Circulars/Notifications - Islamic Finance Policy Department  
 IFPD Circular No. 01 of 2026
June 12, 2026

The Presidents/Chief Executives
All Conventional Banks having Islamic Banking Branches


Dear Sir/Madam,

Placement of Funds of Islamic Banking Institutions (IBIs) with Conventional Parent or Head Office based on the Contract of Loan (Qard) or any other form of Subsidized Financing

        
In terms of the powers conferred under Section 39H of the Banking Companies Ordinance, 1962, it is clarified that Islamic Banking Institutions (IBIs) are not permitted to place any funds with their conventional parent or head office based on the contract of loan (Qard) or any other form of subsidized financing. However, any such existing placements, if already executed, should be withdrawn with immediate effect.


2.  Moreover, the above instructions are not applicable on funds placed at Head office for meeting any regulatory requirements.


3.  Please acknowledge receipt.




Yours truly,

Sd/-

(Dr. Zahid Ur Rehman Khokher)
Director

       
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