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Frequently Asked Questions (FAQs)

Sohni Dharti Remittance Program is an initiative of the Government of Pakistan to incentivize Non-Resident Pakistanis who send home remittances to Pakistan through official remittance channels. The eligible transactions for this program include:

i- Remittances sent by an overseas Pakistani and received by Pakistani in Pak Rupees bank account in Pakistan.
ii- Remittances sent by an overseas Pakistani and received by a Pakistani in cash PKR over the counter of banks and exchange companies in Pakistan.
iii- Local utilization of funds (non-repatriable) in Pakistan by Roshan Digital Account holders (It is further explained below).
You will be eligible to receive reward points on every remittance transaction you send to Pakistan. These points will be awarded on the basis of the assigned criteria, and you can avail exclusive services at participating Public Sector Entities (PSEs) through in-App redemption process.
Any Non-Resident Pakistani, CNIC/NICOP/POC holder, who has sent remittance to Pakistan on or after October 1, 2021 can register as a Remitter. A remitter can further register 01 beneficiary using the Sohni Dharti Mobile App.

This Program is effective from October 1, 2021. The reward points will be awarded and accumulated for transactions during a financial year starting from July 1st to June 30th. However, in the first fiscal year 2021-2022 points will be awarded for the period from October 1, 2021 to June 30, 2022.
Simply download the Sohni Dharti Remittance Mobile App from the Google Play Store or Apple App Store. Input few registration details, including your active mobile number and set a password and your registration request will be processed.
In case your transaction reference number is not accepted on the Sohni Dharti App for registration, please check the following:

1. The home remittance was sent on or after October 1, 2021.
2. At least two working days have passed since you sent the remittance.
3. The transaction reference number has not been previously used for registration in the Sohni Dharti App.
4. In case of RDA remittances, transaction number of local consumption transaction may be used.

In case your issue does not fall under any of the above, please call at +92 21 111 72 77 74 or email at [email protected] or [email protected] for assistance.
For assistance on the matter, please get in touch with Contact Center representative at +92 21 11172 77 74 or email at [email protected] or [email protected]
As a Remitter, you can register a Beneficiary against his/her valid CNIC No. using the Mobile App. The beneficiary will receive a registration code along with the App download link on SMS on provided mobile number, using which he/she can enroll as a Beneficiary. The registration code is valid for 03 days, after which the request will expire, and you will have to re-add the beneficiary.
The remittances received in RDA account (PKR and FCY) will be eligible for reward points once amount is consumed for expenses i.e. the RDA holder spends the amount to meet certain expenses. The amount so spent will become eligible for rewards. For example, an RDA holder pays education fees of his/her dependents in Pakistan, pays rent for residence, medical or insurance expenses or any similar expenses, will become eligible for reward points. Further, reward points may be earned on the funds spent for Roshan Apni Car or Roshan Samaji Khidmat. However, the unspent balance in PKR or FCY account and amount invested in property, stocks, NPCs and INPCs etc. is repatriable and will not be eligible for rewards under SDRP.
Yes, joint RDA holders will be eligible for reward points provided remittances received in RDA (PKR and FCY) are utilized for the expenses stated above.


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