finance
IH&SMEFD Circular Letter No. 17 of 2020 - Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for Sme Financing
BPRD Circular Letter No. 29 of 2020 - Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for Consumer Financing
BPRD Circular Letter No. 28 of 2020 - Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for Corporate/Commercial Banking
IH&SMEFD Circular Letter No. 16 of 2020 - Refinance Facility for Combating COVID-19 (RFCC)/ Islamic Refinance Facility for Combating COVID-19 (IRFCC)
Staff Notes - Enhancing Financial Inclusion through Pakistan Post
FEOD Circular Letter No. 3 of 2020 - Verification of EE-1/EF-1 Statements for the Monitoring Period 2019-2020   Annexure-I   Annexure-II
DMMD Circular No. 14 of 2020 - Rate of remuneration on special cash reserve account Maintained with SBP under FE-Circular 25 of 1998
CMD Circular No. 4 dated June 30, 2020 - Withdrawal of Rs. 40,000/- Denomination National Prize Bonds from Circulation
IH&SMEFD Circular Letter No. 15 of 2020 - Risk Sharing Facility for SBP Refinance Scheme to support employment and prevent layoff of workers
IH&SMEFD Circular Letter No. 14 of 2020 - Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
BPRD Circular Letter No. 27 of 2020 - Bank Holiday
BPRD Circular Letter No. 26 of 2020 - AMENDMENT IN REGULATION R-8 OF PRUDENTIAL REGULATIONS FOR CONSUMER FINANCING
DMMD Circular No. 13 of 2020 - Change In Rules Governing Primary Dealer System
Islamic Banking Bulletin (Mar, 2020)
IH&SMEFD Circular Letter No. 13 of 2020 - Long Term Financing Facility/Islamic Long Term Financing Facility (LTFF/ILTFF) – Extension/Allocation of Limit
IH&SMEFD Circular Letter No. 12 of 2020 - Export Finance Scheme (EFS) /Islamic Export Refinance Scheme (IERS) - Extension/Allocation of Limit
DMMD Circular No. 12 of 2020 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - Jun 25, 2020 (English)
Monetary Policy Statement - Jun 25, 2020 (Urdu)
EPD Circular Letter No. 15 of 2020 - The Foreign Exchange Regulation (Amendment) Act, 2020 (Act No. X of 2020)
EPD Circular Letter No. 14 of 2020 - The Foreign Exchange Regulation (Amendment) Act, 2020 (Act No. X of 2020)
FD Circular Letter No. 06 / 2020 - SBP Currency Management Strategy (CMS) - Temporary Suspension of Service Charges of 0.12%
BPRD Circular Letter No. 25 of 2020 - Regulatory relief to dampen the effects of covid-19 – Prudential regulations for corporate / commercial banking
CMD Circular No. 03 of 2020 - Payment of Prize Money & Face Value of National Prize Bonds through Commercial Banks
Payment Systems Quarterly Review - 3rd Quarter of 2019 - 20
CMD Circular No. 02 of 2020 - Additional Measures Depositing/Withdrawing Cash from SBP BSC Offices
DMMD Circular No. 11 of 2020 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under Fe-Circular 25 Of 1998
Inflation Monitor (New Base: 2015-16) - April, 2020
BPRD Circular Letter No. 24 of 2020 - Office Timings
BPRD Circular Letter No. 23 of 2020 - Public Holidays
No. DS.ITS/GEN/2020-006905 - Country wise data reporting of Workers' Remittances
IH&SMEFD Circular Letter No. 11 - 1.Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
2.Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
Monetary Policy Statement - May 15, 2020 (English)
Monetary Policy Statement - May 15, 2020 (Urdu)
Monetary Policy Information Compendium May 2020
DMMD Circular No. 10 of 2020 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
BPRD Circular No. 03 of 2020 - Guidelines - Transfer and Assignment of Non-Performing Assets to Corporate Restructuring Companies (CRCs)
DMMD Circular Letter No. 01 of 2020 - Selection of Primary Dealers for FY2020-21
IH&SMEFD Circular Letter No. 10 - 1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
IH&SMEFD Circular Letter No. 09 of 2020 - 1. Temporary Economic Refinance Facility (TERF) 2. Islamic Temporary Economic Refinance Facility (ITERF)
CMD Circular No. 01 of 2020 - Suspension of Fresh Notes Issuance to Public & Employees/ Ex Employees on Eid ul Fitr 2020
IH&SMEFD Circular No. 09 of 2020 - Risk Sharing Facility for SBP Refinance Scheme to support employment and prevent layoff of workers
DMMD Circular No. 09 of 2020 - Rate of Remuneration on Special Cash Reserve Account
Maintained Against Fe-25 Deposits Raised Under Fe-Circular 25 of 1998
FD Circular Letter No. 5 / 2020 - COVID-19 – Uninterrupted Supply of Disinfected Cash at Banks and ATMs
IH&SMEFD Circular Letter No. 08 of 2020 - Refinance Facility for Combating COVID -19 (RFCC)/ Islamic Refinance Facility for Combating COVID 19 (IRFCC)
EPD Circular Letter No. 13 of 2020 - Framework for Managing Risks of Trade Based Money Laundering and Terrorist Financing
BPRD Circular Letter No. 22 of 2020 - Public Holiday
IH&SMEFD Circular No. 08 of 2020 - Secured Transactions Registry (STR) under the Financial Institutions (Secured Transactions) Act, 2016
BPRD Circular Letter No. 21 of 2020 - Bank Holicay
BPRD Circular Letter No. 20 of 2020 - Office & Business Hours During The Month Of Ramadan-Ul-Mubarak 1441 A.H.
IBD Circular Letter No. 02 of 2020 - Guidelines for Implementation of Regulatory Relief to Dampen the Effects of COVID-19
IH&SMEFD Circular Letter No. 07 of 2020
1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
BPRD Circular Letter No. 19 of 2020 - Deduction of Zakat at Source in Respect Of Saving Banks / Profit and Loss Sharing and Similar Bank Accounts (Asset Code No.101) and Deposit Thereof Immediately After Deduction Date
FD Circular Letter No. 04 / 2020 - Prime Minister's COVID-19 Pandemic Relief Fund-2020
DMMD Circular No. 08 of 2020 - Cash Reserve Requirements against FE-25 Deposits
Monetary Policy Statement - Apr 16, 2020 (English)
DMMD Circular No. 07 of 2020 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
EPD Circular Letter No. 12 of 2020 - Enhancement of Home Remittances through Formal Channels - Exchange Companies
EPD Circular Letter No. 11 of 2020 - Enhancement of Home Remittances through Formal Channels - Authorized Dealers/Microfinance Banks
The State of Pakistan's Economy - Second Quarterly Report 2019- 2020
BPRD Circular Letter No. 18 of 2020 - Office Timings
DMMD Circular No. 06 of 2020 - Government of Pakistan Ijara Sukuk
IH&SMEFD Circular No. 07 of 2020 - Islamic Refinance Scheme for Payment of Wages & Salaries to the Workers and Employees of Business Concerns
IH & SMEFD Circular No. 06 of 2020 - Refinance Scheme for Payment of Wages & Salaries to the Workers and Employees of Business Concerns
BPRD Circular Letter No. 17 of 2020 - Office Timings
PSD Circular Letter No. 02 of 2020 - Service Charges on Donations/ Payments to Prime Minister's / Provincial Governments’ Relief Fund for Covid19 through Payment Cards
IH&SMEFD Circular Letter No. 06 of 2020 - Refinance Facility for Combating COVID-19 (RFCC)/
Islamic Refinance Facility for Combating COIVD-19 (IRFCC)
IH&SMEFD Circular Letter No. 05 of 2020 - Relief under SBP Refinance Schemes to Dampen the Effects of Covid -19
FD Circular No.02 of 2020 - Prime Minister's Covid-19 Pandemic Relief Fund-2020
DMMD Circular No. 05 of 2020 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Under Fe-Circular 25 of 1998
PSD Circular No. 04 of 2020 - Facilitation regarding Paper-based Clearing Operations in the wake of COVID-19
BPRD Circular Letter No. 16 of 2020 - Office Timings
BPRD Circular Letter No. 15 of 2020 - Implementation Of International Financial
Reporting Standard 9 (Ifrs 9)
BPRD Circular Letter No. 14 of 2020 - Regulatory Relief To Dampen The Effects Of Covid - 19
BPRD Circular Letter No. 13 of 2020 - Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For Corporate / Commercial Banking
BPRD Circular Letter No. 12 of 2020 - Regulatory Relief To Dampen The Effects Of Covid - 19
BPRD Circular Letter No. 11 of 2020 - Measures to Combat COVID 19 Pandemic - Regulations for Digital On-boarding of Merchants
BPRD Circular Letter No. 10 of 2020 - Measures to Combat COVID 19 Pandemic - Branchless Banking Operations
BPRD Circular Letter No. 09 of 2020 - Measures to Mitigate COVID-19 Pandemic - AML/ CFT Regulations
IH&SMEFD Circular Letter No. 4 of 2020 - Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For Housing Finance
IH&SMEFD Circular Letter No. 03 of 2020 - Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For Smes Financing
IH&SMEFD Circular Letter No. 02 of 2020 - Long-Term Financing Facility (LTFF)/ Islamic Long Term Financing Facility (ILTFF) for Plant & Machinery - Revised Maximum Financing Limit and Scope of the Facility
IH&SMEFD Circular Letter No. 01 of 2020 - Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme (PMKJ-YES)
PSD Circular No. 03 of 2020 - Measures to Enhance Cyber Resilience Amid COVID 19 Threat
AC&MFD Circular Letter No. 03 of 2020 - Measures to Mitigate COVID-19 Pandemic – AML/ CFT Regulations
AC&MFD Circular Letter No. 02 of 2020 - Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For Agriculture Financing
AC&MFD Circular Letter No. 01 of 2020 - Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For Micro Finance Banks
EPD Circular Letter No. 10 of 2020 - Issuance Of Updated Foreign Exchange Manual
Monetary Policy Statement - Mar 2020
EPD Circular Letter No. 09 of 2020 - Import of Medical Equipment for Treatment of Corona Virus Pandemic against Advance Payment & Open Account
DMMD Circular No. 04 of 2020 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
FD Circular No.01 of 2020 - COVID-19 – Uninterrupted Supply of Disinfected Cash at Banks and ATMs - (Annexure-A)
BPRD Circular Letter No. 08 of 2020 - Measures for Availability and Continuity of Financial Services - COVID-19
EPD Circular Letter No. 08 of 2020 - Implementation of SBP Regulatory Approvals System
EPD Circular Letter No. 07 of 2020 - Amendments in Foreign Exchange Regulations
IH&SMEFD Circular No. 05 of 2020 - Relaxations to Exporters under Export Finance Scheme (EFS)/Islamic Export Refinance Scheme (IERS) and Long Term Financing Facility (LTFF)/Islamic Long Term Financing Facility (ILTFF)
EPD Circular Letter No. 06 of 2020 - Amendments in Instructions for Exchange Companies
BC & CPD Circular Letter No. 01 of 2020 - Revision in Timeline of eCIB Data Submission

EPD Circular Letter No. 05 of 2020 - Revision of Instructions regarding Making and Dispatch of Shipping Documents by the Exporters

EPD Circular Letter No. 04 of 2020 - Amendment in Instructions regarding Advance Payment against Imports

BPRD Circular Letter No. 07 of 2020 - Public Holiday
PSD Circular No. 02 of 2020 - Measures to Limit the Spread of Corona Virus (COVID-19) by Promoting the use of Digital Payment Services
IH & SMEFD Circular No. 01 of 2020 - Temporary Economic Refinance Facility (TERF)
 IH & SMEFD Circular No. 02 of 2020 - Islamic Temporary Economic Refinance Facility (ITERF)
IH & SMEFD Circular No. 03 of 2020 - Refinance Facility for Combating COVID - 19 (RFCC)
IH & SMEFD Circular No. 04 of 2020 - IH & SMEFD Circular No. 04 of 2020 - Islamic Refinance Facility for Combating COVID - 19 (IRFCC)
Monetary Policy Statement - Mar 2020 (English)
Monetary Policy Statement - Mar 2020 (URDU)
Monetary Policy Information Compendium Mar 2020
DMMD Circular No. 03 of 2020 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilitie
FD Circular Letter No. 03 / 2020 - SBP Currency Management Strategy (CMS) – Banknotes Packing Instructions (BPIs)
BPRD Circular Letter No. 06 of 2020 - Measures for Availability and Continuity of Financial Services - COVID-19
FD Circular Letter No. 02 of 2020 - Elimination of Transaction Fee on Payment of Government Taxes through ADCs and OTC
Islamic Banking Bulletin (Dec, 2019)
No. DS. BS. 004920/20 - Subject: Guidelines for Reporting of Lending and Deposits Rates (RoR)
No. DS. BS. 003306/20 - Subject: Regional Statistics on Disbursements and Utilization
No. DS. BS. 003305/20 - Subject: Regional Statistics on Disbursements and Utilization
DMMD Circular No. 02 of 2020 - RATE OF REMUNERATION ON SPECIAL CASH RESERVE ACCOUNT MAINTAINED WITH SBP UNDER FE-CIRCULAR 25 OF 1998
Detail of significant Enforcement Actions Jan - Mar 2020
BPRD Circular No. 02 of 2020 - Basel Capital Adequacy Framework: Consideration of FCY Subordinated Debt from Foreign Sponsors as Additional Tier 1 (ADT 1) Capital
EPD Circular Letter No. 03 of 2020 - Extension in Home Remittance Services
No: DS.BS. 002383/20 - Advances Classified by Securities/Borrowers
BPRD Circular Letter No. 05 of 2020 - Public Holiday
PDMMD Circular No. 01 of 2020 - Rate of remuneration on special cash reserve account Maintained with sbp under fe-circular 25 of 1998
PSD Circular Letter No. 01 of 2020 - Guidelines for Clearing Operations
PSD Circular No. 01 of 2020 - Improving Payment Card Acceptance Infrastructure in Pakistan
IH&SMEFD Circular Letter No. 2 of 2020 - Long-Term Financing Facility (LTFF)/ Islamic Long Term Financing Facility (ILTFF) for Plant & Machinery - Revised Maximum Financing Limit and Scope of the Facility
EPD Circular Letter No. 02 of 2020 - Amendment in Instructions regarding Open Account Imports
EPD Circular Letter No. 01 of 2020 - Amendments in Instructions regarding Advance Payment against Imports
Monetary Policy Statement - Jan 2020 (English)
Monetary Policy Statement - Jan 2020 (URDU)
Monetary Policy Information Compendium Jan 2020
FD Circular Letter No. 01 of 2020 - Supreme Court of Pakistan and Prime Minister of Pakistan (SCP and PM) Diamer-Bhasha and Mohmand Dam Fund
BPRD Circular Letter No. 04 of 2020 - Realignment of Reporting on Fraud Risk Management
Detail of significant Enforcement Actions December 2019
BPRD Circular No. 01 of 2020 - Minutes of Board of Directors/ General Meetings
BPRD Circular Letter No. 03 of 2020 - Guidelines on Compliance Risk Management (CRM)
BPRD Circular Letter No. 02 of 2020 - AMENDMENT IN PARA 1 (a) OF REGULATION R-4 OF PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BAKNING
BPRD Circular Letter No. 01 of 2020 - Regulations for Digital On-Boarding of Merchants
 The State of Pakistan's Economy - First Quarterly Report 2019- 20
AC&MFD Circular No. 01 of 2020 - Report on Indicative Credit Limits and Eligible Items for Agri. Financing
IIH&SMEFD Circular Letter No. 01 / 2020 - Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme (PMKJ-YES)
IBD Circular No. 01 / 2020 - Adoption of ‘Accounting and Auditing Organization for Islamic Financial Institutions’ (AAOIFI) Shariah Standards
DMMD Circular No. 29 / 2019 - Rate of remuneration on special cash reserve account maintained with sbp under fe-circular 25 of 1998
EPD Circular Letter No. 19 / 2019 - Amendments in Exchange Companies Manual, 2018 AML CFT Regulations
IH&SME Circular Letter No. 09 / 2019 - Assuming Charge as Director, Infrastructure, Housing & SME Finance Department
AC & MFD Circular No. 04 / 2019 - Compliance of AML/CFT Regime for MFBs
AC&MFD Circular No. 3 / 2019 - Amendments in Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations for Microfinance Banks
AC&MFD Circular Letter No. 4 / 2019 - Fit & Proper Test (Criteria) for Microfinance Banks
BPRD Circular No. 10 / Branchless Banking Regulations for Financial Institutions
BPRD Circular No. 9 / Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions
BPRD Circular No. 8 / 2019 (Anti-Money Laundering and Combating the Financing of Terrorism Guidelines on Risk Based Approach for Banks/DFIs/MFBs)
BPRD Circular No. 7 / 2019 Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations
FD Circular No. 04 / 2019 - Elimination of Transaction Fee on Payment of Government Taxes through ADCs and OTC
BPRD Circular Letter No. 28 of 2019 - Public Holiday
FD Circular Letter No. 05 / 2019 - SBP CMS: Issuance of Machine Authenticated Rs. 50 Banknotes
FE Circular No. 07 of 2019 - Addition of Japanese Yen (JPY) to the Asian Clearing Union (ACU) Mechanism
BPRD Circular Letter No. 27 of 2019 - Public Holiday
FD Circular Letter No. 04 of 2019 - Supreme Court of Pakistan and Prime Minister of Pakistan (SCP and PM) Diamer-Bhasha and Mohmand Dam Fund
IH&SMEFD Circular Letter No. 8 of 2019 - Prudential Regulations for Housing Finance
FE Circular No. 06 of 2019 - FCY Loan Registration Mechanism for Private Sector Borrowings from Abroad (PSBA), Foreign Currency Trade Financing from Abroad (FTFA) and Financial Sector Borrowings from Abroad (FSBA)
BPRD Circular No. 06 of 2019 - Framework for Risk Management in Outsourcing Arrangements by Financial Institutions
BPRD Circular Letter No. 26 of 2019 - Exposure Limit On Real Estate Sector
Islamic Banking Bulletin (Sep, 2019)
TOD Circular No. 02 of 2019 - Settlement of PKR Forward Maturities
EPD Circular Letter No. 18 of 2019 - Amendment in Instructions regarding Advance Payment against Imports
Detail of significant Enforcement Actions November 2019
EPD Circular Letter No. 17 of 2019 - Amendments in Instructions for Exchange Companies
BPRD Circular Letter No. 25 of 2019 - Submission of Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) Returns
EPD Circular Letter No. 16 of 2019 - Reimbursement of T.T Charges against Home Remittances
EPD Circular Letter No. 15 of 2019 - Incentive Scheme for Marketing of Home Remittances
DPC Circular Letter No. 01 of 2019 - Information System for Protected Depositors of Member Banks
FD Circular Letter No. 03 of 2019 - Cash Management - Daily Cash Position of Banks
DMMD Circular No. 28 of 2019 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
EPD Circular Letter No. 14 of 2019 - Extension in Home Remittance Services
Monetary Policy Statement - Nov 2019 (English)
Monetary Policy Statement - Nov 2019 (URDU)
Monetary Policy Information Compendium Nov 2019
Framework for Managing Risks of Trade Based Money Laundering and Terrorist Financing
DMMD Circular No. 27 of 2019 - Statutory Liquidity Requirement
DMMD Circular No. 26 of 2019 - Change In Rules Governing Primary Dealer System
TOD Circular No.01 of 2019 - FX Interbank Confirmations
Governor's Speech on the occasion of issuance of Baba Guru Nanak Coin
Detail of significant Enforcement Actions October 2019
FE Circular No. 05 of 2019 - Amendment in Instructions regarding Acquisition of Services from Abroad
EPD Circular Letter No. 12 of 2019 - Amendments in Instructions regarding Advance Payment against Imports
BPRD Circular No. 24 of 2019 - Public Holiday
BPRD Circular No. 05 of 2019 - Regulations for Digital On-boarding of Merchants
PSD Circular No. 03 of 2019 - Rules for Digital On-boarding of Merchants
DMMD Circular No. 25 of 2019 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under FE-Circular 25 of 1998
Annual Performance Review for FY 2018-19
DMMD Circular No. 24 of 2019 - Upgraded MMCRS and Reporting through Data Acquisition Portal (DAP)
Annual Report 2018-19 The State of Pakistan's Economy (English)
Annual Report 2018-19 The State of Pakistan's Economy (Urdu)
PMYBL Review Jun, 2019
BPRD Circular Letter No. 23 of 2019 - Submission of Quarterly and Annual (Audited) Capital Adequacy Returns
BPRD Circular No. 04 of 2019 - Implementation of International Financial Reporting Standard 9 (IFRS 9)
BPRD Circular Letter No. 22 of 2019 - Employment Quota for Persons with Disabilities
BPRD Circular Letter No. 21 of 2019 - Prudential Regulations For Corporate / Commercial Banking Electronic Warehouse Receipt
AC&MFD Circular Letter No. 03 of 2019 - Prudential Regulations For Agriculture Financing Electronic Warehouse Receipt
IH&SMEFD Circular Letter No. 7 of 2019 - Prudential Regulations For Small & Medium Enterprises Financing Electronic Warehouse Receipt
EPD Circular Letter No. 11 of 2016 - Duty Drawback of Taxes Order 2017-18 (Textile)
FE Circular No. 04 of 2019 - Framework for Managing Risks of Trade Based Money Laundering and Terrorist Financing
Detail of Significant enforcement actions
DMMD Circular No. 23 of 2019 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
PSD Circular No. 02 of 2019 - Standardization of Quick Response (QR) Codes for Payments in Pakistan
AC&MFD Circular No. 02 of 2019 - Revision in Prudential Regulation G-2
Ref No. DS. BS. 1 / 013171/19 - Revamped Reporting System of Scheduled Banks/ DFIs/MFBs Half Yearly Statistics
Monetary Policy Statement - Sep 2019 (English)
Monetary Policy Statement - Sep 2019 (URDU)
Monetary Policy Information Compendium Sep 2019
Islamic Banking Bulletin (Jun, 2019)
Detail of Significant Enforcement Actions by SBP August-2019
Financial Stability Review 2018
BPRD Circular Letter No. 20 of 2019 - Public Holidays
IH&SMEFD Circular Letter No. 6 2019 - Prime Minister's Kamyab Jawan SME Lending Program
DMMD Circular No. 22 of 2019 - Floating Rate Pakistan Investment Bonds
DMMD Circular No. 21 of 2019 -Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under Fe-Circular 25 of 1998
21 st MAP Convention Speech by Deputy Governor, SBP on 28 August 2019 at Monetary Policy and Digitization of Payment Systems event.
IH&SMEFD Circular No. 12 of 2019 - Islamic Financing Facility for Renewable Energy (IFRE)
BPRD Circular No. 03 of 2019 - Amendments in Prudential Regulations G-1
IH&SMEFD Circular No. 11 of 2019 - Islamic Refinance Scheme for Working Capital Financing of Small Enterprises and Low-End Medium Enterprises
Public Disclosure of Enforcement Actions by SBP
BPRD Circular Letter No. 19 of 2019 - Public Holidays
DMMD Circular No. 20 of 2019 -Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under Fe-Circular 25 of 1998
IH&SMEFD Circular No. 10 of 2019 - SBP Financing Scheme for Renewable Energy
AC&MFD Circular Letter No. 02 of 2019 - Amendment in “Loans for Farm Development and Machinery/ Equipmentâ€Â, Regulation R-13 (Tenure, Classification and Provisioning) and Regulation R-15 (Tenure) of Prudential Regulations for Agriculture Financing
IH&SMEFD Circular No. 09 of 2019 - Refinance Facility for Modernization of SMEs- Expansion in the Scope
No. DS.ITSD.Gen/2019 /016663/19 - Changes in Reporting of Monthly Foreign Exchange Returns (ITRS)
Ref No. DS. DWCD.4 (1) of 2019 - Online Data for Branches of Scheduled Banks - Master Data of Branches
BPRD Circular No. 18 of 2019 - Standard Operating Procedures (SOPs) to Facilitate and Streamline Account Opening Process of Politically Exposed Persons (PEPs)
FE Circular No. 03 of 2019 - Revision of Selected Chapters of the Foreign Exchange Manual
DMMD Circular No. 19 of 2019 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - July 2019 (English)
Monetary Policy Statement - July 2019 (URDU)
Monetary Policy Information Compendium July 2019
The State of Pakistan's Economy - Third Quarterly Report 2018 - 2019 (ENG)
The State of Pakistan's Economy - Third Quarterly Report 2018 - 2019 (URDU)
IH&SMEFD Circular No. 08 of 2019 - Prime Minister's Kamyab Jawan SME Lending Program
DMMD Circular No. 18 of 2019 - Appointment Of Primary Dealers For Financial Year 2019-20
EPD Circular Letter No. 09 of 2019 - Duty Drawback of Taxes Order 2017-18 (Textile)
DMMD Circular No. 17 of 2019 - Rate Of Remuneration On Special Cash Reserve Account Maintained With SBP Under FE-Circular 25 Of 1998
BPRD Circular Letter No. 17 - Bank Holiday
FD Circular No. 03/2019 - Assets Declaration Ordinance 2019 (ADO)
DMMD Circular No. 16 of 2019 - Floating Rate Pakistan Investment Bonds
IH&SMEFD Circular Letter No. 4 of 2019 - Export Finance Scheme (EFS) /Islamic Export Refinance Scheme (IERS) - Extension in Limit
IH&SMEFD Circular Letter No. 3 of 2019 - Long Term Financing Facility (LTFF)/Islamic Long Term Financing Facility (ILTFF) - Extension/Allocation of Limit
FE Circular No. 02 of 2019 - Procedure For Repatriation Of Foreign Assets Held In The Form Of Shares Of A Company Incorporated In Pakistan, Under Assets Declaration (Procedure & Conditions) Rules, 2019
Islamic Banking Bulletin (Mar, 2019)
EPD Circular Letter No. 08 of 2019 - Local Taxes and Levies Drawback (Non-Textiles) Order, 2018
BC & CPD Circular No. 01 of 2019 - Membership of Private Credit Bureaus under Credit Bureaus Act, 2015
BPRD Circular Letter No. 16 of 2019 - Compliance of AML/CFT Regime by Banks/ DFIs - Biometric Verification of Existing Customers
DMMD Circular No. 15 of 2019 - Rate of remuneration on special cash reserve account Maintained with sbp under fe-circular 25 of 1998
BPRD Circular Letter No. 15 of 2019 - Guidelines on Compliance of Government of Pakistans Notifications issued under United Nations Security Council (UNSC) Resolutions
Notification No. FD/2566/2038/2019 - Procedure for Deposit of Tax against Foreign Assets under Assets Declaration Ordinance 2019
BPRD Circular Letter No. 14 of 2019 - Public Holidays
BPRD Circular Letter No. 13 of 2019 - Cash Management - Daily Cash Position of Banks
Partial modification to our notification no. FD/1704/2498/2019 dated May 25, 2019 -
(link to the latest version)
DMMD Circular No. 14 of 2019 - SBPs Policy Rate and Overnight Repo / Reverse-Repo Facilities
Monetary Policy Statement - May 2019 (English)
Monetary Policy Statement - May 2019 (URDU)
Monetary Policy Information Compendium May 2019
E-Branches List Eid-ul-Fitr 2019
BPRD Circular Letter No. 12 of 2019 - NOTIFICATION
DMMD Circular No. 13 of 2019 - Timings for Availing SBP Overnight Repo/Reverse-Repo Facilities during the Month of Ramazan-ul-Mubarak
BPRD Circular Letter No. 11 of 2019 - Office & Business Hours During The Month Of Ramadan-Ul-Mubarak 1440 A.H.
BPRD Circular Letter No. 10 of 2019 - Bank Holiday
BPRD Circular Letter No. 09 of 2019 - Deduction of Zakat at Source in Respect of Saving Banks/Profit & Loss Sharing and Similar Bank Accounts (Asset Code No.101) and Deposit Thereof Immediately after Deduction Date
DMMD Circular No. 12 of 2019 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
BPRD Circular Letter No. 08 of 2019 - Implementation of IFRS 16 - Leases
Revised Guidelines- Digital Financial Services (DFS) Innovation Challenge Facility (ICF)
BPRD Circular Letter No. 07 of 2019 - Public Holiday
IH&SMEFD Circular Letter No. 02 of 2019 - Long-Term Financing Facility (LTFF)/ Islamic Long Term Financing Facility (ILTFF) for Plant & Machinery - Revised Maximum Financing Limit
IH&SMEFD Circular Letter No. 01 of 2019 - Refinance and Credit Guarantee Scheme for Women Entrepreneurs
BPRD Circular Letter No. 06 of 2019 - Amendment in Prudential Regulations G-1
EPD Circular Letter No. 07 of 2019 - Clarification relating to Foreign Currency Accounts
Payment of Mobile Levy through Over-the-Counter (OTC)
Islamic Banking Bulletin (Dec, 2018)
PSD Circular No. 01 of 2019 - Regulations for Electronic Money Institutions
Monetary Policy Statement - Mar 2019 (English)
Monetary Policy Statement - Mar 2019 (URDU)
Monetary Policy Information Compendium Mar 2019
DMMD Circular No. 11 of 2019 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
DMMD Circular No. 10 of 2019 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
The State of Pakistan's Economy - Second Quarterly Report 2018 - 2019 (ENG)
The State of Pakistan's Economy - Second Quarterly Report 2018 - 2019 (URDU)
BPRD Circular Letter No. 05 of 2019 - Quarterly & Half-Yearly Financial Statements Format of Interim Financial Statements
FD Circular No.01/2019 - Payment of Mobile Levy through Over-the-Counter (OTC)
BPRD Circular Letter No. 04 of 2019 - Financial Statements Frequency, Timelines & Posting on Website
BPRD Circular Letter No. 03 of 2019 - Public Holiday
IH&SMEFD Circular No. 07 of 2019 - Small Enterprise (SE) Financing and Credit Guarantee Scheme for Special Persons
DPC Circular No. 01 of 2019 - Information System for Protected Depositors of Member Banks
EPD Circular Letter No. 06 of 2019 - Issuance of Updated Exchange Companies Manual - 2018
EPD Circular Letter No. 05 of 2019 - Issuance Of Updated Foreign Exchange Manual
IH&SMEFD Circular No. 06 of 2019 - Islamic Financing Facility for Low Cost Housing for Special Segments
IH&SMEFD Circular No. 05 of 2019 - Financing Facility for Low Cost Housing for Special Segments
IH&SMEFD Circular No. 04 of 2019 - Exemptions/Relaxations in Prudential Regulations for Low Cost Housing Finance
DMMD Circular No. 09 of 2019 - Statutory Liquidity Requirement (SLR)
DMMD Circular No. 08 of 2019 - Statutory Reserve Requirements-Cash Reserve and Statutory Liquidity Requirement
BPRD Circular No. 01 of 2019 - Basel Capital Adequacy Framework: Lowering of Risk Weight on Low Cost Housing Finance
AC&MFD Circular No. 01 of 2019 - Housing Finance – Enhancement of Loan Limits for Microfinance Banks
AC&MFD Circular Letter No. 01 of 2019 - 'Proof of Registration (PoR) Card' held by Afghan Refugees as a Valid Identity Document for Account Opening with Microfinance
IBD Circular No. 01 of 2019 - Adoption of 'Accounting and Auditing Organization for Islamic Financial Institutions' (AAOIFI) Shariah Standards
DMMD Circular No. 07 of 2019 - Statutory Liquidity Requirement
DMMD Circular No. 06 of 2019 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
BPRD Circular Letter No. 02 of 2019 - Acceptance of Proof of Registration (PoR) Card held by Afghan Refugees as Valid Identity Document for Account Opening
FE Circular No. 01 of 2019 - Opening of Outlets at Airports
SBP IDEATHON - Planting Ideas for Financial Inclusion
EPD Circular Letter No. 04 of 2019 - Freight Support on Export of Sugar
IH&SMEFD Circular No. 03 of 2019 - Islamic Refinance Facility for Modernization of SMEs (IRFMS)
IH&SMEFD Circular No. 02 of 2019 - Islamic Financing Facility for Storage of Agricultural Produce (IFFSAP)
IH&SMEFD Circular No. 01 of 2019 - Islamic Financing Facility for Renewable Energy (IFRE)
EPD Circular Letter No. 03 of 2019 - Standardization of Monitoring through Close Circuit Television (CCTV) Cameras
BC&CPD Circular Letter No. 01 of 2019 - Discrimination in Provision of Financial Services - Display of Contact Details of Focal Persons
DMMD Circular No. 05 of 2019 - Pakistan Banao Certificates (PBCs)
DMMD Circular No. 04 of 2019 - Statutory Liquidity Requirement
PSD Circular Letter No. 01 of 2019 - Security of Digital Payments
Monetary Policy Statement - Jan 2019 (English)
Monetary Policy Statement - Jan 2019 (URDU)
Monetary Policy Information Compendium Jan 2019
National Financial Literacy Program Newsletter (Sep-Dec-2018)
DMMD Circular No. 03 of 2019 - Rate Of Remuneration on Special Cash Reserve Account maintained with SBP Under FE-Circular 25 Of 1998
DMMD Circular No. 02 of 2019 - Operational Instructions for Investment in Pakistan Banao Certificates (PBCs)
DMMD Circular No. 01 of 2019 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
BPRD Circular Letter No. 01 of 2019 - Public Holiday
The State of Pakistan's Economy - First Quarterly Report 2018- 2019
Draft Framework on Managing the risks of Trade Based Money Laundering, Terrorist Financing & Proliferation Financing
EPD Circular Letter No. 02 of 2019 - Eligible Transactions under Reimbursement of T.T Charges Scheme/ Diamer Bhasha and Mohmand Dam Fund
No. BC&CPD (CBU-01)/2019/177 - Notification
EPD Circular Letter No. 01 of 2019 - Amendments in Instructions regarding Advance Payment against Import
DMMD Circular No. 26 of 2018 - Rate Of Remuneration On Special Cash Reserve Account
Maintained With Sbp Under Fe-Circular 25 Of 1998
FD Circular Letter No. 12 / 2018 - SBP CMS: Issuance of Machine Authenticated Rs. 50 Banknotes
BPRD Circular Letter No. 26 of 2018 - Bank Holiday
FD Circular Letter No. 11 of 2018 - Online Collection of Provincial Levies Through Alternate Delivery Channels (ADCs)
BPRD Circular Letter No. 25 of 2018 - Public Holiday
BPRD Circular Letter No. 24 of 2018 - Regulations for Mobile Banking Interoperability
Survey for Home Remittances
EPD Circular Letter No. 22 of 2018 - Export of Sugar
Governor SBP’s Address to the Launching Ceremony of AAOIFI Shariah Standards
DMMD Circular No. 25 of 2018 - SBPs Policy Rate and Overnight Repo / Reverse-Repo Facilities
DMMD Circular No. 24 of 2018 - Rate of remuneration on special cash reserve account maintained with SBP under FE-CIRCULAR 25 of 1998
FE Circular No. 15 of 2018 - Standardization of Monitoring through Close Circuit Television (CCTV) Cameras
BPRD Circular Letter No. 22 of 2018 - Amendment In Definition Of Related Party – Prudential Regulations For Corporate / Commercial Banking
DMMD Circular No. 25 of 2018 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Statistical Bulletin - December 2018
Monetary Policy Statement - Nov 2018 (English)
Monetary Policy Statement - Nov 2018 (URDU)
Monetary Policy Information Compendium Nov 2018
FE Circular No. 14 of 2018 - Revision of Selected Chapters of the Foreign Exchange Manual - (Urdu)
PSD Circular No. 09 of 2018 - Security of Digital Payments
FE Circular No. 13 of 2018 - Display of Schedule of Charges
EPD Circular Letter No. 21 of 2018 - Duty Drawback of Taxes Order, 2018-21 (Textile)
PSD Circular No. 08 of 2018 - Rules for Payment System Operators and Payment Service Providers-Revision in Fit & Proper Test Instructions - Urdu
FE Circular No. 12 of 2018 - Handling of Currency Notes
BPRD Circular Letter No. 21 of 2018 - Public Holiday
BPRD Circular Letter No. 20 of 2018 - Panel of Auditors Maintained Under Section 35(1) of
Banking Companies Ordinance, 1962
Statistical Bulletin - November 2018
DPC Circular No. 05 of 2018-Shariah Compliant Deposit Protection Mechanism for Islamic Banking Institutions
BPRD Circular Letter No. 19 of 2018 - Guidelines On Compliance Risk Management
No. BC&CPD (CBU-01)/2018/24147 - Notification
Annual Performance Review 2017 - 2018
DMMD Circular No. 23 of 2018 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998.
EPD Circular Letter No. 20 of 2018 - Export of Sugar
EPD Circular Letter No. 19 of 2018 Local Taxes and Levies Drawback (Non Textile) Order 2018
EPD Circular Letter No. 18 of 2018 Local Taxes and Levies Drawback (Non Textile) Order 2017
EPD Circular Letter No. 17 of 2018 Duty Drawback of Taxes Order 2017-18 (Textile)
FSD Circular Letter No. 01 of 2018 Statement of Exposure to Stock Market
PSD Circular Letter No. 2 - Credit Card Bill Payment Services
FE Circular No. 10 of 2018 - Realignment of the Functions of Exchange Policy Department, SBP and Foreign Exchange Operations Department, SBP-BSC (Bank)
FE Circular No. 09 of 2018 - Compliance of Government of Pakistan’s Statutory Regulatory Orders (SROs)/Notifications issued under United Nations Security Council (UNSC) Resolutions / Anti Terrorism Act (ATA), 1997
BPRD Circular Letter No.17 - Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions
BPRD Circular Letter No.16 - Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations
BPRD Circular No. 09 of 2018 - Fit & Proper Test (FPT) Criteria
Annual Report 2017-2018 (State of the Economy)
FD Circular Letter No. 09 / 2018 - Online Collection of Government Taxes through ADCs
DPC Circular Letter No. 01 of 2018 - Exclusion of Deposits of Various Institutions from Protected Deposits
BPRD Circular No. 08 of 2018 - Maintaining Fidelity And Secrecy Of Customers’ Information
FD Circular Letter No. 08 / 2018 - Constitution Petition No.57 Of 2016-Diamer Bhasha And Mohmand Dam Fund
FD Circular Letter No. 07 / 2018 - Cash Management – Daily Cash Position of Banks
BPRD Circular Letter No. 15 of 2018 - The Financial Institutions (Recovery of Finances) Rules, 2018
DMMD Circular No. 22 of 2018 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
BC & CPD Circular Letter No. 02 - Assuming Charge as Director, Banking Conduct & Consumer Protection Department
Monetary Policy Committee (MPC) Minutes – Jul 14, 2018 (English)
National Financial Literacy Program Newslettera (Jun - Aug 2018)
Inflation Monitor of Aug 2018
BID Circular No. 1 of 2018 - Assuming Charge as Director Banking Inspection Department-I
EPD Circular Letter No. 16 of2018 - Assumption of charge as Director, Exchange Policy Department, State Bank of Pakistan
BPRD Circular Letter No. 14 of 2018 - Public Holiday
EPD Circular Letter No. 15 of 2018 - Amendments in Instructions regarding Advance Payment against Imports and Imports on Open Account Basis
EPD Circular Letter No. 14 of 2018 - Instructions regarding Provision of Foreign Exchange Facilities for Medical Treatment and Studies Abroad
PSD Circular No. 07 of 2018 - Transaction Fees on Government Payments through Payment Cards and Electronic Wallets
FD Circular Letter No. 07 / 2018 - Prime Minister and Chief Justice of Pakistan Fund for Diamer Bhasha and Mohmand Dam
DMMD Circular No. 20 of 2018 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP Under FE-Circular 25 of 1998
Islamic Banking Bulletin (Jun, 2018)
BPRD Circular No. 07 of 2018 - Payment of Non-Transferrable Bills / Receipts Through Third Party Accounts
EPD Circular Letter No. 13 - Amendments in Instructions regarding Advance Payment against Imports and Imports on Open Account Basis
PSD Circular No. 06 of 2018 - Service Charges on Payments/Donations to Supreme Court of Pakistan’s Diamer Basha and Mohmand Dam Fund through Payment Cards
Quarterly Compendium Jun 2018
Inflation Monitor of July 2018
BPRD Circular Letter No. 13 of 2018 - Public Holidays
FE Circular No. 08 of 2018 - Display of Name and Scope of Business Activities at Outlets
EPD Circular Letter No. 12 of 2018 - Amendments in Instructions regarding Advance Payment against Imports and Imports on Open Account Basis
EPD Circular Letter No. 11 of 2018 - Exporters' Special Foreign Currency Accounts
BPRD Circular Letter No. 12 of 2018 - Public Holiday
Payment Systems Annual Reviews Fiscal Year 2017-2018 (July-June)
BPRD Circular # 06 of 2018 - Governance Framework for Banks’ Overseas Operations
FD Circular Letter No. 06 / 2018 - Banknotes Packing Instructions (BPI) - Use of Cash Trays for Transport of Banknotes
Financial Stability Review - 2017
DMMD Circular No. 19 of 2018 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
BC & CPD Circular No. 02 - Guidelines on Prohibited Banking Conduct
BPRD Circular Letter No. 11 of 2018 - Public Holiday
FE Circular No. 07 of 2018 - Imports on Open Account Basis
Inflation Monitor of Jun 2018
IH&SMEFD Circular Letter No. 06 of 2018 - Refinance Scheme for Working Capital Financing of Small Enterprises and Low-End Medium Enterprises
FD Circular Letter No. 05 of 2018 - ONLINE COLLECTIOIN OF GOVERNMENT TAXES AND DUTIES
COLLECTION OF GOVERNMENT TAXES THROUGH 1-LINK OTC FACILITY
BPRD Circular No. 05 of 2018 - Margin Restriction On Import Of Items
Credit Ratings of Banks, DFIs and MFBs updated as of July 16, 2018
Monetary Policy Statement - Jul 2018 (English)
Monetary Policy Statement - Jul 2018 (URDU)
Monetary Policy Information Compendium Jul 2018
DMMD Circular No. 18 of 2018 - SBP's Policy Rate and Overnight Repo / Reverse-Repo Facilities
FE Circular No. 06 of 2018 - Advance Payment against ImportsFEC6
Supreme Court Of Pakistan Diamer Bhasha & Mohmand Dams Fund Cma No.6155/2018 In Constitution Petition No.57/2016  -  Annexure
Ref No. DS. DWCD. 4(1)-2018-015028 - Verification of User Accounts on Data Acquisition Portal (DAP)
The State of Pakistan's Economy - Third Quarterly Report 2017 - 2018 - Urdu
FE Circular No. 05 of 2018 - Documentation of Inland Currency Transportation.
DMMD Circular No. 17 Jul 02, 2018 - Appointment Of Primary Dealers For Financial Year 2018-19.
DMMD Circular No. 16 of 2018 - Rate Of Remuneration On Special Cash Reserve Account
Maintained With Sbp Under Fe-Circular 25 Of 1998.
IBD Circular No. 02 of 2018 - Enhanced Training & Capacity Building Measures for Islamic Banking Institutions (IBIs)
IH&SMEFD Circular No. 03 of 2018 - Master Circular Long Term Financing Facility (LTFF) for Plant & Machinery
BPRD Circular Letter No. 10 of 2018 - Bank Holiday
DMMD Circular No. 15 of 2018 - Operational Instructions for Investment in Government of Pakistan US Dollars Denominated Amnesty Bonds, 2018
DPC Circular No. 04 of 2018 - Deposit Protection Mechanism for Banking Companies
DPC Circular No. 03 of 2018 - Member Institutions of Deposit Protection Corporation (DPC)
FE Circular No. 04 of 2018 - ISSUANCE OF FOREIGN EXCHANGE MANUAL-2018
IH&SMEFD Circular Letter No. 05 of 2018 - Promotion of SME Finance
EPD Circular Letter No. 10 of 2018 - Duty Drawback of Taxes Order 2017-18 (Textile)
EPD Circular Letter No. 09 of 2018- Revision of Instructions regarding Making and Dispatch of Shipping Documents by the Exporters
NFLP Virtual Newsletter
BPRD Circular Letter No. 09 of 2018 - Public Holiday
Islamic Banking Bulletin (Mar, 2018)
IBD Circular No. 01 of 2018 - Shari'ah Governance Framework (SGF) for Islamic Banking Institutions (IBIs)
List of E-branches for Fresh Note Issuance through SMS Service 8877 - Eid-ul-Fitr 2018
PSD Circular No. 05 of 2018 - Guidelines for White Label ATM Operators
PSD Circular No. 04 of 2018 - Electronic Settlement of 1Link Clearing through RTGS (PRISM)
DMMD Circular No. 14 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998.
DPC Circular 2 - Declaration of Commencement of Business of Deposit Protection Corporation
BPRD Notifiocation No. BPRD (LD 03)/602/2018/11857
DMMD Circular No. 13 of 2018 - Timings for Availing SBP Overnight Repo/Reverse-Repo Facilities during Remaining Days of Ramazan-ul-Mubarak
Consolidated Position on Credit Rating of Banks/DFIs (Updated as of 15-May-2018)
Monetary Policy Statement - May 2018 (English)
Monetary Policy Statement - May 2018 (URDU)
Monetary Policy Information Compendium May 2018
DMMD Circular No. 12 - SBP’s Policy Rate and Overnight Repo / Reverse-Repo Facilities
Digital Financial Services (DFS) – Innovation Challenge Facility
IH&SMEFD Circular Letter No. 04 - Long Term Financing Facility/Islamic Long Term Financing Facility(LTFF/ILTFF) – Extension/Allocation of Limit
IH&SMEFD Circular Letter No. 03 - Export Finance Scheme (EFS) /Islamic Export Refinance Scheme (IERS) – Extension/Allocation of Limit
EPD Circular Letter No. 08 - Amendment in Rules and Regulations of Exchange Companies
FD Circular Letter No. 04 / 2018 - SBP Currency Management Strategy (CMS)-Temporary Suspension of Service Charges of 0.12%
IH&SMEFD Circular No. 02 - Technology Upgradation Fund (TUF) Order 2016 for Textile Sector
Notification - Procedure for Deposit of Tax on, and Repatriation of liquid assets under, Foreign Assets (Declaration and Repatriation) Ordinance, 2018
State Bank of Pakistan renews the Status of JCR-VIS and PACRA as Eligible External Credit Assessment Institutions (ECAIs) ( 17. 05. 2018 )
BPRD Circular Letter No. 08 - Office & Business Hours during The Month of Ramadan-Ul-Mubarak, 1439 A.H.
BPRD Circular Letter No.06 of 2018 - Deduction of Zakat at Source in Respect of Saving Banks/Profit & Loss Sharing and Similar Bank Accounts (Asset Code No.101) and Deposit Thereof Immediately after Deduction Dates
Order: Minimum paid up Capital for Credit Bureaus
PSD Circular No. 3 of 2018 - Electronic Fund Transfers (EFT) Regulations
DMMD Circular No. 09 - Floating Rate Pakistan Investment Bonds
Statistical Bulletin - May 2018
DMMD Circular No. 08 of 2018 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998.
BPRD Circular Letter No. 05 of 2018 - Public Holiday
BPRD Circular Letter No. 04 of 2018 - Guidelines on Compliance Risk Management
EPD Circular No. 03 of 2018 - Prohibition of Dealing in Virtual Currencies / Tokens
Inflation Monitor of March 2018
IH&SMEFD Circular Letter No. 02 of 2018 - Refinance and Credit Guarantee Scheme for Women Entrepreneurs in Underserved Areas
IH&SMEFD Circular Letter No. 01 of 2018 - Broadening the Scope of Credit Guarantee Scheme (CGS) for Small and Rural Enterprises
BPRD Ciircular No. 04 of 2018 - Domestic Systemically Important Banks (D-SIBs) Framework
IBD Circular Letter No. 01 of 2018 - Change in nomenclature of ‘SBP Shariah Board’ to ‘Shariah Advisory Committee’
Monetary Policy Statement - Mar 2018 (English)
Monetary Policy Statement - Mar 2018 (Urdu)
Monetary Policy Information Compendium Mar 2018
Quarterly Performance Review (QPR) – December 2017
Inflation Monitor of February 2018
BPRD Circular Letter No. 03 of 2018 - Public Holiday
PSD Circular Letter No. 01 - Payment of Fee through Real Time Gross Settlement (RTGS)
BC & CPD Circular Letter No. 01 - Priority to Senior Citizens, Pensioners and Special Persons in availing Banking Facilities
BPRD Circular Letter No. 02 of 2018 - Panel of Auditors Maintained Under Section 35(1) of Banking Companies Ordinance, 1962
FE Circular No. 02 of 2018 - Export of Software
DMMD Circular No. 5 of 2018 - Master Circular - Statutory Liquidity Requirement
DMMD Circular No. 4 of 2018 - Master Circular - Maintenance of Statutory Cash Reserve Requirement
PSD Circular No.02 of 2018 - New PRISM Operating Rules (PORs)
IH&SMEFD Circular No. 01 - Islamic Long Term Financing Facility (ILTFF) for Plant and Machinery
BPRD Circular Letter No. 01 of 2018 - Public Holiday
BPRD Circular No. 01 - Revised Forms Of Annual Financial Statements
Inflation Monitor of December 2017
EPD Circular Letter No. 03 of 2018 - Export of Urea
Imports of Goods and Services - November 2017
Exports of Goods and Services - November 2017
PSD Circular No. 01 of 2018 - NCCPL as a Special Participant of PRISM
Weekly Statement of Position of all Scheduled Banks
FE Circular No. 01 of 2018 - Monthly Foreign Exchange Returns - Acquisition of Forms-E Data
BPRD Circular No. 01 of 2018 - Assuming Charge as Director, Banking Policy & Regulations Department
EPD Circular Letter No. 02 of 2018 - Import of Cash US Dollars against Export of Permissible Foreign Currencies
Circular NO. DS. BS. 2 (1) / 000061-18  - Reporting of Branch-wise data on items of Assets and Liabilities - Guidelines
EPD Circular Letter No. 01 of 2018 - Import of Cash US Dollars against Export of Permissible Foreign Currenc40ies.
DMMD Circular No. 19 of 2017 - Rate of Remuneration on Special Cash Reserve Account Maintained with SBP under FE-Circular 25 of 1998
EPD Circular Letter No. 26 of 2017 - Duty Drawback of Taxes Order 2017-18 (Textile)
BPRD Circular Letter No. 36 of 2017 - Bank Holiday
Policy for Promotion of SME Finance
BPRD Circular No. 09 of 2017 - Branchless Banking Regulations for promotion of Home Remittances
BPRD Circular No. 08 of 2017 - Minimum Capital Requirements: Regulatory Retail Portfolio Limit under Basel Framework
AC&MFD Circular No. 03 0f 2017 - Enhancement of Maximum Loans Size for Microenterprises
IH&SMEFD Circular No. 09 of 2017 - Prudential Regulations for Small and Medium Enterprises’ Financing
IH&SMEFD Circular No. 10 of 2017 - Adopting Non Financial Advisory Services (NFAS) as part of SME banking strategy
IH&SMEFD Circular No. 11 of 2017 - Refinance Scheme for Working Capital Financing of Small Enterprises and Low-End Medium Enterprisesg
Quarte25rly Performance Review of the Banking Sector (July-September, 2017)
FE Circular No. 11 of 2017 Revision of Instructions regarding Making and Dispatch of Shipping Documents by the Exporters
Islamic Banking Bulletin (Sep, 2017)
BPRD Circular Letter No. 33 of 2017 Margin Restriction On Import Of Items
BPRD Circular Letter No. 32 of 2017 Asaan Remittance Account
Statistical Bulletin - December 2017
BPRD Circular Letter No. 31 of 2017 Payment of Fees Through Real Time Gross Settlement (RTGS)
EPD Circular Letter No. 22 of 2017 Payment of Penalties/Exchange Gain through Real Time Gross Settlement (RTGS)
EPD Circular Letter No. 21 of 2017 Payment of Fees through Real Time Gross Settlement (RTGS)
DMMD Circular No. 18 of 2017 - Rate of Remuneration on Special Cash Reserve Account maintained with SBP under FE-Circular 25 of 1998.
Statement of Affairs (Banking and Issue Department)
Weekly Statement of Position of all Scheduled Banks
Keynote Address: Mr. Jameel Ahmad, Deputy Governor, State Bank of Pakistan
29th Annual Convention of the Association of Professional Bankers Colombo, 21 – 22 November 2017
Monetary Policy Statement – Nov 2017 (English)
Monetary Policy Statement – Nov 2017 (Urdu)
Monetary Policy Information Compendium Nov 2017
BPRD Circular Letter No. 30 of 2017 - Public Holiday
Inflation Monitor of October 2017
BPRD Circular Letter No. 29 of 2017 - Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations
Governor's speech - opening ceremony of Bank of China operations on November 7, 2017 at President House Islamabad
SBP Currency Management Strategy
FE Circular No. 10 of 2017 - Issuance of US Dollar denominated Insurance Policies
Statistical Bulletin - November 2017
Annual Performance Review for FY 2016-17
DMMD Circular No. 17 of 2017 - Rate of Remuneration on Special Cash Reserve Account maintained with SBP under FE-Circular 25 of 1998.
Annual Report 2016-2017 (State of the Economy)
EPD Circular Letter No. 20 - Export of Sugar – 2017 (IV)
Extension in Subsidy on Export of Wheat and Wheat Products
FD Circular No. 5 - Online Collection of Government Taxes and Duties
SBP Staff Notes SN 04 / 17 - Dynamics of Pakistan's Trade Balance with China
BC & CPD Circular Letter No. 04 of 2017 - Establishment of Dedicated Helpline For Banking Consumers
Weekly Statement of Position of all Scheduled Banks
BPRD Circular Letter No. 27 of 2017 - Implementation of Operational Risk Management Framework
Monetary Policy Statement – Sep 2017 (English)
Monetary Policy Statement – Sep 2017 (Urdu)
Monetary Policy Information Compendium Sep 2017
IH&SMEFD Circular No. 07 of 2017 - Relaxations to Exporters of Carpets under Export Finance Scheme (EFS) for FY 2016-17
BPRD Circular Letter No. 26 of 2017 - Public Holidays
FSD Circular Letter No. 01 of 2017 - Revised Statement of Large Exposure
PSD Circular No. 03 of 2017 - Guidelines for Clearing Operations
Inflation Monitor of August 2017
No. BPRD (LD-06)/602- BOC/2017/21512 -Notification - Declaration of Bank of China as scheduled Bank
FE Circular No. 09 of 2017 - Payment against Imports made on Open Account Basis
FD Circular No.4/2017 - SBP Currency Management Strategy - Penalty Structure
EPD Circular Letter No. 18 of 2017 - Extension in Subsidy on Export of Wheat and Wheat Products
Weekly Statement of Position of all Scheduled Banks
Islamic Banking Bulletin - Jun-2017
Quarterly Compendium Jun 2017
Quarterly Performance Review of the Banking Sector - April - June, 2017
Branchless Banking Key Statistics for the Quarter Apr-Jun 2017
Statistical Bulletin - September - 2017
Weekly Statement of Position of all Scheduled Banks
DMMD Circular No. 15 of 2017 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998.
International Investment Position (IIP) of Pakistan - 2015
Coordinated Portfolio Investment Survey (CPIS) - June 2017
IH&SMEFD Circular No. 05- Refinance and Credit Guarantee Scheme for Women Entrepreneurs in Underserved Areas
BPRD Circular Letter No. 25 of 2017 - Public Holiday
IH&SMEFD Circular Letter No. 05 of 2017 - Export Finance Scheme (EFS) - Clarification of Performance Based Markup Rebate under Part-II
Imports of Goods and Services - April 2017
3rd Quarter of Quarterly Publication of Export of Goods and Services FY17
FD Circular Letter No.03/2017 - SBP Currency Management Strategy - Revised Monthly Reporting Format
Inflation Monitor - July 2017
Careers - Positions in Office of Chief Information Security Officer (OG-2 & OG-3)
FE Circular No. 08 of 2017 - Discontinuation of Submission of Monthly Foreign Exchange Returns to SBP-BSC
Consolidated Position on Credit Rating of Banks/DFIs (Updated as of 04-Aug-2017)
EPD Circular Letter No. 17 of 2017 - Export of Sugar - 2017 (III)

BPRD Circular No. 07 of 2017 - Guidelines on Compliance Risk Management

BPRD Circular Letter No. 24 of 2017 - Public Holiday
BPRD Circular Letter No. 23 of 2017 - Panel of Auditors maintained under Section 35(1) of Banking Companies Ordinance, 1962
Draft White Label ATM Guidelines for feedback
Governor 's speech - Islamic Banking & Finance Awareness Drive - 2017 on August 03, 2017 at Opening Ceremony at Mega Event Islamic Banking & Finance Awareness Drive - 2017
PSD Circular No. 02 of 2017 - Payment Systems Designation Framework
Monetary Policy Statement – Jul 2017 (English)
Monetary Policy Statement – Jul 2017 (Urdu)
Monetary Policy Information Compendium Jul 2017
Weekly Statement of Position of all Scheduled Banks
Inflation Monitor - June 2017
Deputy Governor's Speech at SAARCFINANCE Seminar on Financial Stability

BPRD Circular Letter No. 22 of 2017 - Notification

Financial Stability Review - 2016
SBP Staff Notes SN 03 / 17 - Bank Credit to Private Sector: A Critical Review in the Context of Financial Sector Reforms
IBD Circular No. 01 - Guidelines for Conversion of a Conventional Bank into an Islamic Bank
DMMD Circular No. 13 of 2017 - Appointment Of Primary Dealers For Financial Year 2017-18
Monthly Foreign Exchange Returns- Addition of Purpose Codes
Statistical Bulletin - July 2017
DMMD Circular No. 12 of 2017 - Master Circular - Open Market Operations
The State of Pakistan's Economy - Third Quarterly Report 2016- 2017

DMMD Circular No. 10 of 2017 - Fixed Rental Rate Government of Pakistan Ijara Sukuk (FRR-GIS)

EPD Circular Letter No. 15 of 2017 - Extension in Deadline for Export of Sugar ? 2017 (II)

EPD Circular Letter No. 14 of 2017 - Import of Cash US Dollars against Export of Permissible Foreign Currencies

BPRD Circular Letter No. 21 of 2017 - Bank Holiday

BPRD Circular No. 06 of 2017 - Framework for Risk Management in Outsourcing Arrangements by Financial Institutions

AC&MFD Circular No. 02 0f 2017 - Measures to be taken by MFBs regarding AML/CFT Regime
IH&SMEFD Circular Letter No. 04 of 2017 - Credit Guarantee Scheme (CGS) for Small and Rural Enterprises
Annual SME Finance Review, December 2016
Credit Rating of Banks/DFIs (Updated as of 08-June, 2017)
Branchless Banking Newsletter Jan-Mar 2017      
Updated List of E-Branches with their Bookings Status -8877
BPRD Circular Letter No. 20 of 2017 - Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations
FE Circular No. 07 of 2017 - Remittances by Authorized Dealers on behalf of Umrah Organizers
Suggestions For Promoting Exports Of Software
BPRD Circular Letter No. 19 2017 - Public Holidays
IH&SMEFD Circular Letter No. 03 of 2017 - Export Finance Scheme - Removal of Polyethylene Terephthalate (PET) Resin - (HS Code 3907.6020) from 'NEGATIVE LIST'
Islamic Banking Bulletin (Mar, 2017)
BPRD Circular Letter No. 18 Of 2017 - Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations and Guidelines on Compliance of United Nations Security Council (UNSC) Resolutions
EPD Circular Letter No. 13 of 2017 - Drawback of Local Taxes and Levies (Non-Textile) Order, 2017
IH&SMEFD Circular Letter No. 02 of 2017 - Long Term Financing Facility (LTFF) - Extension in Limit
IH&SMEFD Circular Letter No. 01 of 2017 - Export Finance Scheme (EFS) /Islamic Export Refinance Scheme (IERS) ? Extension in Limit
DMMD Circular No. 09 of 2017 - Rate of Remuneration on Special Cash Reserve Account Maintained With SBP Under FE-Circular 25 Of 1998.
DMMD Circular No. 08 of 2017 - Timings for Availing SBP Overnight Repo/Reverse-Repo Facilities during the Month of Ramazan-ul-Mubarak
BPRD Circular Letter No. 17 of 2017 - Bank Holiday
BPRD Circular Letter No. 16 of 2017 - BPRD Circular Letter No. 16 of 2017 - Office & Business Hours During The Month of Ramzan-Ul-Mubarak, 1438 A.H
Weekly Statement of Position of all Scheduled Banks
BPRD Circular Letter No. 15 of 2017 - Deduction of Zakat at Source in Respect of Saving Banks/Profit & Loss Sharing and Similar Bank Accounts (Asset Code No.101) and Deposit Thereof Immediately after Deduction Date
EPD Circular Letter No. 12 - Export of Urea
DMMD Circular No. 07 of 2017 - List of Authorized Derivatives Dealers (ADDs) and Non-Market Maker Financial Institutions (NMIs)
Monetary Policy Statement – May 2017 (English)
Monetary Policy Statement – May 2017 (Urdu)
Monetary Policy Information Compendium May 2017
IH&SMEFD Circular No. 04 - Refinance Facility for Modernization of SMEs & Financing Facility for Storage of Agricultural Produce (FFSAP)
Inflation Monitor - April 2017
Foreign Exchange Manual - 2017
FE Circular No. 06 of 2017 - Issuance of Foreign Exchange Manual-2017
BC & CPD Circular Letter No. 03 - Validity of Pension Payment through Direct Credit System (DCS)
DMMD Circular No. 06 - Selection of Primary Dealers for FY 2017 - 18
PMYBL Review Dec, 2016
EPD Circular Letter No. 11 - Drawback of Local Taxes and Levies (DLTL) 2016-17
FE Circular No. 05 - Export Loans under FE-25 Scheme
Payment Systems Half Yearly Review (July-December, 2016)
FE Circular No. 04 of 2017 - Mechanism for Settlement of Trade Transactions between Pakistan and Iran
BPRD Circular Letter No. 14 of 2017 - Discriminating Consumer Finance Practices
BPRD Circular Letter No. 13 of 2017 - Notification
Statistical Bulletin - May 2017
DMMD Circular No. 05 of 2017- Rate of Remuneration on Special Cash Reserve Account Maintained With SBP under FE-Circular 25 Of 1998
Credit Rating of Banks/DFIs (Updated as of 27-Apr-2017)
Statistics on Scheduled Banks in Pakistan - December 2016
DMMD Circular No. 04 - Pakistan International Airlines (PIA) Sukuk Certificates
BPRD Circular Letter No. 11 of 2017 - Amendment in Regulation R-1 of Prudential Regulations for Corporate / Commercial Banking - Large Exposure Limit
Careers - IT Professionals (OG-3, OG-2)
BC & CPD Circular Letter No. 02 of 2017 - Renaming of Pension Payment Sections at CMA (P) Lahore Cantt.
BPRD Circular Letter No. 10 Apr 19, 2017 - Common Reporting Standard (CRS) Rules
IH&SMEFD Circular No. 03 - Revised Prudential Regulations for Housing Finance
BPRD Circular Letter No. 09 0f 2017 - Foreign Travel Policy
OSED Circular No. 02 - Assuming Charge as Head, Off-Site Supervision & Enforcement Department
Governor's speech at Karachi Chamber of Commerce & Industry - March 27, 2017
Pakistan Banking awards 2017- March 27, 2017
Governor's speech at Lahore Chamber of Commerce & Industry - March 03, 2017
AC&MFD Circular No. 01 of 2017 - Microfinance Credit Guarantee Facility (MCGF)
BC & CPD Circular Letter No. 01 of 2017 - Timeliness of Pension Payments through Direct Credit System
BPRD Circular No. 04 of 2017 - Assuming Charge as Head, Banking Policy & Regulations Department
EPD Circular Letter No. 10 of 2017 - Export of Sugar – 2017 (II)
EPD Circular Letter No. 09 of 2017 - Extension in Deadline for Export of Sugar
Weekly Statement of Position of all Scheduled Banks
EPD Circular Letter No. 08 of April 05, 2017 - Implementation of Strategic Trade Policy Framework (STPF) 2015-18
BPRD Circular Letter No. 08 of April 03, 2017 - Margin Restriction On Import Of Items
The State of Pakistan's Economy - Second Quarterly Report 2016- 2017 - Urdu
DS.DS/ITSD/GEN/2017-7597/17 - Monthly Foreign Exchange Returns - Computer and Information Services
BPRD 25Circular No. 03 of 2017 - Buy-Back of Shares by Listed Companies
FD Circular Letter No. 02/2017 - National Debt Retirement Program-Repayment of Deposits under NDRP-II
BPRD Circular Letter No. 07 of 2017 - Panel of Auditors maintained under Section 35(1) of Banking Companies Ordinance, 1962
No. BPRD (LD-01)/602/2017/7352 -Notification
State Bank Clarifies Authenticity of Rs 500 Banknotes without OVI (27.03.2017) - Urdu
IBD Circular Letter No. 01 of 2017 - External Shari?ah Audit Report (Para 7) - Shari?ah Governance Framework for Islamic Banking Institutions (IBIs)
SBP to hold Agri Finance Awareness Program at Okara (27.03.2017) - Urdu
Monetary Policy Statement (25.03.2017) - Urdu
BPRD Circular Letter No. 06 of 2017 - Implementation of Operational Risk Management Framework
FE Circular No. 03 of Mar 24, 2017 - Movement of Funds from Special Convertible Rupee Account & Pledge of Securities of Foreign Investors as Margin of Ready / Cash Market Transactions
BPRD Circular Letter No. 05 of 2017 - Public Holiday
FD Circular Letter No.1/2017 - SBP Currency Management Strategy ? Interbank Exchange of Cash (IEC) - (Annexure)
Islamic Banking Bulletin (Dec, 2016)
Working Papers
Careers - Legal Professional (OG-3, OG2)
National Summary Data Page
Inflation Monitor - February 2017
Draft framework on Information Technology Governance and Risk Management in Financial Institutions
FD Circular No.2/2017 - SBP Currency Management Strategy - Banknotes Packing Instructions - Annexure)
Weekly Statement of Position of all Scheduled Banks
SBP corrects misreported facts (04.03.2017) - Urdu
Quarterly Performance Review Of The Banking System October - December, 2016
Housing Finance Half Yearly Review
Statistical Bulletin - March 2017
DMMD Circular No. 02 of 2017- Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
FE Circular No. 02 of 2017 - Import from Afghanistan against Registration of Contract through Electronic Import Form
EPD Circular Letter No. 05 of 2017 - Export of Urea  (Annex-I) (Annex-II) (Annex-III) (Moc)
State Bank has come a long way towards development of business continuity field: SBP Governor (20.02.2017) - Urdu
SBP Working Papers
BPRD Circular Letter No. 04 - Guidelines on Compliance of Government of Pakistan’s Notifications issued under United Nations Security Council (UNSC) Resolutions
OSED Circular No. 01 of 2017 - Data Submission Timeline of Quarterly Data File Structure (DFS) under Reporting Chart of Accounts (RCOA) through DAP4
EPD Circular Letter No. 04 of 2017 - Issuance Of Updated Exchange Companies Manual - 2016
FE Circular No. 01 of 2017 - Monthly Reporting of Foreign Currency Deposits & Borrowings in Foreign Currency by Authorized Dealers
Mr. Saeed Ahmad reappointed Deputy Governor, State Bank of Pakistan (13.02.2017) - Urdu
EPD Circular Letter No. 03 of 2017 - Duty Drawback of Taxes Order 2016-17
EPD Circular Letter No. 02 0f 2017 - Subsidy on Export of Wheat and Wheat Products - (Annexure) (Notification)
New Data Centre to tackle money laundering and terrorism financing at Financial Monitoring Unit (10.02.2017) - Urdu
Overseas Pakistani workers remit $11 billion in first seven months of FY17 (10.02.2017) - Urdu
State Bank signed MOU with Nepal Rastra Bank (09.02.2017) - Urdu
Governor, State Bank Mr. Ashraf Mahmood Wathra presiding over the meeting of Agricultural Credit Advisory Committee at Multan on February 03, 2017
SBP categorically rejects allegations of involvement in money laundering (07.02.2017) - Urdu
Governor Wathra directs Banks to improve regional and sectoral allocation of agri. credit (03-02-2017) - Urdu
BPRD Circular Letter No. 02 of 2017-Public Holiday
Statistical Bulletin - February 2017
SBP and WB ink agreement on Technical Cooperation for achieving SBP's Strategic Goals (29.01.2017) - Urdu
Monetary Policy Statement ‘  (28.01.2017)  - Urdu
Monetary Policy Statement – Jan 2017 (English)
Monetary Policy Statement – Jan 2017 (Urdu)
Monetary Policy Information Compendium Jan 2017
Governor's Speech - Share Purchase Agreement with the Consortium of Chinese Exchanges on
January 20th, 2017
BPRD Circular No. 01 of Jan 25, 2017 - Guidelines and Disclosures on Governance and Remuneration Practices
Reported TDRs in the Name of Politicians are Fake: SBP (19.01.2017) - Urdu
EPD Circular Letter No. 01 of 2017 - Export of Sugar
Inflation Monitor of December 2016
Housing Finance Review - Jul-Sep, 16
State Bank allows clearinghouse membership to CDNS (11.01.2017) - Urdu
PSD Circular No. 01 of Jan 11, 2017 - Clearinghouse Membership for Central Directorate of National Savings (CDNS)
Overseas Pakistani workers remit $9.4 billion in first half of FY17 (10.01.2017) - Urdu
National Data Summary Page
Statistical Bulletin - January 2017
Research Bulletin Volume 12, Number 1, 2016
IH&SMEFD Circular No. 06 of 2016 - Prudential Regulations for Infrastructure Project Financing (IPF)
Preliminary macroeconomic data signals a stable growth momentum during the year ? says SBP report
(30.12.2016)
- Urdu
The State of Pakistan's Economy - First Quarterly Report 2016- 2017
SBP issues Revised Instructions on Independent Directors (28.12.2016) - Urdu
BPRD Circular No. 15 of 2016 - Revised Instructions on Independent Directors
Bank Holiday (28.12.2016) - Urdu
BPRD Circular Letter No. 39 of 2016 - Bank Holiday
BPRD Circular Letter No. 38 of 2016 - Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations : Annexure - I
Facilitation for Collection of Government Duties / Taxes (22.12.2016) - Urdu
BPRD Circular Letter No. 37 of 2016 - Public Holiday
Annual review of payment systems shows significant growth in key performance indicators (17.12.2016) - Urdu
Financial Integration under CPEC and other Research Agenda - Speech by Riaz Riazuddin, Deputy Governor, SBP 32nd PSDE AGM & Conference - December 13-15, 2016; Islamabad.
No question of refusing details of written off loans arises (14.12.2016) - Urdu
SBP organizes lecture on State Capacities for Delivering Higher Economic Growth (13.12.2016) - Urdu
Overseas Pakistani workers remit $7.8 billion in first five months of FY17 (09.12.2016) - Urdu
BPRD Circular Letter No. 36 of 2016 - Public Holiday
Banking Sector remains sound and stable, says the SBP Quarterly Performance Review for Q3CY16 (07.12.2016) - Urdu
State Bank to organize Lecture on State Capabilities on Delivering Higher Economic Growth (07.12.2016) - Urdu
EPD Circular Letter No. 14 of 2016 - Monthly Statements of Onshore/Offshore Foreign Currency Accounts and Reporting of Capital Account Transactions
Import of Goods & Services for Year 2016
Quarterly Performance Review (July-September, 2016)
Weekly Statement of Position of all Scheduled Banks
PSD Circular No. 06 of 2016 - Direct Membership of RTGS for Islamic Banking Branches of Conventional Banks
RCG Asia meeting--Governor SBP for effective implementation of Macro prudential Policy Framework (02.12.2016) - Urdu
DMMD Circular No. 17 of 2016 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
Sources and Uses of Funds-Non-Financial Private Corporate Sector of Pakistan FY 2014-15
EPD Circular Letter No. 13 - Drawback of Local Taxes and Levies 2016-17
Islamic Banking Bulletin (Sep, 2016)
Monetary Policy Statement – Nov 2016 (English)
Monetary Policy Statement – Nov 2016 (Urdu)
Monetary Policy Information Compendium Nov 2016
Improvements in Pakistan's Economy and Opportunities for Investment - Governor's Address for Bloomberg Economic Forum on November 23, 2016 Karachi
Announcement of Monetary Policy (23.11.2016) - Urdu
Governor SBP Mr. Ashraf Mahmood Wathra attends FSB meeting in London  (22.11.2016) - Urdu
BPRD Circular Letter No. 35 of 2016- Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Regulations - The requirement of National Tax Number (NTN) - Annexure-A
National Summary Data Page
SBP Staff Notes - Perspectives on Public Debt Sustainability
Careers - Positions in IT Strategy & Project Management (OG-2, OG-3)
Statement of Affairs (Banking and Issue Department)
Address by Riaz Riazuddin, Deputy Governor (Policy), Seminar on Creating Capabilities for Growth 16-11-2016 NIBAF, Islamabad
Weekly Statement of Position of all Scheduled Banks
Inflation Monitor - October 2016
Statistical Supplement 2015-2016
Reforms and Active Private Sector Participation Can Boost Economic Growth (17.11.2016) - Urdu
Annual Report 2015-2016 (State of the Economy)
DMMD Circular No. 16 of 2016 - Statutory Liquidity Requirement
FD Circular Letter No.6/2016- Public Awareness Regarding Demonetization of Old Design and Bigger Size Banknotes
FD Circular No.1/2016 - Receivable Claims From India And Bangladesh
IH&SMEFD Circular Letter No. 08 of 2016 Prime Minister's Youth Business Loans
BC & CPD Circular No. 03 of 2016 Conduct Assessment Framework For Banks
National Security and War Course participants visit State Bank (03.11.2016) - Urdu
Weekly Statement of Position of all Scheduled Banks
Governor’s Address to the delegation from National Defence University at LRC, SBP Karachi on November 03, 2016
Statistical Bulletin - November 2016
Demonetization of All Old Design Banknotes (02.11.2016) - Urdu
Amalgamation of Burj Bank with Al Baraka (Pakistan) Limited takes effect (31.10.2016) - Urdu
SBP releases its Annual Performance Review and Financial Statements for FY16 (31.10.2016) - Urdu
Annual Performance Review for FY 2015-16
DMMD Circular No. 15 of 2016
Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
BPRD Notification No. BPRD (R&P-02)/2016/ 25851
BPRD Notification No. BPRD (R&P-02)/2016/ 25850
Statistics Circular Letter Ref: No.DS.BS.1 (4)/2016-025835 - Reporting to Bureau of Statistics, Khyber Pakhtunkhwa - Annexure
Quarterly SME Finance Review, June 2016
Quarterly SME Finance Review, March 2016
Development Finance Review - June
Monetary Policy Committee (MPC) Minutes - September 24, 2016
IH&SMEFD Circular Letter No. 07 of 2016 - Mark up Subsidy and Guarantee Facility for the Rice Husking Mills in Sindh
Relocation of a few SBP BSC departments aimed at procedural & functional efficiency (14.10.2016) - Urdu
IH&SMEFD Circular Letter No. 06 of 2016 - Assuming Charge as Director, Infrastructure, Housing & SME Department
Infrastructure Finance Review (Apr - Jun, 2016)
Housing Finance Quarterly Review June 2016
Overseas Pakistani workers remit $4.7 billion in first three months of FY17 (13.10.2016) - Urdu
Public Holiday. (10.10.2016) - Urdu
HM Queen Maxima of the Netherlands felicitates Governor Wathra on Best Central Bank Governor Award. (10.10.2016) - Urdu
BPRD Circular Letter No. 32 of 2016 - Public Holidays
Strengthening of the State Bank of Pakistan's enforcement powers through enactment of the Foreign Exchange (Amendment) Act, 2016 (08.10.2016) - Urdu
Influential Euromoney confers award of Central Bank Governor of the year 2016 to Governor State Bank Mr. Ashraf Mahmood Wathra (08.10.2016) - Urdu
EPD Circular Letter No. 12 of 2016 - The Foreign Exchange Regulation (Amendment) Act, 2016 - (Act No. XXXIII of 2016)
Careers - Chief Information Security Officer (CISO)
BPRD Circular No. 13 of 2016 - Regulation R-8 of Prudential Regulations for Corporate / Commercial Banking ? Rescheduling / Restructuring & Income Recognition
PSD Circular Letter No. 07 of 2016 - Master Circular of Payment Systems Data
EPD Circular Letter No. 11 of 2016 - The Foreign Exchange Regulation (Amendment) Act, 2016 - (Act No. XXXIII of 2016)
National Summary Data Page
SBP Library Monthly Update
Initiative to Enhance Efficiency of SBP BSC Operations (04.10.2016) - Urdu
Statistical Bulletin October - 2016
EPD Circular No. 08 of 2016 - Amendments in Rules and Regulations of Exchange Companies
DMMD Circular No. 14 of 2016 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
Banks Advised to Specifically Focus on Training and Development of their Employees - Urdu
BPRD Circular No. 12 of 2016 - Guidelines for Training and Development of Bank Employees
Weekly Statement of Position of all Scheduled Banks
FD Circular Letter No.4/2016 - Cash Management - Monthly Stock Position
Monetary Policy Decision – Sep 2016 (English)
Monetary Policy Information Compendium Sep 2016
Monetary Policy Decision – Sep 2016 (Urdu)
FD Circular Letter No. 04/2016 - SBP Currency Management Strategy
Weekly Statement of Position of all Scheduled Banks
SBP rejects estimates of US$4.9 billion remittances from Pakistan to India (21.09.2016) - Urdu
Announcement of Monetary Policy (21.09.2016) - Urdu
State Bank organizes one-day women cricket tournament (21.09.2016) - Urdu
BPRD Circular Letter No. 31 of 2016 - Verification of Succession Certificate
SBP Issues Fresh Banknotes Worth Rs. 161 Billion on Eid Ul Azha 2016 (10.09.2016) - Urdu
Workers’ remittances rise to US $3.1 billion in the first two months of FY17 (09.09.2016) - Urdu
Monetary Policy Committee (MPC) Minutes - July 30, 2016 (English)
PMYBL Quarterly Review-June, 2016
PSD Circular Letter No. 06 Sep 09, 2016 - Special Instructions for Clearing of Financial Instruments
Quarterly Performance Review of the Banking Sector (April-June, 2016)
IBD Circular No. 01 of 2016
Exemption from KIBOR as Benchmark rate for Participatory and Wakalah Modes Based Products
BPRD Circular Letter No. 30 of 2016 - Public Holidays
Key Note Address by Ashraf Mahmood Wathra Governor, State Bank of Pakistan World Islamic Finance Forum (WIFF)September 05, 2016
BPRD Circular Letter No. 29 of 2016 - Opening Of Bank Branches On Saturday 10th September, 2016
Latest Islamic Banking Bulletin (IBB June 2016)
DMMD Circular No. 12 Aug 31, 2016 - Rate Of Remuneration On Special Cash Reserve Account Maintained With Sbp Under Fe-Circular 25 Of 1998
BPRD Circular Letter No. 28 of 2016 - Panel of Auditors Maintained Under Section 35 (1) of BCO, 1962
Coordinated Portfolio Investment Survey (CPIS) - June 2016
AC&MFD Circular No. 02 of 2016 - Simplification of Agri. Loan Application Forms
BPRD Circular Letter No. 27 of 2016
Acceptance of Sales Tax Refund Cheques Bearing Value Date of 30th June,
Responsible Banking Conduct is an imperative for Sustainable Growth: Deputy Governor, SBP. (23.08.2016) - Urdu
BPRD Circular No. 10 of 2016
Revised Prudential Regulations For Consumer Financings
FE Circular No. 07 of 2016
Monthly Statement of Earnings and Expenses of Foreign Airlines Operating in Pakistan/ Domestic Airlines
Inflation Monitor - July 2016
Governor's Speech on Independence Day
BPRD Circular Letter No. 26 of 2016 - Public Holiday
FE Circular No. 05 Aug 09, 2016 - Issuance of Electronic Import Form (EIF) through WeBOC
Annexures - 1, 2, 3, 4
AC&MFD Circular No. 02 of 2016 - Simplification of Agri. Loan Application Forms
BPRD Circular No. 10 of 2016 -Revised Prudential Regulations For Consumer Financings
FE Circular No. 04 of 2016 - Issuance of Exchange Companies Manual - 2016
Housing Finance Review Jan-Mar, 16
Monetary Policy Information Compendium Jul 2016
Monetary Policy Decision – Jul 2016 (Urdu)
BPRD Circular No. 09 of 2016 - Branchless Banking Regulations for Financial Institutions

 

 

  •  
    SBP Policy Rate
    15.00% p.a.
     
    SBP Overnight
    Reverse
    Repo (Ceiling) Rate
    16.00% p.a
     
    SBP Overnight
    Repo (Floor) Rate
    14.00% p.a.
  •  
    Weighted-average Overnight Repo Rate
    As on 29-Nov-24
    15.15% p.a.
    KIBOR
    As on 2-Dec-24
    Tenor BID OFFER
    3-M 12.45 12.7
    6-M 12.34

    12.59

    12-M 11.83 12.33
     

  • MTBs
    Tenor Rates
    3-M 12.9974%
    6-M 12.8948%
    12-M 12.3500%
    (as on Nov 27, 2024)
    Fixed-rate PIB
    Tenor Cut-off Rates
    2-Y 13.0500%
    3-Y 12.5000%
    5-Y 12.7000%
    10-Y 12.8380%
    (as on Nov 20, 2024)

    Floating-Rate PIBs (Quarterly Coupon)

    Tenor Cut-off Price
    2-Y Bids Rejected
    3-Y Bids Rejected

    Floating-Rate PIBs
    (Half-yearly Coupon)

    Tenor Cut-off Price
    2-Y Bids Rejected
    5-Y 96.6877
    10-Y 92.5462
    (as on Nov 27, 2024)
    GIS FRR
    Tenor Cut-off Rental Rate/Price
    3-Y 100.2842
    5-Y 100.0022
    GIS VRR
    Tenor Cut-off Margin/Price
    3-Y 99.0800
    5-Y 98.7600
    (as on 21-Dec-2023)
  • PIB Auction
    (Fixed Rate)
    09-Oct-24


    MTB
    11-Dec-24

    Floating Rate PIB
    (Semi-Annual Coupon)


    11-Dec-24
    Floating-rate PIB
    (Quarterly Coupon)

    11-Dec-24
    As on 22-Nov-24
    SBP’s Reserves
    11,418.5
    Bank’s Reserves
    4,657.7
    Total Reserves
    16,076.2

  •  
    As on 02-Dec-24
     
    M2M
    Revaluation Rate
    277.9735
    Weighted
    Average Rate
    Bid: 277.7474
    Offer:

    278.1793

       
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