I am pleased to present the fourth strategic plan of SBP, the “SBP Vision 2028”, which highlights the central bank’s vision, mission and key goals to be pursued over the next five years. This is the first plan after the revision in the SBP Act last year and thus takes into account the significantly enhanced mandate, autonomy and accountability introduced through the changes in the Act. The evolving risks and challenges to the economy and financial stability including volatile global economic environment, rising risks associated with climate change, rapid digital innovations and disruptions, and growing cybersecurity threats have also been kept in perspective in developing the plan. It builds on the achievements of the last plan and covers five cross-cutting themes: strategic communication, climate change, technological innovation, diversity and inclusion, and productivity and competitiveness.