Page 27 - Payment System Review -Q2 FY24

A-5: Funds Transfer Transactions

(Volume in Million & Value in Billion-PKR)
P
Q3-FY23 Q4-FY23 Q1-FY24 Q2-FY24
Transactions through
Volume Value Volume Value Volume Value Volume Value
ATM 4.1 222.5 4.2 219.4 4.3 222.6 4.5 231.8
Internet Banking 34.1 3,243.6 38.6 3,717.0 42.4 3,824.1 49.3 4,427.5
Mobile Phone Banking 147.2 6,240.1 161.7 6,827.0 181.5 7,909.2 238.0 10,432.8
Call Center /IVR Banking 0.0 0.1 0.0 0.1 0.0 0.1 0.0 0.1
Bank Branch (intra-bank)* 26.5 45,635.5 19.9 50,697.6 23.1 74,403.1 14.5 32,528.9
Bank Branch (inter-bank)** 7.8 7,682.7 8.9 8,670.9 8.9 8,970.0 18.3 52,207.7
E-Wallet 6.5 19.8 8.5 25.6 10.6 34.2 15.0 47.6
Total Funds Transfer 226.2 63,044.2 241.7 70,157.6 270.7 95,363.3 339.6 99,876.4
* Transfers within same bank through Real-time-Online Branches (RTOB)
** Transfers between different banks or financial institutions
P: Provisional | R: Revised

A-6: POS Purchases

(Volume in Million & Value in Billion-PKR)
P
Q3-FY23 Q4-FY23 Q1-FY24 Q2-FY24
Transactions through
Volume Value Volume Value Volume Value Volume Value
Domestic issued Cards 48.8 255.8 54.4 285.3 56.4 298.4 61.5 342.7
Foreign issued Cards 2.7 16.8 2.1 13.1 2.4 15.4 3.5 20.5
Total POS Purchases 51.6 272.6 56.4 298.4 58.9 313.8 65.0 363.2
P: Provisional | R: Revised

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