Laws Governing DFS

	SBP Act 1956
	Electronic Transactions Ordinance, 2002
	PS&EFT Act 2007

Policies and Regulations Governing DFS

The Payment Systems Policy & Oversight Department (PSP&OD), under the authority granted by the Payment Systems & Electronic Funds Transfer Act (2007), issues various rules, regulations, and guidelines, including the following:

Rules for Payment System Operator/ Payment Services Provider (PSO&PSP) – 2014

Regulations for Electronic Money Institutions (EMIs) – 2023

Circular & Circular Letters