Circulars/Notifications - Agricultural Credit Department  
 ACD Circular No. 05 of 2007
October 04, 2007  

The Presidents / Chief Executive Officers
Commercial/Specialized Banks

Dear Sirs / Madam,


Guidelines on e-Passbooks

The Federal/ Provincial Governments are in the process of computerization of land record, aimed at providing instant access to the land records by the public and banks through a net work of computer kiosks. Related automation will augment opportunities for wealth creation in the rural economy, as small landowners would be able to have access to finance from commercial banks on fast track basis. The system will provide banks an alternate method of correct, effective & swift assessment of land titles with owner’s profile in respective provinces/ localities in support of sanction/ disbursement of agriculture/ rural credit.

In order to facilitate banks, SBP has developed guidelines on e-passbooks in consultation with banks, Provincial Boards of Revenue, National Reconstruction Bureau and MINFAL for identification of minimum requirements to be built in the system relating to agri credit lending in collaboration with Provincial Revenue Authorities/Automation Agencies for development of comprehensive computerized land records.

The Guidelines contain all the necessary requirements to be completed by the stakeholders. Banks may adopt the guidelines in the present form or with some adjustments to suit their organizational & operational needs.

Please acknowledge receipt.



Enc: As above.

Yours faithfully,


(Muhammad Ashraf Khan)

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