Circulars/Notifications / Agricultural Credit & Microfinance Department  

 AC&MFD Circular Letter No. 02 of 2022
September 19, 2022

The Presidents/ CEOs,
All Banks / DFIs

Dear Sirs /Madams,

Amendments in Prudential Regulations for Agriculture Financing - Enhancement in
unsecured/clean financing limit and exposure limit for the requirement of
audited financial statements

Please refer to AC&MFD Circular No. 01 of 2014 dated January 29, 2014 whereby SBP had issued the revised Prudential Regulations for Agriculture financing.

2. It has been decided to make the following amendments in Prudential Regulations for Agriculture Financing to enable banks/DFIs to enhance flow of credit to farm and non-farm sectors:

      a) The maximum limit of unsecured/clean financing for agriculture as defined in R- 4 has been enhanced from Rs 1.0       million to Rs 5.0 million.

      b) The exposure limit for the requirement of financial statements duly audited by a practicing chartered accountant as       defined under R-20 has been enhanced from Rs 10 million to Rs 15 million.

3. All other instructions on the subject shall remain unchanged.

4. Banks/DFIs are advised to ensure dissemination of these regulations among their branches/field offices.

5. Kindly acknowledge receipt.

Yours sincerely,


(Noor Ahmed)


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