Payments

PRISM+ is the Next-Generation Real-Time Gross Settlement and Central Securities Depository System

PRISM+ is built on the ISO 20022 financial messaging standard which supports structured and data-rich financial communication, enabling enhanced transparency, interoperability, and automation across the payment and settlement ecosystem.

ISO 20022 Messaging Standard

Built on latest global standards

Advanced Liquidity Management

Built-in tools for monitoring and optimizing available funds.

Advanced Queuing

Multi-queue system for optimal liquidity management and system-wide settlement efficiency

Decoupled Architecture

Modules operate independently, enabling targeted resilience and flexible scaling

Better capacity and efficiency

Designed to process higher volumes with minimal delays.

Latest Security Features

Up-to-date encryption and monitoring for secure operations.

The system supports the following functionalities for efficient transaction execution and monitoring

• High-value interbank funds transfers with immediate settlement finality
• Scheduling of future-dated payments, allowing institutions to manage liquidity with precision
• Transaction queuing & prioritization, supporting time-critical payments
• Real-time monitoring of balances, payment queues, and settlement positions
• Automated billing and fee calculation, with downloadable invoices and billing logs