State Bank of Pakistan

BPD Circulars 2004
Circular #	Date	Description
BPD Circular No. 36	December 30, 2004	Export Finance Scheme- Refixation of Rates for January, 2005
BPD Circular No. 35	November 30, 2004	Export Finance Scheme- Refixation of Rates for December, 2004
BPD Circular No. 34	November 02, 2004	Renewal Fee For Banking/Branch(ES) Licences Issued Under Sections 27 & 28 of Banking Companies Ordinance, 1962
BPD Circular No. 33	October 30, 2004	Export Finance scheme- Refixation of rates for November, 2004
BPD Circular No. 32	October 05, 2004	Prudential regulations for consumer finance
BPD Circular No. 31	October 05, 2004	Renewal fee for Banking/ Branch(es) Licences issued under Sections 27 & 28 of Banking Companies Ordinance, 1962
BPD Circular No. 30	September 30, 2004	Export Finance Scheme – Refixation of Rates for October, 2004
BPD Circular No. 29	September 22, 2004	Export finance SCHEME–DISCONTINUATION of ‘ED’ statement.
BPD Circular No. 28	August 31, 2004	Export Finance Scheme – Refixation of rates for September, 2004
BPD Circular No. 27	August 04, 2004	Security Standards for Enhancement of Security of the Lockers
BPD Circular No. 26	July 30, 2004	Export Finance Scheme – Refixation of rates for August,2004
BPD Circular No. 25	July 24, 2004	Scheme for Financing Locally Manufactured Machinery Modifications thereof
BPD Circular No. 24	July 20, 2004	Receipt and Processing of Applications for Subscription
BPD Circular No. 23	July 06, 2004	Release Of Security/Margin Held Against Bank Guarantee
BPD Circular No. 22	July 03, 2004	Regulations For Financing To Brokers By Banks / DFIs
BPD Circular No. 21	June 30, 2004	Export Finance Scheme – Refixation of Rates for July, 2004
BPD Circular No. 20	June 16, 2004	Anti Money Laundering Measures
BPD Circular No. 19	June 16, 2004	Branch Licencing Policy
BPD Circular No. 18	June 16, 2004	Prudential Regulations
BPD Circular No. 17	June 07, 2004	Guidelines in dealing with customers complaints.
BPD Circular No. 16	May 31, 2004	Export Finance Scheme – Refixation of rates for June, 2004.
BPD Circular No. 15	May 31, 2004	Prudential Regulations for Corporate / Commercial Banking
BPD Circular No. 14	May 18, 2004	Scheme for Long Term Financing of Export Oriented Projects (LTF-EOP).
BPD Circular No. 13	May 17, 2004	Fit And Proper Test for Appointment of Presidents/Chief Executives and Board Of Directors.
BPD Circular No. 12	May 10, 2004	Procurement of Wheat - Margin Restrictions Thereof
BPD Circular No. 11	April 29, 2004	Export Finance Scheme – Refixation of rates for May, 2004
BPD Circular No. 10	April 24, 2004	Collated Instructions On Margin Restrictions
BPD Circular No. 9	March 31, 2004	Export Finance Scheme – Re-fixation of rates for April, 2004
BPD Circular No. 8	-	Not Issued
BPD Circular No. 7	March 08, 2004	ESTABLISHMENT OF SUBSIDIARIES BY BANKS/DFIs
BPD Circular No. 6	February 27, 2004	Export Finance Scheme – Re-fixation of rates for March, 2004
BPD Circular No. 5	February 10, 2004	Undertaking Of Brokerage Business By Banks/DFIS
BPD Circular No. 4	February 09, 2004	Prudential Regulations
BPD Circular No. 3	January 31, 2004	Re-fixation of EFS rates for February, 2004
BPD Circular No. 2	January 29, 2004	Section 33-A Fidelity & Secrecy- The Banking Companies Ordinance, 1962
BPD Circular No. 1	January 21, 2004	Benchmarking Corporate Lending Products To Kibor

BPD Circular Letters 2004
BPD Circular Letter No. 49	Dec 31, 2004	Bank Holiday
BPD Circular Letter No. 48	Dec 28, 2004	Clarification- Security Standards for Enhancement of Security of the Lockers
BPD Circular Letter No. 47	Dec 24, 2004	Public Holiday
BPD Circular Letter No. 46	Nov 27, 2004	Clarification-Deposit Mobilization Schemes
BPD Circular Letter No. 45	Nov 22, 2004	Payment of Remuneration to the Board of Directors
BPD Circular Letter No. 44	Nov 08, 2004	Public Holiday
BPD Circular Letter No. 43	Nov 06, 2004	Establishment of Subsidiaries by BANKS/DFIs
BPD Circular Letter No. 42	Nov 06, 2004	Prudential Regulations
BPD Circular Letter No. 41	Nov 04, 2004	Public Holiday
BPD Circular Letter No. 40	Nov 04, 2004	Minimum Guidelines for Conducting Due Diligence of Banks/DFIs for the purpose of Merger/Amalgamation
BPD Circular Letter No. 39	Oct 19, 2004	Deposit Mobilization Schemes
BPD Circular Letter No. 38	Oct 09, 2004	Bank Holiday
BPD Circular Letter No. 37	Oct 14, 2004	Business and office hours during the month of RAMZAN-UL-MUBARAK
BPD Circular Letter No. 36	Oct 09, 2004	Reference against wilful defaulters under section 31-D OF NA ordinance
BPD Circular Letter No. 35	Oct 02, 2004	Minimum rating of banks required for acceptance of their Counter-Guarantee by scheduled banks in Pakistan: R-7 (PARA 2)
BPD Circular Letter No. 34	Sep 23, 2004	Assessing the fitness and propriety of key executives
BPD Circular Letter No. 33	Sep 21, 2004	List of scheduled BANKS/DFIs operating in pakistan
BPD Circular Letter No. 32	Sep 09, 2004	Calculation of Maximum Limit for Investment in Shares
BPD Circular Letter No. 31	August 25, 2004	Payment of Returns to Investors and Depositors – Enforcement of Islamic Principles
BPD Circular Letter No. 30	August 25, 2004	Scheme for Financing Locally Manufactured Machinery Modifications thereof
BPD Circular Letter No. 29	August 13, 2004	Extension in Repayment Period of Consumer Loans Intended for Educational Purposes
BPD Circular Letter No. 28	August 12, 2004	Public Holiday
BPD Circular Letter No. 27	July 29, 2004	Personal Loans for Purchase of Consumer Durables Including Personal Computers
BPD Circular Letter No. 26	July 06, 2004	New FPCCI Member on SBP committee- SBP Guidelines on write-off of Irrecoverable Loans and Advances
BPD Circular Letter No. 25	July 06, 2004	Clarification-Know Your Customer (Prudential Regulation M-1)-Incentive To Registered Aliens
BPD Circular Letter No. 24	June 30, 2004	Bank Holiday
BPD Circular Letter No. 23	June 23, 2004	Export Finance Scheme - Extension of limit of 2003-04
BPD Circular Letter No. 22	June 17, 2004	Establishment Of Subsidiaries By Banks/Dfis
BPD Circular Letter No. 21	June 12, 2004	Unclaimed Deposits – Section 31 Of Bco, 1962
BPD Circular Letter No. 20	June 7 , 2004	PROCUREMENT OF WHEAT- MARGIN RESTRICTIONS THEREOF
BPD Circular Letter No. 19	June 05, 2004	Know Your Customer (Prudential Regulation M-1)- Incentive To Registered Aliens Residing In Pakistan
BPD Circular Letter No. 18	May 25, 2004	STATEMENT OF ACCOUNTS
BPD Circular Letter No. 17	May 24, 2004	Scheme for Long Term Financing of Export Oriented Projects (LTF-EOP)
BPD Circular Letter No. 16	May 14, 2004	NEW PBA MEMBER ON SBP COMMITTEE- SBP GUIDELINES ON WRITE-OFF OF IRRECOVERABLE LOANS AND ADVANCES
BPD Circular Letter No. 15	May 11, 2004	REVIEW OF INSTRUCTIONS ON SERVICE CHARGES ON PLS DEPOSIT ACCOUNTS
BPD Circular Letter No. 14	April 29, 2004	Public Holiday
BPD Circular Letter No. 13	April 27, 2004	Public Holiday
BPD Circular Letter No. 12	April 26, 2004	Settlement Of Wilful Defaulter Cases Referred To Nab Under Section 31-D Of Nab Ordinance
BPD Circular Letter No. 11	April 24, 2004	Implementation Status of SBP Guidelines on Write-off of Irrecoverable Loans And Advances
BPD Circular Letter No. 10	April 08, 2004	Establishment Of Subsidiaries By Banks / DFIs
BPD Circular Letter No. 09	March 20, 2004	Public Holiday
BPD Circular Letter No. 08	March 09, 2004	Clarification- Validity Of Old National Identity Cards For Banking Business
BPD Circular Letter No. 07	March 09, 2004	Treatment Of The Loans Contracted Before The Issue Of New Prudential Regulations - Regulation R-1 & R-5
BPD Circular Letter No. 06	March 09, 2004	Restructuring/Rescheduling Of Non-Performing Loans
BPD Circular Letter No. 05	February 26, 2004	PUBLIC HOLIDAY
BPD Circular Letter No. 04	January 30, 2004	PUBLIC HOLIDAY
BPD Circular Letter No. 03	January 28, 2004	PUBLIC HOLIDAYS
BPD Circular Letter No. 02	January 12, 2004	Operation Of Bank Accounts – Directive Under Section 41 of Banking Companies Ordinance, 1962
BPD Circular Letter No. 01	January 09, 2004	National Accountability (Second Amendment) Ordinance, 2000 – Constitution of Conciliation Committee