SAARC FINANCE,
REGIONAL SEMINAR, ISLAMABAD
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Key Challenges
• CREDIT RISK MODELLING CHALLENGES
• Historical Data
Capturing Abilities
• Credit Risk
Management Systems
• Credit Information
Bureau availability in soft form for Data modelling
• CHANGES IN CREDIT INFRASTRUCTURE
• Cost constraints for
many Institutions
• Legacy data and
systems
• Delivery Systems
• Controls and Exceptions
• HUMAN
RESOURCES
• Quality Resource constraints
• Trainings and risk of
poaching