Circulars/Notifications / Infrastructure, Housing & SME Finance Department  

 IH&SMEFD Circular No. 14 of 2020
November 27, 2020

The Presidents / CEOs
All Banks / DFIs


Dear Sir/Madam,

Reporting of Small Enterprise (SE) and Medium Enterprise (ME)
Loan Application for TAT Monitoring

  1. Please refer to IH&SMEFD Circular No. 09 of 2017 dated December 22, 2017 wherein State Bank of Pakistan has prescribed the turnaround time (TAT) of 15 working days and 25 working days for Small Enterprises (SE) and Medium Enterprises (ME) loans respectively for the credit approval process under the Prudential Regulations of SME Financing.

  2. In continuation of the instructions issued vide above circular and in order to monitor the TAT of SE and ME loan applications, SBP has launched a reporting portal i.e. ‘SE/ME Loan Application for TAT Monitoring’. New fund based SE/ME loan applications will only be reported on the portal.

  3. Banks and DFIs are advised to submit status of SE and ME loan applications on reporting portal as per attached format (Annexure-A) on monthly basis with effect from reporting period November, 2020 and onwards. The guidelines for feeding the TAT data reporting is also attached at Annexure-B. Additionally, TAT reporting for March, 2020 to October, 2020 months shall also be submitted on this portal.

  4. In this respect, following instructions may also be noted:
  • Monthly data shall be submitted within ten (10) working days after the end of each reporting month.
  • Monthly data of March, 2020 to October, 2020 shall be submitted latest by December 31, 2020.
  • Monthly SE and ME applications data currently being submitted by email in MS Excel CSV format will continue till reporting month of December, 2020. From January, 2021, submission of monthly data by email will be discontinued.
  • In case of any query, please contact our data warehouse helpdesk team on telephone 021-32454992 or through email at [email protected]
  1. Please ensure meticulous compliance of above instructions. Any deviation or non-compliance shall attract punitive action under the relevant provisions of BCO, 1962.

  2. These instructions will be applicable from December 01, 2020.

    Annexure A: TAT Monitoring Portal - Reporting Format (CSV)
    Annexure-B: Guidelines for Data Input

Yours sincerely,


(Dr. Mian Farooq Haq)


About SBP
Economic Data
Press Releases
Laws & Regulations
Monetary Policy
Help Desk
SBP Videos
SBP Welfare Trust
Contact us
What's New?
Online Tenders
Web Links

Educational Resources
Regulatory Returns
Rupey ko Pehchano
Zahid Husain Memorial Lecture
Best view Screen Resolution : 1024 * 768
Copyright © 2016. All Rights Reserved.