Please refer to Regulation No. R-1 of Prudential Regulations for Corporate/Commercial Banking, regarding limit on exposure to a single person.

2. It has been decided to revise the limit on exposure to a single person/group, as contained in the above regulation, in a phased manner over the next five years. The revised limits and the dates from which the same shall be effective are given below:.

Effective date	Exposure limit as a % of bank’s/DFI’s equity (as disclosed in the latest audited financial statements)
	For single person		For group
	Total outstanding (fund and non-fund based) exposure limit	Fund based outstanding limit	Total outstanding (fund and non-fund based) exposure limit	Fund based outstanding limit
31-12-2009	30	20	45	35
31-12-2010	30	20	40	35
31-12-2011	30	20	35	30
31-12-2012	30	20	30	25
31-12-2013	25	25	25	25

3.         All other instructions on the subject shall remain unchanged.

4.         Please acknowledge receipt.