Circulars/Notifications - Payment Systems Policy & Oversight Department       Circular Letters - 2025  Circular/Circular Letter No.  Date  Description Back  PSP&OD Circular Letter No 01 Sep 04, 2025 Enhancing Digitization Initiatives in Banks           Circular - 2025  PSP&OD Circular No 04 Oct 03, 2025 Technology Risk Management Framework for Payment Institutions    PSP&OD Circular No 03 Sep 23, 2025 Allocation of Subsidy for Raast Person-to-Merchant (P2M) QR Payments    PSP&OD Circular No 02 Jul 25, 2025 Facilitation of Merchants' Operations    PSP&OD Circular No 01 Feb 21, 2025 Raast Participation Criteria Urdu

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