State Bank of Pakistan

BPD Circulars 2003
Circular #	Date	Description
BPD Circular No. 43	December 31, 2003	Export Finance Scheme – Refixation of rates for Janaury,2004
BPD Circular No. 42	December 29, 2003	Prudential Regulations For Corporate/Commercial Banking
BPD Circular No. 41	November 25, 2003	Export Finance Scheme – Refixation of rates for December, 2003
BPD Circular No. 40	November 10, 2003	Lending to Public Sector Enterprises- Limits by SBP
BPD Circular No. 39	November 10, 2003	Prudential Regulation R-6 for Corporate / Commercial Banking
BPD Circular No. 38	November 08, 2003	Export Finance Scheme-Pottery Items
BPD Circular No. 37	November 03, 2003	Constitution Of Sbp Committee For Resolution Of Disputes Between Borrowers And Banks
BPD Circular No. 36	October 30, 2003	Export Finance Scheme – Refixation of rates for November, 2003
BPD Circular No. 35	October 28, 2003	Prudential Regulations
BPD Circular No. 34	October 22, 2003	Prudential Regulation-XXI - Asset Management And Financial & Investment Advisory Services
BPD Circular No. 33	October 02, 2003	Bank Charges
BPD Circular No. 32	September 30, 2003	Export Finance Scheme – Refixation of rates for October, 2003
BPD Circular No. 31	September 20, 2003	Scheme for Financing Locally Manufactured Machinery - (Local Sales)
BPD Circular No. 30	September 20, 2003	Revision in rates of Fine under Export Finance Scheme
BPD Circular No. 29	August 29, 2003	Export Finance Scheme - Refixation of rates for September, 2003
BPD Circular No. 28	August 23, 2003	Guidelines on Commercial Paper
BPD Circular No. 27	July 30, 2003	Export Finance Scheme – Refixation of rates for the month of August 2003
BPD Circular No. 26	July 11, 2003	Refinance Facility under Export Finance Scheme for Consultancy Services- Provision of Part-II facilities
BPD Circular No. 25	July 04, 2003	Relaxation in Prudential Regulations for Infrastructure Project Financing (IPF)
BPD Circular No. 24	July 04, 2003	CONSTITUTION OF SBP COMMITTEE FOR RESOLUTION OF DISPUTES BETWEEN BORROWERS AND BANKS
BPD Circular No. 23	July 04, 2003	Prudential Regulation # XIII - Review of the Instructions on Service Charges on PLS Deposit Account
BPD Circular No. 22	June 30, 2003	Provision Of Information Regarding Profit/ Return To CBR.
BPD Circular No. 21	June 30, 2003	Export Finance Scheme – Refixation of rates for July, 2003
BPD Circular No. 20	June 25, 2003	PAYMENT OF RETURNS TO INVESTORS AND DEPOSITORS – ENFORCEMENT OF ISLAMIC PRINCIPLES
BPD Circular No. 19	June 25, 2003	PRINTING OF CHEQUES – TECHNICAL SPECIFICATION
BPD Circular No. 18	May 30, 2003	Export Finance Scheme – Refixation of rates for June, 2003
BPD Circular No. 17	May 09, 2003	PRUDENTIAL REGULATION-XXVI - CREDIT RATING
BPD Circular No. 16	May 03, 2003	GUIDELINES FOR APPOINTMENT/DESIGNATION OF COMPLIANCE OFFICER
BPD Circular No. 15	May 02, 2003	REFINANCE FACILITY UNDER PART-I OF THE EXPORT FINANCE SCHEME FOR ELIGIBLE GOODS SUPPLIED LOCALLY AGAINST INTERNATIONAL TENDERS
BPD Circular No. 14	April 30, 2003	Export Finance Scheme – Refixation of rates for May, 2003
BPD Circular No. 13	April 16, 2003	Scheme For Financing Locally Manufactured Machinery- Provision Of LMM Locally Against International Tender
BPD Circular No. 12	April 7, 2003	Export Finance Scheme Finance for export of Gold Jewellry
BPD Circular No. 11	April 5, 2003	Assessing the Fitness and Propriety of Key Executives
BPD Circular No. 10	March 29, 2003	Prudential Regulation XI: Know Your Customer (KYC)
BPD Circular No. 09	March 29, 2003	Export Finance Scheme – Refixation of rates for April, 2003
BPD Circular No. 08	March 12, 2003	Minimum Guidelines For Conducting Due Diligence Of Banks/DFIs for The Purpose Of Merger/Amalgamation
BPD Circular No. 07	March 12, 2003	Scheme For Financing Locally Manufactured Machinery – (Local Sales)
BPD Circular No. 06	February 27, 2003	Export Finance Scheme – Refixation of rates for March, 2003
BPD Circular No. 05	February 24, 2003	Export Finance Scheme
BPD Circular No. 04	February 15, 2003	Rate Of Markup For Commodity Operations Of The Government And Their Agencies
BPD Circular No. 03	January 31, 2003	Export Finance Scheme – Refixation of rates for February, 2003
BPD Circular No. 02	January 17, 2003	Collated Instruction On Margin Restrictions
BPD Circular No. 01	January 01, 2003	Policies for Promotion of Islamic Banking

BPD Circular Letters 2003
BPD Circular Letter No. 34	December 31, 2003	BANK HOLIDAY
BPD Circular Letter No. 33	December 24, 2003	PUBLIC HOLIDAY
BPD Circular Letter No. 32	December 12, 2003	Clarification- SBP Guidelines On Write-off of Irrecoverable Loans And Advances
BPD Circular Letter No. 30	October 25, 2003	Bank Holiday
BPD Circular Letter No. 29	October 23, 2003	Business And Office Hours During The Month Of Ramzan-Ul-Mubarak
BPD Circular Letter No. 28	October 04, 2003	Prudential Regulation No. XI - Know Your Customer (KYC)
BPD Circular Letter No. 27	September 15, 2003	Printing of Cheques - Technical Specifcation
BPD Circular Letter No. 26	August 30, 2003	Extension in Settlement Date- SBP Guidlines on write-off of Irrecoverable Loans and Advances
BPD Circular Letter No. 25	August 15, 2003	Prudential Regulation # XIII - Review of the Instructions on Service Charges on PLS Deposit Account
BPD Circular Letter No. 24	August 11, 2003	PUBLIC HOLIDAY
BPD Circular Letter No. 23	July 04, 2003	IMPLEMENTATION OF SBP GUIDELINES ON WRITE-OFF \|OF IRRECOVERABLE LOANS AND ADVANCES
BPD Circular Letter No. 22	June 28, 2003	BANK HOLIDAY
BPD Circular Letter No. 21	June 27, 2003	Branch Licensing Policy-Acceptance of cash through ATMs
BPD Circular Letter No. 20	June 25, 2003	EXPORT FINANCE SCHEME EXTENSION OF LIMIT OF 2002-2003
BPD Circular Letter No. 19	June 13, 2003	HELP DESK
BPD Circular Letter No. 18	June 13, 2003	Credit Policy- Housing Finance
BPD Circular Letter No. 17	June 11, 2003	VERIFICATION OF ANTECEDENTS OF PERSONS SEEKING EMPLOYMENT IN BANKS/DFIs
BPD Circular Letter No. 16	May 13, 2003	PUBLIC HOLIDAY
BPD Circular Letter No. 15	April 28, 2003	PUBLIC HOLIDAY
BPD Circular Letter No. 14	April 22, 2003	NEW GUIDELINES ON WRITE OFF OF IRRECOVERABLE LOANS AND ADVANCES
BPD Circular Letter No. 13	April 16, 2003	New Guidelines On Write Off Of Irrecoverable Loans And Advances
BPD Circular Letter No. 12	April 14, 2003	EXTENSION OF EXPIRY DATE – SBP GUIDELINES ON WRITE OFF ISSUED VIDE BPD CIRCULAR NO.29
BPD Circular Letter No. 11	April 01, 2003	Credit facilities for establishment of new flour mills
BPD Circular Letter No. 10	March 18, 2003	Fit And Proper Test For Appointment Of President/Chief Executive And Board Members
BPD Circular Letter No. 09	March 11, 2003	Public Holidays
BPD Circular Letter No. 08	March 10, 2003	Constitution Of SBP Committee For Resolution Of Cases under SBP Guidelines On Write-Off
BPD Circular Letter No. 07	March 4, 2003	Clarification- SBP Guidelines On Write-Off Of Irrecoverable Loans and Advances
BPD Circular Letter No. 06	February 25, 2003	List Of Scheduled Banks/DFIs Operating In Pakistan
BPD Circular Letter No. 05	February 8, 2003	Public Holidays
BPD Circular Letter No. 04	February 7, 2003	Public Holiday
BPD Circular Letter No. 03	February 1, 2003	Public Holiday
BPD Circular Letter No. 02	January 17, 2003	Purported Pledge Of Shares By Sponsor Directors
BPD Circular Letter No. 01	January 17, 2003	Implementation Status Of SBP Guidelines On Write-Off Of Irrecoverable Loans And Advances

Implementation Status Of SBP Guidelines On Write-Off Of Irrecoverable Loans And Advances