|
|
|
| |
ADDRESSES OF BANKS/ DEVELOPMENT FINANCE INSTITUTIONS
BEING REGULATED BY STATE BANK OF PAKISTAN |
| |
| PUBLIC
SECTOR BANKS |
| |
|
|
|
|
| 1 |
Ms. Tahira Raza
President |
|
2 |
Mr. Saeed Ahmad
President
|
| |
|
|
|
|
| |
First
Women Bank Limited |
|
|
National
Bank of Pakistan |
| |
Dr. Syedna Tahir Saifuddin Memorial Foundation Building,
CL-10/20/2
Beaumont Road, Civil Lines, Karachi |
|
|
Head Office, I.I. Chundrigar Road, Karachi |
| |
|
|
|
|
| |
Telephone Office:
021-35622816
021-35657759
Fax Number:021-35657755
Website :- http://www.fwbl.com.pk
UAN: 111-676-767
|
|
|
Telephone Office: 021-99212779 & 99220291
Fax Number: 021-99220253 & 99220774
Website :- http://www.nbp.com.pk
UAN: 111-627-627 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr. Tariq Ahsan
President
|
|
4 |
Mr.
Shams ul Qayyum
Managing Director |
| |
|
|
|
|
| |
Sindh
Bank Limited
3rd Floor, Federation House, Abdullah Shah Ghazi Road,
Clifton, Karachi |
|
|
The
Bank of Khyber
24- The Mall, Head Office, Peshawar Cantt. |
| |
|
|
|
|
| |
Telephone Office: 021-35829301 & 35369283
Fax Number: 021-35290274
Website: http://www.sindhbankltd.com
|
|
|
Telephone Office: 091-5272189 & 5279977
Fax Number: 091-5276838 & 091-5253889
Website :- http://www.bok.com.pk
UAN: 111-95-95-95 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 5 |
Mr. Naeemuddin Khan
President |
|
|
|
| |
|
|
|
|
| |
The Bank of Punjab |
|
|
|
| |
|
|
|
|
| |
Head Office, BOP TOWER, 10-B, Block E-11, Main Boulevard Gulberg-III, Lahore |
|
|
|
| |
|
|
|
|
| |
Telephone Office:042-35783711 & 35783712
Fax Number:042-35783713
Website :- http://www.bop.com.pk |
|
|
|
| |
|
|
|
|
|
| SPECIALIZED
BANKS |
| |
|
|
|
|
| 1 |
Mr. Jamal Nasim
Acting Managing Director |
|
2 |
Mr.
Ihsan ul Haq Khan
President / Chief Executive Officer |
| |
|
|
|
|
| |
Industrial Development Bank Limited |
|
|
SME
Bank Limited |
| |
|
|
|
|
| |
State Life Building No. 2, Wallace Road
Off. I. I. Chundrigar Road, Karachi |
|
|
56-F, Nazim-ud-Din Road, F-6/1
Blue Area, Islamabad
|
| |
|
|
|
|
| |
Telephone Office: 021-99213615
Fax Number: 021-99213617
Website :- http://www.idbp.com.pk
|
|
|
Telephone Office:051-9214296
051-9217000
Fax Number: 051-9219510
051-9217001
Website :- http://www.smebank.org
UAN: 111-11-00-11
|
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr. Muhammad Ayub
Acting Chief Executive Officer |
|
4 |
Mr.Syed Talat Mahmood
President / Chief Executive Officer |
| |
|
|
|
|
| |
The Punjab Provincial Cooperative Bank Ltd |
|
|
Zarai
Taraqiati Bank Limited |
| |
|
|
|
|
| |
Head Office, Bank Square, Shahrah-e-Quaid-e-Azam
The Mall, Lahore |
|
|
Head Office, 1-Faisal Avenue, , Zero Point, Islamabad |
| |
|
|
|
|
| |
Telephone Office: 042-99211437
Fax Number: 042-99211442
Website:- http://ppcbl.punjab.gov.pk |
|
|
Telephone Office: 051-9252717 & 9252727
Fax Number: 051-9252737 & 9252747
Website :- http://www.ztbl.com.pk
|
| |
|
|
|
|
|
| PRIVATE
BANKS |
| |
|
|
|
|
| 1 |
Mr. Tahir Hassan Qureshi
Chief Executive Officer |
|
2 |
Syed Majeedullah Husaini
President/Chief Executive
Officer |
| |
|
|
|
|
| |
Allied
Bank Limited |
|
|
Askari
Bank Limited |
| |
|
|
|
|
| |
Head Office and Registered Office, 3 Tipu Block, Main Boulevard, New Garden Town, Lahore. |
|
|
3rd Floor, Plot No.18, NPT Building, F-8 Markaz, Islamabad. |
| |
|
|
|
|
| |
Telephone Office: (042)-35880043 & (042)-35909103
Fax
Number: 042-35886102
Website
:- http://www.abl.com
UAN: 111-110-110
|
|
|
Telephone Office:
051-2253666 & 051-2254666
Fax Number:
051-2857459
Website :- http://www.askaribank.com.pk
UAN: 111-000-786 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr.Atif Aslam Bajwa
Chief Executive Officer |
|
4 |
Mr. Mansoor Ali Khan
Chief Executive/Managing Director |
| |
|
|
|
|
| |
Bank
Alfalah Limited |
|
|
Bank
Al Habib Limited |
| |
|
|
|
|
| |
Head Office, 2nd Floor, B.A. Building
I.I. Chundrigar Road, Karachi |
|
|
Mackinnons Building
I.I. Chundrigar Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-32416966, 32416795
Fax Number: 021-32434183
Website :- http://www.bankalfalah.com
UAN: 111-777-786
|
|
|
Telephone Office: 021- 32401174
Fax Number: 021- 32419752 & 32441881
Website :- http://www.bankalhabib.com
UAN: 111-014-014 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 5 |
President/Chief Executive |
|
6 |
Mr. Nauman K. Dar
President/Chief Executive |
| |
|
|
|
|
| |
Faysal
Bank Limited |
|
|
Habib
Bank Limited |
| |
|
|
|
|
| |
Faysal House, ST-02, Commercial, Main Shahrah-e-Faisal,
Karachi |
|
|
22-Habib Bank Plaza
I.I. Chundrigar Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-32795399 & 32795625
Fax Number: 021-32793131
Website :- http://www.faysalbank.com
UAN: 111-747-747
|
|
|
Telephone
Office: 021 - 3241 2128
Fax Number: 021- 3241 1566
Website :- http://www.hbl.com |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 7 |
Mr. Sirajuddin Aziz
President/Chief
Executive |
|
8 |
Mr. Khalid Imran
President / Chief Executive |
| |
|
|
|
|
| |
Habib
Metropolitan Bank Limited |
|
|
JS
Bank Limited |
| |
|
|
|
|
| |
Spencer Building
I. I. Chundrigar Road, Karachi. |
|
|
1st Floor, Shaheen Commercial Complex
Dr. Ziauddin Ahmed Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-32644670
Fax
Number: 021-32274331
Website :- http://www.hmb.com.pk
UAN: 111-14-14-14 |
|
|
Telephone
Office: 021-32635208/32633820
Fax Number: 021-32634047
Website :- http://www.jsbl.com
UAN: 111-572-265
|
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 9 |
Mr. Imran Maqbool
President/Chief Executive |
|
10 |
Mr. Yameen Kerai
Chief Executive Officer |
| |
|
|
|
|
| |
MCB
Bank Limited |
|
|
NIB Bank Limited |
| |
|
|
|
|
| |
22nd Floor, MCB Tower, I.I. Chundrigar Road, Karachi
9th Floor, MCB House, 15-Main Gulberg, Lahore |
|
|
8th floor, PNSC Building, M.T. Khan Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-32270075-76 & 042-36041901
Fax Number: 021-32270078 & 042-35776619
Website :- http://www.mcb.com.pk
UAN: 111-000-111 |
|
|
Telephone Office: 021-37277303
Fax Number: 021-37277320
Email: yameen.kerai@nibpk.com
Website :- http://www.nibpk.com
UAN: 111-333-111
|
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 11 |
Mr. Shahid Sattar
President/Chief Executive |
|
12 |
Mr. Azmat Shahzad Ahmed Tarin
President / Chief Executive Officer |
| |
|
|
|
|
| |
SAMBA Bank Limited |
|
|
SILKBANK Limited |
| |
|
|
|
|
| |
6th Floor, Sidco Avenue Centre, Maulana Deen Muhammad Wafai Road, Karachi |
|
|
22nd Floor, Centrepoint,
Near KPT Interchange, Korangi,
Karachi
6-Q Block, Gulberg II, Lahore |
| |
|
|
|
|
| |
Telephone Office: 021-35686267, 021-35683059
Fax Number: 021- 35693967
Website :- http://www.samba.com.pk
UAN: 111-999-333 |
|
|
Telephone Office: 021- 35805775, 042- 35757190-1
Fax Number: 021-32460464, 042-35761112
Website :- http://www.silkbank.com.pk/
UAN: 111-00-1987
|
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 13 |
Mr. Mohammad Aftab Manzoor
President/Chief Executive Officer |
|
14 |
Mr. Shazad G. Dada
President / Chief Executive Officer |
| |
|
|
|
|
| |
Soneri Bank Limited |
|
|
Standard Chartered Bank (Pakistan) Limited |
| |
|
|
|
|
| |
Central Office, 10th floor, PNSC Building
M.T.Khan Road, Karachi |
|
|
3rd Floor, Main Building, P. O. Box No. 5556
I. I. Chundrigar Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-32439582
Fax Number: 021-35643314
Website :- http://www.soneribank.com.pk
UAN: 111-567-890
|
|
|
Telephone Office: 021-32450288-89
Fax Number: 021-32414914
Website :- http://www.standardchartered.com.pk
UAN: 111-002-002 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 15 |
Mr. Muhammad Zahir Esmail
President/CEO |
|
16 |
Mr. Wajahat Hussain
President & CEO |
| |
|
|
|
|
| |
Summit Bank Limited |
|
|
United Bank Limited |
| |
|
|
|
|
| |
23 Arif Habib Centre, M.T. Khan Road, Karachi |
|
|
Head Office, 8th Floor, State Life Building No.1, I.I. Chundrigar Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021- 32463570
Fax Number: 021-32463575
Website :- http://www.summitbank.com.pk
UAN: 111-124-725 |
|
|
Telephone Office: 021-32417021-22
Fax Number: 021-32413492
Website :- http://www.ubl.com.pk
UAN: 0800-11-825
|
| |
|
|
|
|
|
| ISLAMIC
BANKS |
| |
|
|
|
|
| 1 |
Mr. Shafqaat Ahmed
President / Chief Executive Officer |
|
2 |
Mr. Hasan Bilgrami
Chief Executive Officer |
| |
|
|
|
|
| |
AlBaraka
Bank (Pakistan) Limited |
|
|
BankIslami
Pakistan Limited |
| |
|
|
|
|
| |
162, Bangalore Town, Main Shahrah-e-Faisal, Karachi. |
|
|
11th Floor, Executive Tower, Dolmen City Marine Drive,
Block-4, Clifton, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-34307000- 7001
Fax Number: 021-34530981
Website :- www.albaraka.com.pk
|
|
|
Telephone Office: 021-35379797 & 111-247-111 Ext-2001
Fax Number: 021-35379796
Website :- http://www.bankislami.com.pk
UAN: 111-247-111 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr. Junaid Ahmed
President / Chief Executive |
|
4 |
Mr. Irfan Siddiqui
President & Chief Executive Officer |
| |
|
|
|
|
| |
Dubai
Islamic Bank Pakistan Limited |
|
|
Meezan
Bank Limited |
| |
|
|
|
|
| |
Hassan Chambers, 3rd Floor, Plot DC-7,
Block-7, Kehkashan Clifton, Karachi |
|
|
Meezan House, C-25, State Avenue, SITE, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021 -35368786
Fax Number: 021 -35308921
Website
:- http://www.dibpak.com/ |
|
|
Telephone Office: 021-38103501 & 38103502
Fax Number: 021-36406036
Website :- http://www.meezanbank.com
UAN: 111-331-331 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 5 |
Mr. Ali Mohammad Mahoon
President/Chief Executive |
|
6 |
|
| |
|
|
|
|
| |
MCB Islamic Bank Limited |
|
|
|
| |
|
|
|
|
| |
Ist Floor, 339-Z Block,
Commercial Area,
Phase-III, DHA,
Lahore |
|
|
|
| |
|
|
|
|
| |
Telephone Office: 042-35690391-4
Fax Number: 042-35690395
Website :- http://www.mcbislamicbank.com |
|
|
|
| |
|
|
|
|
|
| FOREIGN
BANKS |
| |
|
|
|
|
| 1 |
Mr. Nadeem Lodhi
Managing Director & Citi Country Officer |
|
2 |
Syed Ahmer Hasan
Managing Director & Chief Country Officer |
| |
|
|
|
|
| |
Citibank
N.A. - Pakistan Operations |
|
|
Deutsche
Bank AG - Pakistan Operations |
| |
|
|
|
|
| |
1st Floor, AWT Plaza,
I. I. Chundrigar Road, Karachi |
|
|
Avari Plaza, Fatima Jinnah Road,
Karachi -75530 |
| |
|
|
|
|
| |
Telephone
Office: 021-32638222
Fax Number: 021-32638211
Website :- http://www.citibank.com.pk
UAN: 111-333-333 |
|
|
Telephone Office: 021-35207200
Fax Number: 021-35658325
Website :- http://www.db.com/pakistan/
UAN: 111-555-777 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr. Xu Keen
Chief Executive Officer - Pakistan |
|
4 |
Mr. Kazuto Ohashi
General Manager |
| |
|
|
|
|
| |
Industrial and Commercial Bank of China Limited – Pakistan Branches |
|
|
The Bank of Tokyo-Mitsubishi UFJ Limited - Pakistan Operations |
| |
|
|
|
|
| |
8th Floor, Parsa Tower, Plot No. 31-1-A, Block-6
P.E.C.H.S, Shahrah-e-Faisal, Karachi. |
|
|
1st Floor, Shaheen Complex,
M.R. Kayani Road, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-35208900
Fax Number: 021-35208930 |
|
|
Telephone Office: 021-32637787
Fax Number: 021-32631368
Website :- http://www.bk.mufg.jp |
| |
|
|
|
|
|
| MICRO
FINANCE BANKS / INSTITUTIONS
|
| |
|
|
|
|
| 1 |
Mr. Mudassar Aqil
President/Chief Executive Officer |
|
2 |
Mr. Muhammad Ghalib Nishtar
President |
| |
|
|
|
|
| |
FINCA Microfinance Bank Limited |
|
|
Khushhali
Bank Limited |
| |
|
|
|
|
| |
387-E, Mollana Shoukat Ali Road, Johar Town, Lahore |
|
|
94 West, 4th Floor, Amir Plaza, Jinnah Avenue Blue Area,
P. O. Box 3111, Islamabad |
| |
|
|
|
|
| |
Telephone Office: 042-35222784,
Fax Number: 042-35222851
Website:- http://www.kmfbank.com |
|
|
Telephone Office: 051-9216982
Fax
Number: 051-9206080
Website :- http://www.khushhalibank.com.pk/
UAN: 111-092-092 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr. Gulistan Malik
Acting President / Chief Executive Officer |
|
4 |
Mr. Zahoor Hussain Khan
President/Chief Executive Officer |
| |
|
|
|
|
| |
APNA
Microfinance Bank Limited |
|
|
NRSP
Microfinance Bank Limited |
| |
|
|
|
|
| |
Head Office
23-A, Sunder das Road, Zaman Park, Lahore |
|
|
Head Office, Chak 10 BC near Baghdad Railway Station, University
Road, Bahawalpur |
| |
|
|
|
|
| |
Telephone Office: 042-36305314-15
Fax Number: 042-36306730
Website:http://www.apnabank.com.pk/
|
|
|
Telephone Office: 062-2285126-111
Fax Number: 062-2280051
Website
:- www.nrspbank.com |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 5 |
Mr. Munawar Suleman
President / Chief Executive Officer |
|
6 |
Syed Umar Viqar
President & CEO |
| |
|
|
|
|
| |
Pak
Oman Microfinance Bank Limited |
|
|
U Microfinance Bank Limited |
| |
|
|
|
Head Office |
| |
Head Office, 2nd Floor, Tower C, Finance & Trade Centre,
Shahrah-e-Faisal, Karachi
|
|
|
2nd Floor, 13-B, Jinnah Super Market
F-7, Islamabad |
| |
|
|
|
|
| |
Telephone Office: 021-35630948
Fax Number: 021-35630949
Website
:- http://www.pomicro.com/ |
|
|
Telephone Office: 051-111-182-265 Ext: 117
Fax Number: 051-2652964
Website
:-www.ubank.com.pk
UAN: 111-182-265 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 7 |
Mr. Ali Riaz Chaudhry
President |
|
8 |
Mr. Amir Masood Khan
President / Chief Executive Officer |
| |
|
|
|
|
| |
Telenor Microfinance Bank Limited |
|
|
The
First Micro Finance Bank Limited |
| |
|
|
|
|
| |
15-A, Block 7 & 8, Central Commercial Area
K.C.H.S. Union, Karachi |
|
|
16-17 Floors, Habib Bank Tower, Blue Area, Jinnah Avenue, Islamabad |
| |
|
|
|
|
| |
Telephone Office: 021 – 34325576
& 111-111-004 Ext-1111
Fax Number: 021- 34325575
Website
:- http://www.tameerbank.com/ |
|
|
Telephone Office : 051-2824450
Fax Number : 051-2821817
Website
:- http://www.mfb.com.pk |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 9 |
Mr. Ghazanfar Azzam
Chief Executive Officer |
|
10 |
Mr. Zine-el-Abidine Otmani
President/CEO |
| |
|
|
|
|
| |
Mobilink Microfinance Bank Limited |
|
|
Advans Pakistan Microfinance Bank Ltd |
| |
|
|
|
|
| |
3-A/2, F-8 Markaz, Islamabad |
|
|
Bahria Complex 1, Lalazar Area, M.T.Khan Road Karachi. |
| |
|
|
|
|
| |
Telephone Office: 051-2817011
Fax Number: 051-2817539
Website
:- http://www.waseelabank.com
|
|
|
Telephone Office: 021-
35643670-10034
Fax Number: 021-35643675
Website: http://www.advansgroup.com |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 11 |
Mr. Muhammad Shoaib Arif
President /Chief Executive Officer |
|
|
|
| |
|
|
|
|
| |
Sindh Microfinance Bank Limited |
|
|
|
| |
|
|
|
|
| |
F/39, 2nd Floor, Muhammad Ali Cooperative Housing Society, Karachi
|
|
|
|
| |
|
|
|
|
| |
Telephone Office: 021-34168127
Fax Number: 021-34168126
Website: http://www.sindhmfb.com
|
|
|
|
| |
|
|
|
|
|
| DEVELOPMENT
FINANCE INSTITUTIONS |
| |
|
|
|
|
| 1 |
Mr. Pervez Said
Managing Director / Chief Executive Officer |
|
2 |
Ms.
Ayesha Aziz
Managing Director / Chief Executive Officer |
| |
|
|
|
|
| |
House
Building Finance Company Limited |
|
|
Pak
Brunei investment Company Limited |
| |
|
|
|
|
| |
3rd Floor, Finance & Trade Centre, Tower 'B' Shahrah-e-Faisal, Karachi -74400 |
|
|
Horizon Vista Commercial - 10, Block No.4, Scheme No.5,
Clifton, Karachi |
| |
|
|
|
|
| |
Telephone Office:021-35641724
Fax Number: 021-35630954
Website :- http://www.hbfc.com.pk
UAN: 0800 50005 |
|
|
Telephone Office: 021-35361215
Fax Number: 021-35361556, 021-35361213
Website
:- http://www.pakbrunei.com.pk |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 3 |
Mr. Li Peng
Managing Director |
|
4 |
Mr. Nadeem Karamat
Managing Director / Chief Executive Officer |
| |
|
|
|
|
| |
Pak-China
Investment Company Limited |
|
|
PAIR
Investment Company Limited |
| |
|
|
|
|
| |
13th Floor, Saudi Pak Tower,61-A, Jinnah Avenue, Islamabad |
|
|
2nd Floor, Islamic Chamber Building, ST-2/A, Block-9,
Clifton, Karachi |
| |
|
|
|
|
| |
Telephone Office: 051-2800291
Fax
Number: 051-2800277
Website:- http://www.pakchinainvest.com/ |
|
|
Telephone Office: 021- 35829601
Fax Number: 021-35303526
Website
:- www.pairinvestment.com |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 5 |
Mr. Mansur Khan
Managing Director / Chief Executive Officer |
|
6 |
Mr. Abid Aziz
Managing Director / Chief Executive Officer |
| |
|
|
|
|
| |
Pakistan
Kuwait Investment Company Limited |
|
|
Pak
Libya Holding Company Limited |
| |
|
|
|
|
| |
4th Floor, Block C, FTC Building
Shahrah-e-Faisal, Karachi |
|
|
5th Floor, Block 'C' Finance & Trade Centre Shahrah-e-Faisal, Karachi |
| |
|
|
|
|
| |
Telephone Office: 021-35630908-09
Fax Number: 021-35630910
Website :- http://www.pkic.com
UAN: 111-611-611
|
|
|
Telephone Office: 021-35630630, 35630666 & 35630656
Fax Number: 021-35630654 & 021-35630665
Website :- http://www.paklibya.com.pk
UAN: 111-111-115 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
|
|
|
| 7 |
Mr. Bahauddin Khan
Managing Director & Chief Executive Officer |
|
8 |
Mr. Kamal Uddin Khan
General Manager / Chief Executive Officer |
| |
|
|
|
|
| |
Pak
Oman Investment Company Limited |
|
|
Saudi
Pak Industrial & Agricultural Investment Company
Limited |
| |
|
|
|
|
| |
1st Floor, Tower 'A', Finance & Trade Centre, Shahrah-e-Faisal, Karachi |
|
|
19th Floor, Saudi Pak Tower, 61/A,
Jinnah Avenue, Blue Area, Islamabad |
| |
|
|
|
|
| |
Telephone Office: 021-35630960 & 35630971-75
Fax Number: 021-35630961
Website :- http://www.pakoman.com |
|
|
Telephone Office: 051-2800315
Fax Number: 051-2800308
Website :- http://www.saudipak.com
UAN: 111-222-003 |
| |
|
|
|
|
| |
|
|
|
|
|
|
|
|