SAARC FINANCE,
REGIONAL SEMINAR, ISLAMABAD
Credit
Risk Management Process
•Risk Identification
ØRisk
Appetite Statement
ØDefensive
Risk Control Framework
ØUnderwriting
Standards and Risk Acceptance Criteria
•Risk
Assessment
ØManagement
ØBusiness
Risk and the Operating Cycle
ØCash
Flow and Liquidity
ØCapital
Structure and Gearing
ØFinancial
Projections and Modeling
•Risk
Measurement
ØModels
•Risk
Mitigation
ØCollateral, Facility Structuring, Insurance and/or
Hedging
9