State Bank of Pakistan (SBP) regulates the monetary and credit system of Pakistan and fosters its growth in the best national interest with a view to securing monetary stability and fuller utilization of the country’s productive resources. Like many other central banks, it weighs up the public and firms perceptions about prevailing and expected economic condition, as an important part of its monetary policy formulation process.

For this purpose, it conducts various surveys, including Consumer Confidence Survey (CCS) and Business Confidence Survey (BCS) every month. The CCS is the telephonic survey of households that are selected randomly across the country, and provides the information on "what people are thinking" about the economy. Similarly, the BCS is the telephonic survey of firms and provides the information on "what firms are thinking" about the business conditions in the country.

The State Bank also undertakes the Bank Lending Survey (BLS) and Systemic Risk Survey (SRS). BLS is an online web based survey of lenders to obtain current and expected credit conditions and the major factors affecting those conditions. SRS is an email based survey of market participants and experts about various existing and emerging/potential risks and their confidence in the stability of the financial system.

Some of the other surveys conducted by SBP include Price and Wage Setting Behavior Surveys, Currency Demand Survey, Agriculture Productivity and Credit Field Experiment in Sindh and Punjab, etc. The findings from these surveys have contributed significantly to policy making process.

Disclaimer: SBP never asks for any personal details regarding legal status, CNIC or any bank account details and will only call from +92 21 9920 7199.

The results of these surveys are disseminated for general information only.  These are opinions of public, businesses and professionals and may not be considered either as SBP views or as endorsement by SBP.