The Presidents/Chief Executives,
All Banks/DFIs,

Dear Sirs / Madam,

PRUDENTIAL REGULATION M-1- OBTAINING COMPUTERIZED NATIONAL IDENTITY CARD (CNIC) FROM ALL THE BANKs/DFIs CUSTOMERS /CLIENTS

Please refer to BPD Circular Letter No. 12 dated July 01, 2006 on the above subject.

2. Based on the representation received from the Banks, indicating difficulties in meeting the extended deadline of June 30, 2007 for complying with the instructions issued vide aforesaid circular letter by them, it has been decided to extend the date for meeting the subject requirements up to December 31, 2007.

3. Banks/DFIs are advised to carry on aggressive public campaign through print/ electronic media for creating public awareness on requirement of CNIC for banking purposes. They are also advised to provide information on progress made on the subject on fortnightly basis, within seven days of the close of each fortnight, as per the following format.

Total No. of Accounts	Accounts with CNIC		Accounts without CNIC
			Active Accounts		Inoperative Accounts
	Number	Percentage of total number of accounts	Number	Percentage of total number of accounts	Number	Percentage of total number of accounts

4. All other instructions on the subject shall, however, remain unchanged.

5. Please acknowledge receipt.