Agricultural Credit Department

ACD

Circular No. 05 of 2007

October 04, 2007

The

Presidents / Chief Executive Officers

Commercial/Specialized Banks

Dear

Sirs / Madam,

Guidelines

on e-Passbooks

The Federal/ Provincial Governments are in the process

of computerization of land record, aimed at providing

instant access to the land records by the public and banks

through a net work of computer kiosks. Related automation

will augment opportunities for wealth creation in the

rural economy, as small landowners would be able to have

access to finance from commercial banks on fast track

basis. The system will provide banks an alternate method

of correct, effective & swift assessment of land titles

with owner’s profile in respective provinces/ localities

in support of sanction/ disbursement of agriculture/ rural

credit.

In

order to facilitate banks, SBP has developed guidelines

on e-passbooks in consultation with banks, Provincial

Boards of Revenue, National Reconstruction Bureau and

MINFAL for identification of minimum requirements to be

built in the system relating to agri credit lending in

collaboration with Provincial Revenue Authorities/Automation

Agencies for development of comprehensive computerized

land records.

The

Guidelines contain all the necessary requirements to be

completed by the stakeholders. Banks may adopt the guidelines

in the present form or with some adjustments to suit their

organizational & operational needs.

Please acknowledge receipt.

Enc:

As above.

Yours

faithfully,

Sd/-

(Muhammad

Ashraf Khan)

Director

Laws & Regulations

Zahid Husain Memorial Lecture

Enc: As above.

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