STATE  BANK  OF  PAKISTAN
Slide 13
•IX. Dealing with non-performing loans
•Flows of non-performing loans contained to less than 5 percent thus improving the quality of assets •Provisions against loan losses have been substantially enhanced and cover almost 60 percent of non-performing loans •Strict criteria are enforced for classifying loans. Sock of Net NPL/Net advances ratio is down to 11 percent
FINANCIAL SECTOR REFORMS