State Bank of Pakistan

BPD Circulars 2005
Circular #	Date	Description
BPD Circular No. 31	November 29, 2005	Guidelines for Higher Education Financing Scheme (HEFS)
BPD Circular No. 30	November 29, 2005	Introduction of Basic Banking Account
BPD Circular No. 29	October 22, 2005	Amendment in Regulation M-1 of Prudential Regulation for Corporate And Commercial Banking.
BPD Circular No. 28	October 22, 2005	Withdrawal of Redundant/Old Instructions
BPD Circular No. 27	October 22, 2005	Prudential Regulations For Agriculture Financing
BPD Circular No. 26	October 11, 2005	Classification of Dormant / Inoperative Accounts
BPD Circular No. 25	September 01, 2005	Prudential Regulations
BPD Circular No. 24	August 27, 2005	Prudential Regulations-Requirement of Desktop & Full-Scope Evaluation
BPD Circular No. 23	July 23, 2005	Guidelines for Infrastructure Project Financing (IPF)
BPD Circular No. 22	June 30 , 2005	Scheme for financing locally manufactured machinery rates of service charges for the year 2005-2006
BPD Circular No. 21	June 30 , 2005	Export Finance Scheme-Refixation of rates for July, 2005
BPD Circular No. 20	May 31 , 2005	Export Finance Scheme-Refixation of rates for June, 2005
BPD Circular No. 19	May 21 , 2005	PRUDENTIAL REGULATIONS
BPD Circular No. 18	Apr 30, 2005	Export Finance Scheme-Refixation of rates for May, 2005
BPD Circular No. 17	Apr 27, 2005	Procurement of wheat by the private sector
BPD Circular No. 16	Apr 14, 2005	Rates of Return on Deposits
BPD Circular No. 15	Apr 11, 2005	Financing facilities by State Bank (Enhancement in repo rate from 7.5% to 9%)
BPD Circular No. 14	Apr 07, 2005	Prudential Regulations For Corporate /Commercial Banking
BPD Circular No. 13	Apr 04, 2005	Establishment Of Subsidiaries/ Brokerage Companies By Banks / DFIs
BPD Circular No. 12	Mar 31, 2005	Export Finance Scheme- Refixation of Rates for April, 2005
BPD Circular No. 11	Mar 26, 2005	Replacement of COT with Margin Financing
BPD Circular No. 10	Mar 19, 2005	Housing Finance: Relaxations In the Regulatiory Framework
BPD Circular No. 9	Mar 19, 2005	Placement of Funds Under Fe-25 Deposits Prudential Regulations for Corporate and Commercial Banking
BPD Circular No. 8	Mar 08, 2005	Prudential Regulations for Corporate /Commercial Banking a nd Small and Medium Enterprises Financing
BPD Circular No. 7	Mar 03, 2005	Long Term Financing of Export Oriented Projects (LTF-EOP) – Re-fixation of markup rates thereof
BPD Circular No. 6	Feb 28, 2005	Export Finance Scheme-Refixation of Rates for March, 2005
BPD Circular No. 5	Feb 26, 2005	Replacement of Cot with Margin Financing
BPD Circular No. 4	Feb 15, 2005	Branch Opening Policy For DFIs
BPD Circular No. 3	Jan 31, 2005	Export Finance Scheme - Refixation of Rates for February, 2005
BPD Circular No. 2	Jan 28, 2005	Restriction on Financing of Premium under the Car Finance Schemes
BPD Circular No. 1	Jan 28, 2005	Establishment Of Subsidiaries / Brokerage Companies By Banks / DFIs

BPD Circular Letters 2005
BPD Circular Letter No. 47	Dec 29, 2005	Bank Holiday
BPD Circular Letter No. 46	Nov 26, 2005	Prudential Regulation M-1- Obtaining Computerized National Identity Card (CNIC) From All The Bank Clients
BPD Circular Letter No. 45	Nov 02, 2005	Opening of Account in Earthquake Affected Areads in the Absence of CNIC and Other Documents
BPD Circular Letter No. 44	Oct 31, 2005	Public Holidays
BPD Circular Letter No. 43	Oct 31, 2005	Public Holidays
BPD Circular Letter No. 42	Oct 26, 2005	Relief Efforts for Earthquake Victims - Opening of Accounts
BPD Circular Letter No. 41	Oct 15, 2005	Extension of Business Hours- Collection of Donations in The President’s Relief Fund for Earthquake Victims 2005
BPD Circular Letter No. 40	Oct 14, 2005	Prudential Regulations for Corporate and Commercial Banking Regulation R-6(1B) 20% Limit on Investment in Shares
BPD Circular Letter No. 39	Oct 11, 2005	Prudential Regulations For Corporate /Commercial Banking Investment in COIs / INTER BANK Placements with NBFCs
BPD Circular Letter No. 38	Oct 04, 2005	Bank Holiday
BPD Circular Letter No. 37	Oct 03, 2005	Business and Office Hours during the Month of Ramzan-Ul-Mubarak
BPD Circular Letter No. 36	-	- Not Issued -
BPD Circular Letter No. 35	Sep 23, 2005	Prudential Regulations – “Clean Exposure” under Prudential Regulations for Consumer and SME Financing
BPD Circular Letter No. 34	Sep 05, 2005	Prudential Regulations Housing Finance in Rural Areas & Agri Financing against Urban Properties
BPD Circular Letter No. 33	Sep 01, 2005	Deposit Mobilization Schemes
BPD Circular Letter No. 32	Aug 29, 2005	Prudential Regulation M-1- Requirements for Bank Customers Having CNIC Without Photograph
BPD Circular Letter No. 31	Aug 24, 2005	Banks to remain open on Polling Day the 25th August
BPD Circular Letter No. 30	Aug 18 , 2005	L.G. ELECTIONS, 2005-BANK HOLIDAY ON POLLING DAY
BPD Circular Letter No. 29	July 26, 2005	Acceptance of Leased Hold Land as Collateral/Securities
BPD Circular Letter No. 28	July 20, 2005	SBP Instructions on Compliance Function- Reporting Line of the Head of Compliance
BPD Circular Letter No. 27	July 13, 2005	Prudential Regulations for Corporate and Commercial Banking Utilization of Unsecured/Clean Loans for Subscription in Initial Public Offering (IPO) Regulation R-6(1A-B)
BPD Circular Letter No. 26	July 01, 2005	Information under Section 19 of National Accountability Ordinance, 1999
BPD Circular Letter No. 25	Jun 30, 2005	Export Finance Scheme - Extension of Limit of 2004-05
BPD Circular Letter No. 24	Jun 29, 2005	Bank Holiday
BPD Circular Letter No. 23	Jun 22, 2005	Scheme for Financing Locally Manufactured Machinery- Eligibility of the Industry
BPD Circular Letter No. 22	Jun 14 , 2005	Dishonouring of Cheques Stop Payment Instructions
BPD Circular Letter No. 21	Jun 11 , 2005	Scheme for Long Term Financing for the Export Oriented Projects (LTF-EOP)
BPD Circular Letter No. 20	Jun 07 , 2005	Scheme for Financing Locally Manufactured Machinery-Eligibility of the Industry
BPD Circular Letter No. 19	Jun 02 , 2005	Scheme for Long Term Financing for the Export Oriented Projects (LTF-EOP)
BPD Circular Letter No. 18	Jun 02 , 2005	Prudential Regulation M-1- obtaining CNIC from all the Bank Clients
BPD Circular Letter No. 17	May 23 , 2005	Scheme for Financing Locally Manufactured Machinery- Eligibility of the Industry
BPD Circular Letter No. 16	May 23 , 2005	Long Term Financing for Export Oriented Project (LTF-EOP) eligibility thereof
BPD Circular Letter No. 15	Apr 20, 2005	Public Holiday
BPD Circular Letter No. 14	Apr 09, 2005	Scheme for Financing Locally Manufactured Machinery- Eligibility of the Industry
BPD Circular Letter No. 13	Mar 29, 2005	Prudential Regulations for Consumer Finance-BPD Circular No 32 of 2004
BPD Circular Letter No. 12	Mar 21, 2005	Public Holiday
BPD Circular Letter No. 11	Mar 21, 2005	Opening of Pakistani Banks' Branches Abroad
BPD Circular Letter No. 10	Mar 18, 2005	Know your Customer (Prudential Regulation M-1)- Banking Facilities to NICOP/POC Holders
BPD Circular Letter No. 9	Feb 21, 2005	Reciept Of Subscription Applications – KAPCO
BPD Circular Letter No. 8	Feb 18, 2005	Public Holidays
BPD Circular Letter No. 7	Feb 14, 2005	Establishment of Subsidiaries / Brokerage Companies by Banks/DFIs
BPD Circular Letter No. 6	Feb 02, 2005	Public Holiday
BPD Circular Letter No. 5	Jan 27, 2005	Minimum rating of banks required for acceptance of their Counter-Guarantee by Scheduled Banks/DFIs in Pakistan: R-7 (PARA 2)
BPD Circular Letter No. 4	Jan 19, 2005	Correspondence with SBP
BPD Circular Letter No. 3	Jan 14, 2005	Public Holidays
BPD Circular Letter No. 2	Jan 07, 2005	Clarification-Service Charges on PLS Deposit Account
BPD Circular Letter No. 1	Jan 04, 2005	Clarification - Renewal Fee for Banking/Branch(es) Licences Issued Under Section 27 & 28 of BCO 1962