Page 32 - Payment System Review -Q2 FY24

A-11: Paper-Based Instruments Payments

(Volume in Million & Value in Billion-PKR)
P
Q3-FY23 Q4-FY23 Q1-FY24 Q2-FY24
Transactions through
Volume Value Volume Value Volume Value Volume Value
Bank Branch (via Pay Order/ Demand Draft) 2.0 3,651.9 1.8 3,433.4 1.8 3,470.0 1.6 3,060.9
Bank Branch (via Direct Debit*) 0.6 4,499.9 0.6 4,783.9 0.6 4,706.7 0.6 4,969.2
Total Payments 2.7 8,151.9 2.4 8,217.3 2.4 8,176.7 2.2 8,030.1
* Standing instructions by the customer authorizing bank to pay bills and make recurring payments
P: Provisional | R: Revised

A-12: Miscellaneous Transactions

(Volume in Million & Value in Billion-PKR)
P
Q3-FY23 Q4-FY23 Q1-FY24 Q2-FY24
Transactions Through
Volume Value Volume Value Volume Value Volume Value
ATM 0.0 0.2 0.0 0.2 0.0 0.2 0.0 0.2
Internet Banking 1.2 687.6 1.3 596.3 1.4 565.1 1.5 634.7
Mobile Phone Banking 8.7 403.7 9.3 461.9 9.6 475.1 10.3 524.1
Call Center /IVR Banking 0.0 1.6 0.0 1.6 0.0 1.5 0.0 1.5
Branch – Other Instruments 0.1 715.9 0.2 1,003.8 0.1 1,081.3 0.2 1,348.4
E-Wallet 1.7 0.1 2.2 2.3 2.9 0.5 3.1 0.6
Total Payments 11.8 1,809.0 13.0 2,066.0 14.1 2,123.6 15.1 2,509.5
These transactions mainly comprise of tax payments, invoice based payments, donations etc.
P: Provisional | R: Revised

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