State Bank of Pakistan

Circulars/Notifications / Infrastructure, Housing & SME Finance Department

IH&SMEFD Circulars 2020
Circular #	Date	Description
IH & SMEFD Circular No. 14	Nov 27, 2020	Reporting of Small Enterprise (SE) and Medium Enterprise (ME) Loan Application for TAT Monitoring	Urdu
IH & SMEFD Circular No. 13	Nov 20, 2020	Revised Prudential Regulations for Housing Finance	Urdu
IH & SMEFD Circular No. 12	Nov 20, 2020	Revised Prudential Regulations for Housing Finance
IH & SMEFD Circular No. 11	Oct 12, 2020	Markup Subsidy for Housing Finance
IH & SMEFD Circular No. 10	Jul 15, 2020	Mandatory Targets for Housing and Construction Finance
IH & SMEFD Circular No. 09	May 06, 2020	Risk Sharing Facility for SBP Refinance Scheme to support employment and prevent layoff of workers
IH & SMEFD Circular No. 08	Apr 24, 2020	Secured Transactions Registry (STR) under the Financial Institutions (Secured Transactions) Act, 2016
IH & SMEFD Circular No. 07	Apr 10, 2020	Islamic Refinance Scheme for Payment of Wages & Salaries to the Workers and Employees of Business Concerns
IH & SMEFD Circular No. 06	Apr 10, 2020	Refinance Scheme for Payment of Wages & Salaries to the Workers and Employees of Business Concerns
IH & SMEFD Circular No. 05	Mar 20, 2020	Relaxations to Exporters under Export Finance Scheme (EFS)/Islamic Export Refinance Scheme (IERS) and Long Term Financing Facility (LTFF)/Islamic Long Term Financing Facility (ILTFF)
IH & SMEFD Circular No. 04	Mar 17, 2020	Islamic Refinance Facility for Combating COVID - 19 (IRFCC)
IH & SMEFD Circular No. 03	Mar 17, 2020	Refinance Facility for Combating COVID - 19 (RFCC)
IH & SMEFD Circular No. 02	Mar 17, 2020	Islamic Temporary Economic Refinance Facility (ITERF)
IH & SMEFD Circular No. 01	Mar 17, 2020	Temporary Economic Refinance Facility (TERF)

IH&SMEFD - CIRCULAR LETTERS 2020
Circular Letter #	Date	Description
IH&SMEFD Circular Letter No. 28	Oct 07, 2020	Data Reporting on Mandatory Targets for Housing and Construction Finance	Urdu
IH&SMEFD Circular Letter No. 27	Oct 01, 2020	Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme	Urdu
IH&SMEFD Circular Letter No. 26	Sep 29, 2020	Refinance Facility for Combating COVID -19 (RFCC)/ Islamic Refinance Facility for Combating COVID 19 (IRFCC)
IH&SMEFD Circular Letter No. 25	Aug 18, 2020	Refinance and Credit Guarantee Scheme for Women Entrepreneurs
IH&SMEFD Circular Letter No. 24	Jul 24, 2020	1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns 2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
IH&SMEFD Circular Letter No. 23	Jul 22, 2020	SBP Financing Scheme for Renewable Energy and Islamic Financing Scheme for Renewable Energy
IH&SMEFD Circular Letter No. 22	Jul 10, 2020	Regulatory Relief to Dampen the Effects of Covid-19 - Amendment in Prudential Regulations for Housing Finance HF-9
IH&SMEFD Circular Letter No. 21	Jul 10, 2020	Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme
IH&SMEFD Circular Letter No. 20	Jul 08, 2020	1. Temporary Economic Refinance Facility (TERF) 2. Islamic Temporary Economic Refinance Facility (ITERF)
IH&SMEFD Circular Letter No. 19	Jul 08, 2020	Long Term Financing Facility (LTFF) - Re-fixation of Rates of Service Charges
IH&SMEFD Circular Letter No. 18	Jul 07, 2020	Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for Housing Finance
IH&SMEFD Circular Letter No. 17	Jul 07, 2020	Regulatory Relief to Dampen the Effects of Covid-19 - Prudential Regulations for SMEs Financing
IH&SMEFD Circular Letter No. 16	Jul 06, 2020	Refinance Facility for Combating COVID-19 (RFCC)/ Islamic Refinance Facility for Combating COVID-19 (IRFCC)
IH&SMEFD Circular Letter No. 15	Jun 30, 2020	Risk Sharing Facility for SBP Refinance Scheme to support employment and prevent layoff of workers
IH&SMEFD Circular Letter No. 14	Jun 30, 2020	Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
IH&SMEFD Circular Letter No. 13	Jun 26, 2020	Long Term Financing Facility/Islamic Long Term Financing Facility (LTFF/ILTFF) - Extension/Allocation of Limit
IH&SMEFD Circular Letter No. 12	Jun 26, 2020	Export Finance Scheme (EFS) /Islamic Export Refinance Scheme (IERS) - Extension/Allocation of Limit
IH&SMEFD Circular Letter No. 11	May 19, 2020	1.Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns 2.Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
IH&SMEFD Circular Letter No. 10	May 11, 2020	1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns 2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
IH&SMEFD Circular Letter No. 09	May 08, 2020	1. Temporary Economic Refinance Facility (TERF) 2. Islamic Temporary Economic Refinance Facility (ITERF)
IH&SMEFD Circular Letter No. 08	Apr 30, 2020	Refinance Facility for Combating COVID -19 (RFCC)/ Islamic Refinance Facility for Combating COVID 19 (IRFCC)
IH&SMEFD Circular Letter No. 07	Apr 22, 2020	1. Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns 2. Islamic Refinance Scheme for Payment of Wages and Salaries to the Workers and Employees of Business Concerns
IH&SMEFD Circular Letter No. 06	Apr 06, 2020	Refinance Facility for Combating COVID-19 (RFCC)/ Islamic Refinance Facility for Combating COIVD-19 (IRFCC)
IH&SMEFD Circular Letter No. 05	Apr 03, 2020	Relief under SBP Refinance Schemes to Dampen the Effects of Covid -19
IH&SMEFD Circular Letter No. 04	Mar 26, 2020	Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For Housing Finance
IH&SMEFD Circular Letter No. 03	Mar 26, 2020	Regulatory Relief To Dampen The Effects Of Covid-19 - Prudential Regulations For SMEs Financing
IH&SMEFD Circular Letter No. 02	Jan 28, 2020	Long-Term Financing Facility (LTFF)/ Islamic Long Term Financing Facility (ILTFF) for Plant & Machinery - Revised Maximum Financing Limit and Scope of the Facility
IH&SMEFD Circular Letter No. 01	Jan 03, 2020	Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme (PMKJ-YES)


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