Circulars/Notifications - Banking Supervision Department  
 BPRD Circular No.06
February 23, 2000  

  1. All reasonable expenses incurred by the Investment Bank on handling of transactions of sale or purchase of the securities under the CMA shall be permissible to be charged to the customer.
  2. An Investment Bank shall fix criteria of minimum amount below which funds will not be accepted under the Cash Management Account Scheme. However, the minimum amount acceptable to an investment Bank will have to be clearly defined.
  3. The securities purchased by an investment Bank under these rules shall not be pledged with a third party. Likewise, no charge or encumbrance in favour any party shall be created by the said investment held in the cash Management Account against any credit facility availed by the said investment Bank.
  4. An investment Bank shall notify in advance its fees and commission in its schedule of charges for the CMA services.
  5. The acquisition of securities under the CMA shall not be made or held in the name of the investment Bank.
  6. The investment Banks will be responsible to make deductions on behalf of the customer who place their funds with them under the CMA under the income. Tax and other relevant laws in force from time to time as is being done by the investment Bank itself and be responsible to deposit the same in the Government, Treasury in the prescribed manner and time frame.

5. NON-DISCRETIONARY ACCOUNTS:

These are accounts in which the customer has decided to exercise his own option for the operation of the cash Management Account. In exercising his own option the customer will inform the investment Bank in writing prior to entering into any transaction regarding sale, purchase, transfer, exercising of right etc. and the investment Bank will act under the instructions so received from his own customer. In handling such Accounts the investment Bank may not under any circumstances make any decision on its own discretion.

Where are accounts in which the customer has decided to exercise his own option for the operation of the Cash Management Account, the Investment Bank shall observe the following guidelines:

    1. All orders either for sale or purchase of any security shall be executed only when received in writing from the customer
    2. An Investment Bank shall strictly follow and act on the advice of its customer 
    3. before entering into any transaction involving sale or purchase of any investment.

     

       
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