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The Innovation Hub is the State Bank of Pakistan’s platform for structured engagement with the financial technology ecosystem. Established under SBP’s Vision 2028, it bridges regulators and innovators — enabling controlled experimentation, evidence-led policymaking, and scalable digital finance solutions for Pakistan.
The Hub acts as a bridge between the central bank and the innovation ecosystem by providing a collaborative space to test and refine new financial technologies, facilitating dialogue between regulators and innovators, and encouraging digital finance solutions that advance financial inclusion, efficiency, and resilience.
A digitally inclusive, resilient, and innovative financial system that works for every Pakistani.
To facilitate the development of innovative financial solutions through controlled experimentation, stakeholder collaboration, and adaptive policy frameworks — enabling an inclusive and future-ready financial system.
1) To embed innovation as an enduring organizational mindset across the central bank — driving continuous improvement and future readiness.
2) To foster partnerships among regulators, financial institutions, fintechs, academia, and technology providers to co-create and scale impactful financial solutions.
3) To institutionalize evidence-based policymaking by converting market engagement and controlled testing into actionable regulatory and policy intelligence.
4) To channelize innovation toward use cases that advance efficiency, inclusion, resilience, and consumer trust in Pakistan's financial services.
5) To strengthen SBP's institutional capacity to understand, engage with, and respond to emerging financial technologies.
The Innovation Hub brings together a diverse community of stakeholders driving Pakistan’s digital financial future.
Build capability. Share knowledge. Shape what’s next.
Have an idea, expertise or technology that could help move digital finance forward in Pakistan? Let’s explore what we can build together.
Have questions about the Innovation Hub, the Regulatory Sandbox, or partnership opportunities? Get in touch.
[email protected] (For general queries, engagement sessions, and partnership proposals)
[email protected] (For Regulatory Sandbox, including eligibility and applications)