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For the first time ever, remitters and beneficiaries will now
get rewards for every remittance sent home!

Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for our remitters who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies.
It is a unique and first-ever smartphone application available in English and Urdu language that tracks and updates every remittance a remitter sends home and awards remitters with reward points, which can be redeemed for free of cost services at multiple Public Service Entities.

Earn reward points on every remittance you send!

Remitters will earn reward points based on a certain percentage of every remittance one sends. There are four rewarding tiers:

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Reward points will be given to remitters based on the following tier criteria:

Category Annual Remittance Amount (in 1 year*) Reward Points Earning (% of Remittance Amount)**
Green Up to USD 10,000 1.00%
Gold From USD 10,001 to USD 30,000 1.25%
Platinum From USD 30,001 to USD 50,000 1.50%
Diamond More than USD 50,000 1.75%
*Fiscal Year July to June
** Equal PKR amount of remittance

Every remittance can upgrade the remitter’s category level and earn them more reward points.
Reward points appear on the app in the form of a virtual card that updates automatically with reward points after each remittance.

Download and Register

Visit the Google Play Store (for Android Smartphones) or App Store (for iOs Smartphones) and download the app.

On the welcome screen, enter your full name, CNIC number, Passport number and current place of residence.

Key Features

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Virtual Card with reward points
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Manage beneficiary
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Transfer reward points to beneficiary

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View history of remittances
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View reward partners and benefits

Virtual Card

Right on the home screen, you are welcomed with your category’s virtual card that has all your reward points mentioned that is automatically updated.

Manage Beneficiary

Edit details, add or remove beneficiary from your list of remittances.

Transfer Points

Remitter can transfer accumulated points to the beneficiary and the reward can be redeemed by the beneficiary.

View Statement

See the complete history of all remittances sent to beneficiary sorted for reading convenience.

View SDRP Benefits

See details about reward partners where points can be redeemed for exclusive discounts and privileges.

Redeeming Reward Points

You can avail the following benefits on redeeming reward points:

Pakistan International Airlines
International air tickets and extra luggage charges

Federal Board of Revenue
Duty payment of imported mobile sets and vehicles

National Database and Registration Authority
Renewal fees of CNIC and NICOP

State Life Insurance Corporation of Pakistan
Life insurance/takaful premium payment

Overseas Pakistanis Foundation Schools
School fees

Utility Stores Corporation
Purchases made in Utility Stores

Bureau of Emigration and Overseas Employment
Emigrant Registration fees

Directorate General of Immigration and Passports
Renewal fees of passports

Please share your questions or feedback related to the ‘Sohni Dharti Remittance Program’ at [email protected]