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Laws Governing DFS

The Digital Financial Services are broadly governed by the following:

SBP Act 1956
Electronic Transactions Ordinance, 2002
PS&EFT Act 2007

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Policies and Regulations Governing DFS

The Payment Systems Departments (PSD), by the powers granted by the PS&EFT Act (2007), publishes circulars for the players accessible at:

Regulations fall under the following:

Access to DFS

Data and Cyber Security


Adaption of Technology