2013

• BPRD Circular No. 07 dated September 27, 2013
  MINIMUM RATE OF RETURN ON SAVING DEPOSITS AND SBP REPO RATE
• CPD Circular No. 03 dated May 21, 2013
  SUBMISSION OF ZAKAT DECLARATION FORM CZ–50
• CPD Circular No. 2 dated May 09, 2013
  REQUISITION FOR CHEQUE BOOK
• BPRD Circular No. 01 dated March 15, 2013
  MINIMUM RATE OF RETURN ON SAVING DEPOSITS
• BPRD Circular Letter No. 03 dated March 12, 2013
  ACCEPTANCE OF PAKISTAN SMART NATIONAL IDENTITY CARD ISSUED BY NADRA

2012

• CPD Circular No.2 dated June 29, 2012
  SALE OF THIRD PARTY PRODUCTS BY BANKS
• BPRD Circular No. 01 dated April 13, 2012
  MINIMUM RATE OF RETURN ON SAVING DEPOSITS
• CPD Circular Letter No. 1 dated February 07, 2012
  PROCEDURE FOR REFUND OF UNCLAIMED DEPOSIT SURRENDERED TO SBP

2011

• BPRD Circular No. 12 dated October 19, 2011
  SERVICE CHARGES ON ACCOUNT OF HANDLING/SORTING OF CASH DEPOSIT OR WITHDRAWAL AT COUNTERS OF BANK BRANCHES
• BPRD Circular Letter No. 20 dated August 29, 2011
  OPENING OF ACCOUNTS ON THE BASIS OF NADRA RECEIPT/ TOKEN IN CASE OF EXPIRED CNICs
• CPD Circular No. 02 dated July 02, 2011
  INTERNAL CONTROL PROCEDURES FOR CHEQUE PAYMENTS
• BPRD Circular No. 07 dated May 27, 2011
  SERVICE CHARGES ON PLS DEPOSIT ACCOUNTS
• CPD Circular No. 1 dated March 26, 2011
  APPEALS TO GOVERNOR SBP AGAINST THE DECISION OF BANKING MOHTASIB
• BPRD Circular Letter No. 06 dated March 24, 2011
  ISSUANCE OF E-STATEMENT OF ACCOUNT TO CREDIT CARD HOLDERS
  

2010

• BPRD Circular Letter No. 27 dated November 11, 2010
  SERVICE CHARGES ON PLS DEPOSIT ACCOUNTS
  
• BPRD Circular Letter No. 25 dated November 04, 2010
  PENSION DISBURSEMENT THROUGH BANKS
  
• PSD Circular Letter No. 4 dated October 22, 2010
  GUIDELINES FOR RETAINED / DISABLED CARDS ON ATMs - SPECIAL INSTRUCTIONS FOR WATAN CARDS
  
• CPD Circular Letter No. 1 dated September 27, 2010
  DISPUTE RESOLUTION THROUGH MEDIATION
  
• PSD Circular Letter No. 3 dated September 6, 2010
  MANAGEMENT OF ATMs DURING EID HOLIDAYS
  
• BPRD Circular Letter No. 21 dated August 12, 2010
  DEDUCTION OF INSURANCE PREMIUM AND OTHER CHARGES IN EXCESS OF ACTUAL COST OR THE AMOUNT PAID TO SERVICE PROVIDERS
  
• BPRD Circular Letter No. 18 dated August 10, 2010
  AWARENESS AMONG CLIENTS / CUSTOMERS OF BANKS ABOUT THE BANKING MOHTASIB PAKISTAN
  
• BPRD Circular No. 06 dated May 17, 2010
  VERIFICATION OF ACCOUNTS / BANK STATEMENTS OF STUDENTS APPLYING FOR FOREIGN EDUCATION
  
• BPRD Circular Letter No. 05 dated February 25, 2010
  DEDUCTION OF INSURANCE PREMIUM AND OTHER CHARGES IN EXCESS OF ACTUAL COST OR THE AMOUNT PAID TO SERVICE PROVIDERS
  
• BPRD Circular Letter No. 02 dated January 25, 2010
  EXEMPTION OF SCHOOL MANAGEMENT COMMITTEE ACCOUNTS FROM LEVY OF SERVICE CHARGES
  
• BPRD Circular No. 02 dated January 05, 2010
  ISSUANCE OF STATEMENT OF ACCOUNT TO ACCOUNT HOLDERS
  

2009

• BPRD Circular Letter No. 37 dated December 3, 2009
  MASTER CIRCULAR - UNCLAIMED DEPOSITS
  
• BPRD Circular No.15 dated October 12, 2009
  BANKING SERVICES FOR THE VISUALLY IMPAIRED PERSONS
  
• BPRD Circular Letter No. 25 dated August 26, 2009
  COLLECTION OF UTILITY BILLS
  
• PSD Circular No. 1 dated January 17, 2009
  OPERATIONAL GUIDELINES FOR CREDIT CARD BUSINESS IN PAKISTAN
  

2008

• BPRD Circular No. 13 dated November 03, 2008
  FAIR DEBT COLLECTION GUIDELINES
  
• BPRD Circular Letter No. 31 dated October 26, 2008
  CUSTOMER FACILITATION CENTERS TO REDUCE CONCERNS / GRIEVANCES OF DEPOSITORS & BORROWERS
  
• BPRD Circular Letter No. 21 dated August 19, 2008
  DISCRIMINATING CONSUMER FINANCE PRACTICES
  
• BPRD Circular No. 2 dated March 31, 2008
  BRANCHLESS BANKING REGULATIONS FOR FINANCIAL INSTITUTIONS
  
• PSD Circular No. 1 dated January 15, 2008
  GUIDELINES FOR RETAINED / DISABLED CARD ON ATMs
  

2007

• PSD Circular No. 2 dated September 07, 2007
  OPERATIONAL GUIDELINES ON ATMs
  
• BPRD Circular No. 09 dated July 13, 2007
  GUIDELINES ON OUTSOURCING ARRANGEMENTS
  
• BPRD Circular No. 05 dated June 05, 2007
  SECURITY STANDARDS FOR ENHANCEMENT OF SECURITY OF THE LOCKERS
  

2006

• BPRD Circular No. 07, 2006 dated July 21, 2006
  MASTER CIRCULAR ON UNCLAIMED DEPOSITS
  
• PSD Circular No. 1 dated April 06, 2006
  GUIDELINES FOR STANDARDIZATION OF ATM OPERATIONS
  

2005

• BSD Circular No. 8 dated December 12, 2005
  INFORMATION SYSTEMS: GUIDELINES ON AUDITS AND SYSTEM SWITCHOVER PLANNING
  
• PSD/DIR/Policy Guidelines/110/102/81 dated December 05, 2005
  GUIDELINES FOR CARD HOLDERS
  
• BPRD Circular No. 31 of November 29, 2005
  GUIDELINES FOR HIGHER EDUCATION FINANCING SCHEME
  
• BSD Circular No. 1 dated January 19, 2005
  REPORTING REQUIREMENTS ON FRAUDS/FORGERIES/DACOITIES
  

2004

• BSD Circular No. 15 dated September 29, 2004
  GUIDELINES ON INFORMATION TECHNOLOGY SECURITY
  
• BPD Circular No. 17 dated June 07, 2004
  GUIDELINES IN DEALING WITH CUSTOMER COMPLAINTS
  
• BSD Circular No. 7 dated May 27, 2004
  GUIDELINES ON INTERNAL CONTROLS
  

2003

• BPD Circular No. 16 dated May 3, 2003
  GUIDELINES FOR APPOINTMENT / DESIGNATION OF COMPLIANCE OFFICER
  
• BSD Circular No. 2 dated February 14, 2003
  GUIDELINES FOR MOBILE BANKING OPERATIONS OF MICROFINANCE BANKS/ INSTITUTIONS