Circulars/Notifications - Banking Supervision Department  
 BSD Circular No. 16
March 26, 2001  

The President/Chief Executive,

All Banks/Financial Institutions

 CIB-I & II DATA OF BORROWERS OF Rs. 0.5 MILLION AND ABOVE

 


Dear Sirs/Madam, 

            Please refer to circular letter No.SBP:CIB-6(1)/1OO51/2000 dated 07th August, 2000 on the above subject. 

            After receiving suggestions and comments regarding problems faced by different financial institutions and to further improve the data base setup for more useful usage it has been decided with the consent of competent authority to include some more information in the proposed data base format.

             We are enclosing herewith the revised CIB-I, CIB-II & CIB-III and advise to submit the same as on 31st May, 2001 instead on 3lst March, 2001.

             Other instructions on the subject shall, however, remain unchanged.



Yours faithfully,
(Kazi Abdul Muktadir)
Director
 
DATA BASE FILE STRUCTURE OF PERMANENT DATA (CIB-I)

Sr. No.

FILE NAME

TYPE

WIDTH

DESCRIPTION

1

LCOD

N

3

Lending Institution Code

2

BRWR

N

7

Borrower’s Code

3

NAME

C

60

Name of Borrower

4

ADRS

C

70

Registered Address of Borrower

5

TXNO

C

15

National Tax Number of Borrower

6

BSNS

N

2

Business Code

7

EXPCRNO

C

10

Export Registration No. of Borrower

8

SECTOR

N

1

Sector Information (1=Public, 2= Private)

9

TYPE

C

1

Borrower Type (I=Individual, C=Company, P=Partnership, O=Others)

10

GRPN

C

30

Group Name of Borrower

11

DRC

C

40

Director’s Name

12

FATHER

C

40

Father’s Name

13

DRCAD

C

70

Residential Address of Director

14

NIC

C

13

N.I.C. No. of Director

15

DATEIN

DATE

10

Date of appointment as Director

16

DATEOUT

DATE

10

Date of exclusion as Director

17

SHR

N

3

% of shareholding

18

GRNTR

C

40

Guarantor’s Name

19

GFATHER

C

40

Guarantor’s Father Name

20

GNIC

C

13

National Identity Card No. of Guarantor

21

GRNTRAD

C

70

Residential Address of Guarantor

22

GLIAB_G

N

10

Total Liabilities of Guarantor towards institution as Guarantor

23

GLIAB_B

N

10

Total Liabilities of Guarantor towards institution as Borrower

24

GTYPE

C

1

Type of Guarantee (P=Personal Guarantee, O=Other Types)

 

DATA BASE FILE STRUCTURE OF CIB-II

Sr. No.

FILE NAME

TYPE

WIDTH

DESCRIPTION

1

INSTREF

C

20

Internal Code/Reference of Respective institutions

2

LCOD

N

3

Lending Institution Code

3

BRWR

N

7

Borrower’s Code

4

BRANCH

C

15

Branch Code

5

NAME

C

60

Name of Borrower

6

GRPN

C

30

Group Name of Borrower

7

TXNO

C

15

National Tax No. of Borrower

8

ADRS

C

70

Registered Address with City Name of Borrower

9

FNFX

N

10

Fixed Investment

10

FNWC

N

10

Working Capital

11

NFLC

N

10

Non-fund Based Letter of Credit

12

NFGR

N

10

Non-fund Based Guarantee

13

NFOL

N

10

Non-fund Based Other Liabilities

14

TPAM

N

10

Total Principal amount outstanding

15

TIAM

N

10

Total Interest/Mark up outstanding

16

UNSF

N

10

Unsecured Fund Based Liabilities

17

UNNF

N

10

Unsecured Non-fund Based Liabilities

18

OD90_P

N

10

Principal amount due past 90 days & < 1 year

19

OD90_M

N

10

Mark up amount due past 90 days & < 1 year (charged to finance)

20

OD90_O

N

10

Mark up amount due past 90 days & < 1 year (other charges, charged to suspense)

21

OD365_P

N

10

Principal amount due past 365 days or greater

22

OD365_M

N

10

Mark up amount due past 365 days or greater (charged to finance)

23

OD365_O

N

10

Mark up amount due past 365 days or greater (other charges, charged to suspense)

24

RSTR

N

10

Amount restructured/rescheduled during the month

25

LATG

N

10

Amount under litigation

26

TAWO

N

10

Write offs and waivers allowed during the month

27

EXPBILL

N

10

Amount of outstanding overdue export bill (amount in US$)

28

RCVR

N

10

Amount of cash recovery against amount due past 90 days during the month

29

FNCF

N

10

Fund based – new credit facilities during the month

30

NFNCF

N

10

Non-fund based – new credit facilities during the month

31

OD365TYPE

N

1

1=Existing Overdue > 365 days, 2=Reported Overdue > 365 for the first time, 3=Reschedule/Restructure Account

32

OD365DATE

DATE

10

Respective Date according to OD365TYPE

33

OD90DATE

DATE

10

Date when first time overdue 90 days occurs

34

WARNDATE

DATE

10

Date of information letter sent to borrower at 270 days of overdue

DATA BASE FILE STRCUTRE OF BRANCH DATE (CIB-III)

Sr. No.

FILE NAME

TYPE

WIDTH

DESCRIPTION

1

LCOD

N

3

Lending Institution Code

2

PROV

N

2

Province Code

3

ZONE

C

15

Zone Code/Controlling Office

4

Z_DESC

C

30

Zone Description

5

BRANCH

C

15

Branch Code

6

B_DESC

C

30

Branch Description

7

ADRS

C

50

Address of the Branch

LIST OF PROVNICES USED IN FIELD No.2

CODES            PROVINCES

10                    PUNJAB

20                    SINDH

30                    NWFP

40                    BALUCHISTAN

50                    AZAD KASHMIR

60                    FEDERAL CAPITAL AREA

70                    FATA

80                    FANA

LIST OF BUSINESS CODES WILL BE USED IN FIELD No.6 OF CIB-I

CODES            PROVINCES

 

01                            FOOD BEVERAGES & TOBACCO

02                            SUGAR & ALLIED INDUSTRIES

03                            TEXTILE

04                            PAPER & PULP

05                            FOOD PRODUCTS

06                            LEATHER & LEATER PRODUCTS

07                            RUBBER PRODUCTS

08                            CHEMICALS & PHARAMACEUTICAL INDUSTRIES

09                            CEMENT

10                            FERTILIZERS

11                            PETROCHEMICALS

12                            NON-METALIC MINERAL PRODUCTS

13                            BASIC METALS

14                            METAL PRODUCTS

15                            MACHINERY OTHER THAN ELECTRICAL

16                            ELECTRICAL MACHNIERY

17                            ELECTRONICS

18                            BANKS AND FINANCIAL INSTITUTIONS

19                            FUEL & ENERGY

20                            TRANSPORT STORAGE & COMMUNICATIONS

21                            MISCELLANEOUS INDUSTRIES

22                            NON-INDUSTRIES

       
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