Incentive Schemes for SMEs & Other Sectors
 
 
 Cost Sharing Scheme for Electric Bikes and Rickshaws/Loaders
  • Financing is available for Electric Bikes & Rickshaws/Loaders for all citizens of Pakistan holding valid CNIC and digital undertaking for driving license
  • In case of e-bikes, the applicant at the time of submission of application must be aged between 18 and 65 years and in case of rickshaw/loaders the age of the applicant must be between 21 and 65 years.
  • The financing is available at end user rate of 0%
  • The maximum loan for two-wheeler is Rs. 200,000/- and Rs. 880,000/- for three-wheeler.
  • The capital subsidy provided by the Government is up to Rs. 50,000/- per two-wheeler, subject to Debt: Equity Ratio and up to Rs. 200,000/- per three-wheeler. The Debt: Equity Ratio is 80:20, the equity portion will encompass both capital subsidy and borrower’s share.
  • The maximum loan tenor is 2 years for e-bikes and 3 years for rickshaws/loaders.
  • For detailed features of the scheme, please click the following circular issued by SBP:

    https://www.sbp.org.pk/smefd/circulars/2025/C4.htm

  • Frequently Asked Questions (FAQs)
     Apply Now:
    https://www.pave.gov.pk/home
 
  •  
    SBP Policy Rate
    11.50% p.a.
     
    SBP Overnight
    Reverse
    Repo (Ceiling) Rate
    12.50% p.a
     
    SBP Overnight
    Repo (Floor) Rate
    10.50% p.a.
  •  
    Weighted-average Overnight Repo Rate
    As on 22-May-26
    12.07% p.a.
    KIBOR
    As on 25-May-26
    Tenor BID OFFER
    3-M 12.09 12.34
    6-M 12.31

    12.56
    12-M 12.48 12.98
     

  • MTBs
    Tenor Cut-off Yield
    1-M 12.2300%
    3-M 12.4904%
    6-M 12.4999%
    12-M 12.4999%
    (as on May 20, 2026)
    Fixed-rate PIB
    Tenor Cut-off Rates
    2-Y 13.2500%
    3-Y 13.2500%
    5-Y 12.9490%
    10-Y 12.9490%
    15-Y 12.9000%
    (as on May 18, 2026)

    Floating-Rate PIBs (Quarterly Coupon)
    Tenor Cut-off Price
    2-Y Bids Rejected
    3-Y Bids Rejected

    Floating-Rate PIBs
    (Half-yearly Coupon)
    Tenor Cut-off Price
    10-Y Bids Rejected
    (as on May 20, 2026)
    GIS FRR
    Tenor Cut-off Rental Rate/Price
    3-Y 100.2842
    5-Y 100.0022
    GIS VRR
    Tenor Cut-off Margin/Price
    3-Y 99.0800
    5-Y 98.7600
    (as on 21-Dec-2023)

  • PIB Auction
    (Fixed Rate)
    17-Jun-26


    MTB
    10-Jun-26
    Floating Rate PIB
    (Semi-Annual Coupon)

    10-Jun-26
    Floating-rate PIB
    (Quarterly Coupon)

    04-Feb-25
    As on 15-May-2026
    SBP’s Reserves
    		 17,081.0
    Bank’s Reserves
    		 5,507.5
    Total Reserves
    22,588.5

  •  
    As on 25-May-26
     
    M2M
    Revaluation Rate
    278.5114
    Weighted
    Average Rate
    Bid: 278.2358
    Offer:

    278.6609
       
Home
About SBP
Publications
Economic Data
Press Releases
Circulars/Notifications		 Laws & Regulations
Monetary Policy
Help Desk
SBP Videos
SBP Welfare Trust
Contact us		 What's New?
Speeches
Online Tenders
Web Links
Educational Resources
Regulatory Returns 		Library
Rupey ko Pehchano
Events
Zahid Husain Memorial Lecture
Careers
Sitemap
 
Best view Screen Resolution : 1024 * 768
Copyright © 2016. All Rights Reserved.