The Presidents/ Chief Executive Officers
All Banks/DFIs/MFBs

Dear Sir/ Madam,

Ineligibility of Banks’/DFIs’/MFBs’ Own Employees under Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna

Please refer to SH&SFD Circular No. 03 of 2025 and SH&SFD Circular Letter No. 01 of 2026 regarding the subject scheme.

2. In this regard, it is clarified that the Banks’/DFIs’/MFBs’ own employees are not eligible for availing financing under Wazir-e-Azam Apna Ghar Program (WA-AGP).

3. The banks are advised to inform their branches and field staff about this clarification and ensure meticulous compliance.