State Bank of Pakistan

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BSD Circulars 2003
Circular #	Date	Description
BSD Circular No. 12	December 30, 2003	Quarterly Report Of Condition
BSD Circular No. 11	December 30, 2003	Forms of Financial Statements For Microfinance Banks/Institutions
BSD Circular No. 10	November 17, 2003	Credit Rating of Microfinance Banks Prudential Regulation 29 for Microfinance Banks
BSD Circular No. 9	November 12, 2003	REPORTING OF LOANS / ADVANCES, ACCRUED MARK-UP AND NON-PERFORMING LOANS (Npls)
BSD Circular No. 8	September 06, 2003	CIB Data
BSD Circular No. 7	August 15, 2003	Guidelines on Risk Management
BSD Circular No. 6	May 08, 2003	MASTER CIRCULAR – MAINTENANCE OF STATUTORY CASH RESERVE REQUIREMENT WITH SBP.
BSD Circular No. 5	March 25, 2003	Master Circular – Minimum Capital Requirements
BSD Circular No. 4	February 25, 2003	CIB On-Line
BSD Circular No. 3	February 24, 2003	Panel Of Auditors Under Section 35 Of Banking Companies Ordinance, 1962
BSD Circular No. 2	February 14, 2003	Guidelines For Mobile Banking Operations Of Microfinance Banks/ Institutions
BSD Circular No. 1	January 11, 2003	Master Circular – Audit Of Annual Accounts

BSD Circular Letters 2003
Circular Letter #	Date	Description
BSD Circular Letter No. 14	November 15, 2003	Quarterly Financial Statements
BSD Circular Letter No. 13	October 24, 2003	Minimum Capital Requirement (Mcr)
BSD Circular Letter No. 12	September 10, 2003	Panel of Auditors - Under Section 35(I) of Banking Companies Ordinance 1962
BSD Circular Letter No. 11	August 30, 2003	Quarterly & Half yearly financial statements
BSD Circular Letter No. 10	August 08, 2003	GUIDELINES FOR THE AUDITORS UNDER SECTION 35(3) OF BANKING COMPANIES ORDINANCE, 1962
BSD Circular Letter No. 9	August 04, 2003	Quarterly & Half yearly financial statements
BSD Circular Letter No. 8	July 10, 2003	Quarterly Report Of Condition
BSD Circular Letter No. 7	April 23, 2003	Cash Reserve Requirement for Deposits raised under FE Circular 25 of 1998
BSD Circular Letter No. 6	April 10, 2003	Minutes of the board of directors' meetings
BSD Circular Letter No. 5	April 1, 2003	Rationalization/Discontinuation Of Returns
BSD Circular Letter No. 4	March 26, 2003	CIB Service Charges
BSD Circular Letter No. 3	March 17, 2003	PBA Panel Of Valuers
BSD Circular Letter No. 2	January 24, 2003	Panel Of Auditors – Under Section 35(1) Of Banking Companies Ordinance, 1962
BSD Circular Letter No. 1	January 18, 2003	Panel Of Auditors – Under Section 35(1) Of Banking Companies Ordinance, 1962