State Bank of Pakistan

2016
Circular #	Date	Description

BC & CPD Circular No. 03	November 04, 2016	Conduct Assessment Framework For Banks
BC & CPD Circular No. 02	June 14, 2016	Product Disclosure Requirements
BC & CPD Circular No. 01	February 29, 2016	Consumer Grievances Handling Mechanism (CGHM)

2016
Circular Letter #	Date	Description

BC & CPD Circular Letter No. 03	June 30, 2016	Physical Verification For Direct Credit Mode Of Pension Payments
BC & CPD Circular Letter No. 02	June 01, 2016	Discriminating Senior Citizens And Pensioners In Availing Banking Facilities
BC & CPD Circular Letter No. 01	January 18, 2016	Validity of Pension Payment Through Direct Credit System (DCS)