SBP has introduced a comprehensive scoring model to gauge the agriculture credit performance of banks. The model was adopted by the Agricultural Credit Advisory Committee (ACAC) in its annual meeting for FY 2021-22.

The scoring model utilizes a multi-dimensional criteria to bring focus of banks towards all the areas that are key for improvement of agriculture financing in the country. There are four broad categories of indicators which are further divided into sub-indicators and used to calculate an aggregate statistic reflective of each bank’s respective agriculture credit performance.