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Roshan Digital Accounts

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Now Roshan Digital Account holders can get a car for their loved ones in Pakistan through bank financing

SBP in partnership with participating banks has launched Roshan Apni Car for non-resident Pakistanis having Roshan Digital Accounts (RDAs). Non-Resident Pakistanis can now get car financing at very attractive rates to provide cars for their family members in Pakistan. They can apply digitally and get delivery of the car within 50% less time than usual.

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Digital Application Process

RDA holders can apply for car financing using the portal of bank in which they have an account. Loan application process is completely digital with no paper work involved.

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Car Financing Rates

Rate Lien Product Non-Lien Product
Floating SBP Floor + 1% KIBOR + 1%
Fixed COD + 1% PKRV + 1.5%
  • SBP Floor is available at the following SBP link: OVR Repo History PDF
  • KIBOR is published on a daily basis at the following SBP link: KIBOR Rates
  • Pricing of the fixed rate loans remains unchanged till maturity of the loan. However, if market conditions change, banks can offer a revised price at the start of the financing period.
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Queries or Feedback

Please share your questions or feedback related to the Roshan Digital Accounts initiative with SBP at [email protected]