Risk-Based Supervision
—SBP risk-based supervision framework comprises:
—Effective on-site inspection and off-site surveillance mechanism which duly takes into underlying risks of the banks,
—Keeping in view the importance of risk management in bank, SBP has issued instructions and minimum standards to be followed  in the following areas:
—Capital Policy & Basel Capital Accord
—Risk Management & Internal Controls
—Stress Testing
—Financial Disclosure
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