By registering at or submitting an entry to the SBP Ideathon 2019, the applicants represent and warrant the following:

(a)	Applicants will not submit content that is copyrighted, protected by trade secret or otherwise subject to third party intellectual property rights or other proprietary rights, including privacy and publicity rights, unless the individual is the owner of such rights or has permission from the rightful owner to post the content and participate in the Ideathon;
(b)	Applicants will not submit content that is unlawful, obscene, defamatory, threatening, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offense, give rise to civil liability or is otherwise inappropriate;
(c)	Applicants will not publish falsehoods or misrepresentations that could damage the SBP’s reputation;
(d)	Applicants will not post advertisements or solicitations of business;
(e)	SBP will not be obligated to pay any compensation to, or permit any participation by, any third party in connection with the use, reproduction, modification, publication, display or other exploitation of any of the content that is submitted;
(f)	The content submitted by applicants does not contain any viruses, Trojan horses, worms or other disabling devices or malicious code; and
(g)	Participants will not attempt, create, or use any unauthorized access to SBP or other digital communication or data storage systems.
(h)	SBP reserves the right to initiate any legal action and/or alert authorities in the case of any property damage or theft or any other violation of law or violation of this Agreement.

Intellectual Property

SBP asserts no ownership, through the SBP Ideathon 2019, in any intellectual property that may result from participation in the SBP Ideathon 2019. Notwithstanding the foregoing, Participant may be subject to the SBP Intellectual Property Policies and Processes (the “Policy”) or the IP Policy of Participant’s employer. Nothing in this Agreement will be construed to supersede or interfere with other obligations to Participant employer.

By registering for the SBP Ideathon 2019 and presenting or submitting an entry (regardless of the form or medium of such content), Participant grants SBP a worldwide, perpetual, irrevocable, non-exclusive, royalty-free license to discuss, publicize, demonstrate, and otherwise display content derived from or relating to such entry for promotional and marketing purposes and for purposes relating to the Financial Inclusion. Participant will not receive any compensation for this use of such entry.

If the participant is member of a team, that team is wholly responsible for determining ownership of any intellectual property rights developed during the SBP Ideathon 2019. Participant agrees that SBP will not be responsible for any disputes regarding intellectual property resulting from the SBP Ideathon. Participant agrees that there is no obligation of confidentiality on the part of SBP Ideathon staff or other Participants regarding submissions or ideas generated at the SBP Ideathon. Participant agrees and acknowledges that any idea, conversation or submission may be considered a public disclosure under local laws.