Page 25 - Payment System Review -Q2 FY24

A-3: Large Value Transactions (PRISM – RTGS)

(Volume in thousands & Value in Trillion-PKR)
P
Q3-FY23 Q4-FY23 Q1-FY24 Q2-FY24
Transaction Type
Volume Value Volume Value Volume Value Volume Value
Government Securities 19.9 109.2 18.8 118.4 19.0 133.9 25.3 191.0
Inter-Bank Fund Transfers 96.8 33.2 89.9 37.8 91.5 42.2 97.7 53.6
3rd Party Customer Transfers 1,133.9 21.9 1,116.5 20.7 1,312.6 23.2 1,351.4 25.2
Ancillary Clearing Settlement 17.9 7.2 14.1 6.1 - - 6.7 2.9
Total Transactions 1,268.5 171.5 1,239.3 183.1 1,423.1 199.3 1,481.1 272.7
P: Provisional | R: Revised

A-4: Retail Value Payments (Banks, MFBs and EMIs)

(Volume in Million & Value in Billion-PKR)
P
Q3-FY23 Q4-FY23 Q1-FY24 Q2-FY24
Transactions Channel
Volume Value Volume Value Volume Value Volume Value
ATM 202.3 3,121.0 220.0 3,409.3 214.1 3,289.8 235.0 3,709.2
Point-of-Sale (POS) 51.7 282.7 56.6 307.5 59.0 321.9 65.1 371.4
Internet Banking 40.8 4,139.8 45.6 4,567.6 49.8 4,666.1 57.1 5,369.3
Mobile Phone Banking 179.7 6,784.0 195.7 7,459.1 217.4 8,644.9 279.9 11,226.2
Call Center /IVR Banking 0.0 1.9 0.0 1.9 0.0 2.0 0.0 1.9
E-Commerce Gateway 6.4 36.6 8.2 37.7 9.6 39.6 10.9 50.5
E-Wallet 9.7 21.3 12.7 29.7 15.4 37.0 20.1 50.8
Over-the-Counter (OTC) 148.3 86,693.3 135.0 93,607.4 142.3 117,573.2 148.2 119,546.7
Total Payments 639.0 101,080.6 673.8 109,420.2 707.6 134,574.4 816.3 140,325.8
* Transfers within same bank through Real-time-Online Branches (RTOB)
** Transfers between different banks or financial institutions
P: Provisional | R: Revised

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