  
 
|
| About Financial Inclusion |
Financial inclusion is defined as access to formal financial services by individuals & firms to use a range of quality payments, savings, credit and insurance services
which meet their needs with dignity and fairness
(Read for more detail) |
| National Financial Inclusion Strategy (NFIS) |
In view of the persistence of financial exclusion in the face of long-standing efforts and increasing global trends, SBP-GOP has developed a broader National Financial Inclusion Strategy (NFIS) for Pakistan.
(Read for more detail) |
| Financial Literacy & Capacity Building |
SBP has taken various initiatives to enhance the capacity of the masses and the financial institutions through numerous initiatives with the motive to assist financial inclusion and poverty alleviation efforts that supplement economic growth and stability across the country.
(Read for more detail) |
| Partnerships & Alliances |
Implementation of the monetary policy stance, signaled through announcement of the policy rate, entails managing the day-to-day liquidity in the money market by SBP with the objective to keep the short-term interest rates stable and aligned with the policy rate.
(Read for more detail) |
| Survey/Research |
SBP regularly conducts surveys/research to assess state of financial inclusion, the performance of its initiatives, industry trends, and innovations and to determine demand/supply side evolutions/trends.
The findings from these surveys & researches not only provide baseline data for the development of national financial inclusion strategies but also support policy formulation.
(Read for more detail)
|
| Agriculture Credit Scoring Model |
SBP has introduced a comprehensive scoring model to gauge the agriculture credit performance of banks. The model was adopted by the Agricultural Credit Advisory Committee (ACAC) in its annual meeting for FY 2021-22.
(Read for more detail)
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|
Supply
Side Statistics
December, 2019 |
|
53 |
Number of
Branches |
16,076 |
| ATMs |
15,252 |
|
47,567 |
| BB Agents |
437,182 |
Total No.
of
Accounts |
57,571,046 |
| Source:
SBP |
Demand Side Statistics |
Percentage of Adult population:
|
A2FS
2015 |
A2FS
2008 |
A. Banked |
16% |
11% |
|
7% |
1% |
|
23% |
12% |
|
24% |
32% |
Financially Served (A+B+C)
|
47% |
44% |
|
53% |
56% |
| Source: Access
to Finance Survey, 2015 |
|