SAARC FINANCE,
REGIONAL SEMINAR, ISLAMABAD
43
Embedding the Credit
Risk Management Model
Business Strategy
BoD
Risk Appetite Statement
Consumer
Product Program
Central
Bank Prudential Regulations
/ Guidelines
FFG
Underwriting Strategy
Portfolio Analytics & Review
Triggers
•Economic
•Industry
•Product
level
Portfolio Monitoring
Executive Committee
Country Risk
Assessment
BRMC
Target Market
Budget Setting
Corporate
Commercial
Sector Programs
Underwriting
Standards