Page 7 - Payment System Review -Q2 FY24

34.6 million PRISM
Raast IDs Real-Time Gross

Settlement System Volume (mn)
of Pakistan

Value (PKR bn)

Total Payments
(via RTGS, Banks, MFBs & EMIs)
During Q2-FY24

Retail Payments Large Value Payments
Volume: 816 mn Volume: 1.5 mn
Value: PKR 140,325 bn Value: PKR 272,652 bn

Fund Digital Transactions Fund Settlements &
Transfer 90% Transfers Clearing
340 mn trx OTC Transactions 1.45 mn trx 0.04 mn trx
PKR 99,876 bn 10% PKR 78,802 bn PKR 193,849 bn

Bill Payments & Digital Transactions POS & E-commerce
Mobile Top-up 73% Purchases* Digital
Transactions
55 mn trx OTC Transactions 76 mn trx 100%
PKR 1,187 bn 27% PKR 413 bn

Cash Digital Transactions Cash/Cheque Digital Transactions
Withdrawal 82% Deposit 2%
279 mn trx OTC Transactions 49 mn trx OTC Transactions
PKR 14,313 bn 18% PKR 13,995 bn 98%

Pay Orders/ Demand Miscellaneous Digital Transactions
OTC
Drafts/ Direct Debits Payments 99%
Transactions
2 mn trx 100% 15 mn trx OTC Transactions
PKR 8,030 bn PKR 2,510 bn 1% 5

* E-Commerce transactions carried out at e-merchants registered with banks/MFBs